Comparison

Pi 拍錢包 vs Richart Life

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pi 拍錢包

This app simplifies payments at convenience stores, supermarkets, and for various bills. It offers a rewards program where points can be used for discounts, and supports mobile payments for parking and online shopping. It also includes a chat feature and robust security measures.

Highlights
  • Unified payment for stores and supermarkets
  • Bill payments (utilities, tuition, insurance)
  • Parking fee payments
  • Rewards program with P幣 discounts
  • Secure online and in-store payments
  • Real-time chat with friends and official news
Read full description

|精采生活 強勢開拍| 便利商店、加油站、線上購物、生活繳費怎麼 Pi 都划算,消費同時還獲得 P 幣回饋,每1P 幣等於新台幣1元,付款折抵無上限! 我們一直努力為您做更多,打造「一拍即享、回饋無限」的行動好生活! Pi 拍錢包主要功能介紹: ● 拍享券 Pi 拍錢包提供包含食衣住行育樂總計超過 100 個通路品牌的電子票券,簡單選購或以 P 幣折抵即時兌換,精采生活 一拍即享。 ●玉山 Pi 拍錢包信用卡/玉山 Pi 拍兔簽帳金融卡與P 幣 綁定玉山 Pi 拍錢包信用卡支付享更多加碼回饋,1 P 幣可折抵 Pi 拍錢包 1 元消費,折抵無上限! ● 停車繳費 臺北市、基隆市、新北市、桃園市、新竹縣、新竹市、苗栗市、苗栗縣頭份市、臺中市、彰化縣、南投縣、 雲林縣斗六市、嘉義市、臺南市、高雄市、花蓮縣、宜蘭縣及澎湖縣路邊停車繳費單,隨時隨地都能用手機繳費。全臺嘟嘟房停車場、Autopass 快速通停車場也可使用 Pi 拍錢包手機付款! ● 生活繳費 用 Pi 拍錢包可繳多種生活費用,包含電費、水費、瓦斯費、學費、信用卡費、養管費、三大電信帳單費;還有旅平險、汽機車險等多種保障任你選購。 ● 商店付款 超商超市,白貨,藥妝、加油站、餐飲、計程車等場域,均可使用 Pi 拍錢包付款。全臺合作店點超過 38 萬個! ● 線上購物付款 PChome24h 購物、露天市集、比比昂、東森購物、MyCard、FunNow、Wstyle 等通路均可使用 Pi 拍錢包 APP 付款。 ● 活動通知 接收「官方好友」好康優惠、P 幣回饋活動消息,檔檔精采不錯過,優惠回饋不漏接! ● 安心保障 採用符合支付卡產業資料安全標準 (PCI DSS) 的資安架構,綁定手機硬體裝置並搭配支付密碼,同時具備雙重控管,交易更安心! Pi 拍錢包服務團隊,持續努力推出更多便捷付款功能。 與您一起打造更便利的未來! ======================================= 《建議使用環境》 - 請使用 iPhone 5S 以上的機型 - iOS 12 以上的版本 如您仍使用舊版 iOS,建議您先將作業系統升級至最新版本,以獲得更完善的服務。

About

Richart Life

This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.

Highlights
  • Integrated lifestyle services
  • Mobile payment support
  • Loyalty point redemption
  • Credit card management
  • Real-time transaction notifications
  • Coupon access
Features
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我們持續優化各項服務的使用介面,除了既有的信用卡相關服務,新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務,將生活再升級!/立刻下載台新Richart Life,體驗台新銀行生活金融生態圈。   Richart Life特色說明: 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能,一手掌握個人日常服務,提供全方位的便利生活! 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定,購物不再需要掏出錢包,使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換,屬於你的好康,就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便,另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知,確保交易安全。 6.優惠券好康 刷卡優惠隨時查,領券即享優惠,好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤,請撥打台新客服更新02)2655-3355。 為保障您的使用安全,建議您應於行動裝置上安裝防毒軟體,以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形

Screenshots

Pi 拍錢包4 screens
Richart Life4 screens

Verdict

The call

The clearest difference is rating: Pi 拍錢包 at 2.5 against Richart Life's 1.9. Pi 拍錢包 also leads on monetization model (free vs free with in-app purchases) and review sentiment (27% vs 17%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pi 拍錢包 holds the better App Store score, 2.5 against 1.9. Both are backed by a comparable volume of ratings — 11 and 20 respectively. Written reviews point the same way: 27% of Pi 拍錢包's written reviews are positive against 17% of Richart Life's.

UpkeepUpdate frequency

Pi 拍錢包 ships an update monthly, Richart Life every 4 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
Pi 拍錢包 versus Richart Life: the parameters behind the verdict, then further details
ParameterPi 拍錢包Richart Life
PriceFreeFree
Rating2.5 (11 ratings) — better1.9 (20 ratings)
Positive reviews27.3% of reviews — better17.1% of reviews
Number of ratings1120 — better
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.013.0
Further details — not scored
Size58 MB250 MB
Age rating4+4+
DeveloperPi Mobile Technology Inc.Taishin International Bank

Customer experience

Pi 拍錢包

All ratings11 ratings
Positive27.3%
Neutral18.2%
Negative54.5%
Written reviews11 reviews
Positive27.3%
Neutral18.2%
Negative54.5%

Richart Life

All ratings20 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews82 reviews
Positive17.1%
Neutral11.0%
Negative72.0%

In-app purchases

None

Pi 拍錢包

No in-app purchases

None

Richart Life

No in-app purchases

Questions

Is Pi 拍錢包 free?
Pi 拍錢包 is free to download, with no in-app purchases.
Is Richart Life free?
Richart Life is free to download, with no in-app purchases.
Which has better reviews, Pi 拍錢包 or Richart Life?
Pi 拍錢包 is rated higher. Pi 拍錢包 averages 2.5 out of 5 from 11 ratings, while Richart Life averages 1.9 from 20 ratings.
Do Pi 拍錢包 or Richart Life have ads?
Neither Pi 拍錢包 nor Richart Life shows ads.
Which is updated more often, Pi 拍錢包 or Richart Life?
Pi 拍錢包 ships an update monthly, and Richart Life every 4 weeks. Most recently, Pi 拍錢包 was updated on October 14, 2026 and Richart Life on October 16, 2026.

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