FirstToken vs Pay4Power
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstToken
Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.
- Generate one-time passcodes
- Secure online transaction authentication
- Eliminates need for hardware token
- Mobile authentication for FirstBank accounts
- Apple device compatibility
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Generate one time passcodes on the go using the FirstToken application. FirstToken app is an innovative mobile application that enables FirstBank account holders authenticate online transactions on their Apple device. It eliminates the need to constantly carry your hardware token with you.
Pay4Power
Easily buy electricity tokens through various convenient channels including web, mobile, USSD, bank branches, and POS terminals. This finance app simplifies utility payments for users.
- Purchase electricity tokens
- Multiple payment channels
- Web access
- Mobile app
- USSD payments
- Bank branch payments
- POS payments
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Pay4Power is a robust solution that enables users to conveniently purchase electricity tokens via multiple channels (Web, Mobile, USSD, Bank Branch and POS)
Screenshots
Verdict
The clearest difference is review sentiment: Pay4Power at 100% against FirstToken's 13%. Pay4Power also leads on rating (5.0 vs 2.3) and update cadence (every 11 days vs every 21 months). FirstToken's advantage is ratings volume (81 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay4Power holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: FirstToken has 81 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 13% of FirstToken's written reviews are positive against 100% of Pay4Power's.
FirstToken ships an update every 21 months, Pay4Power every 11 days. The most recent releases landed on September 28, 2026 and September 30, 2026 respectively.
| Parameter | FirstToken | Pay4Power |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (81 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 13.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 81 — better | 3 |
| Update frequency | Every 21 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 91 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | PAY4POWER LTD |
Customer experience
FirstToken
Pay4Power
In-app purchases
FirstToken
No in-app purchases
Pay4Power
No in-app purchases
