Pi 拍錢包 vs Richart Life
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pi 拍錢包
This app simplifies payments at convenience stores, supermarkets, and for various bills. It offers a rewards program where points can be used for discounts, and supports mobile payments for parking and online shopping. It also includes a chat feature and robust security measures.
- Unified payment for stores and supermarkets
- Bill payments (utilities, tuition, insurance)
- Parking fee payments
- Rewards program with P幣 discounts
- Secure online and in-store payments
- Real-time chat with friends and official news
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|精采生活 強勢開拍| 便利商店、加油站、線上購物、生活繳費怎麼 Pi 都划算,消費同時還獲得 P 幣回饋,每1P 幣等於新台幣1元,付款折抵無上限! 我們一直努力為您做更多,打造「一拍即享、回饋無限」的行動好生活! Pi 拍錢包主要功能介紹: ● 拍享券 Pi 拍錢包提供包含食衣住行育樂總計超過 100 個通路品牌的電子票券,簡單選購或以 P 幣折抵即時兌換,精采生活 一拍即享。 ●玉山 Pi 拍錢包信用卡/玉山 Pi 拍兔簽帳金融卡與P 幣 綁定玉山 Pi 拍錢包信用卡支付享更多加碼回饋,1 P 幣可折抵 Pi 拍錢包 1 元消費,折抵無上限! ● 停車繳費 臺北市、基隆市、新北市、桃園市、新竹縣、新竹市、苗栗市、苗栗縣頭份市、臺中市、彰化縣、南投縣、 雲林縣斗六市、嘉義市、臺南市、高雄市、花蓮縣、宜蘭縣及澎湖縣路邊停車繳費單,隨時隨地都能用手機繳費。全臺嘟嘟房停車場、Autopass 快速通停車場也可使用 Pi 拍錢包手機付款! ● 生活繳費 用 Pi 拍錢包可繳多種生活費用,包含電費、水費、瓦斯費、學費、信用卡費、養管費、三大電信帳單費;還有旅平險、汽機車險等多種保障任你選購。 ● 商店付款 超商超市,白貨,藥妝、加油站、餐飲、計程車等場域,均可使用 Pi 拍錢包付款。全臺合作店點超過 38 萬個! ● 線上購物付款 PChome24h 購物、露天市集、比比昂、東森購物、MyCard、FunNow、Wstyle 等通路均可使用 Pi 拍錢包 APP 付款。 ● 活動通知 接收「官方好友」好康優惠、P 幣回饋活動消息,檔檔精采不錯過,優惠回饋不漏接! ● 安心保障 採用符合支付卡產業資料安全標準 (PCI DSS) 的資安架構,綁定手機硬體裝置並搭配支付密碼,同時具備雙重控管,交易更安心! Pi 拍錢包服務團隊,持續努力推出更多便捷付款功能。 與您一起打造更便利的未來! ======================================= 《建議使用環境》 - 請使用 iPhone 5S 以上的機型 - iOS 12 以上的版本 如您仍使用舊版 iOS,建議您先將作業系統升級至最新版本,以獲得更完善的服務。
Richart Life
This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.
- Integrated lifestyle services
- Mobile payment support
- Loyalty point redemption
- Credit card management
- Real-time transaction notifications
- Coupon access
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我們持續優化各項服務的使用介面,除了既有的信用卡相關服務,新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務,將生活再升級!/立刻下載台新Richart Life,體驗台新銀行生活金融生態圈。 Richart Life特色說明: 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能,一手掌握個人日常服務,提供全方位的便利生活! 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定,購物不再需要掏出錢包,使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換,屬於你的好康,就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便,另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知,確保交易安全。 6.優惠券好康 刷卡優惠隨時查,領券即享優惠,好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤,請撥打台新客服更新02)2655-3355。 為保障您的使用安全,建議您應於行動裝置上安裝防毒軟體,以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形
Screenshots
Verdict
The clearest difference is rating: Pi 拍錢包 at 2.5 against Richart Life's 1.9. Pi 拍錢包 also leads on monetization model (free vs free with in-app purchases) and review sentiment (27% vs 17%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pi 拍錢包 holds the better App Store score, 2.5 against 1.9. Both are backed by a comparable volume of ratings — 11 and 20 respectively. Written reviews point the same way: 27% of Pi 拍錢包's written reviews are positive against 17% of Richart Life's.
Pi 拍錢包 ships an update monthly, Richart Life every 4 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.
| Parameter | Pi 拍錢包 | Richart Life |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (11 ratings) — better | 1.9 (20 ratings) |
| Positive reviews | 27.3% of reviews — better | 17.1% of reviews |
| Number of ratings | 11 | 20 — better |
| Update frequency | Monthly | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 58 MB | 250 MB |
| Age rating | 4+ | 4+ |
| Developer | Pi Mobile Technology Inc. | Taishin International Bank |
Customer experience
Pi 拍錢包
Richart Life
In-app purchases
Pi 拍錢包
No in-app purchases
Richart Life
No in-app purchases








