FirstToken vs Ecobank Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstToken
Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.
- Generate one-time passcodes
- Secure online transaction authentication
- Eliminates need for hardware token
- Mobile authentication for FirstBank accounts
- Apple device compatibility
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Generate one time passcodes on the go using the FirstToken application. FirstToken app is an innovative mobile application that enables FirstBank account holders authenticate online transactions on their Apple device. It eliminates the need to constantly carry your hardware token with you.
Ecobank Business
Manage your business finances on the go with this comprehensive digital banking platform. Instantly open accounts, upload documents, and send or receive payments securely. Access account details, generate receipts, and get support 24/7.
- Instant account opening
- Digital KYC document upload
- Secure payment sending and receiving
- 24/7 account access
- Transaction receipt generation
- Virtual account generation
- 24/7 customer support
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Ecobank Business App is your one-stop digital platform for your business banking needs. You can open an account instantly or onboard as an existing customer, upload KYC documents digitally, send and receive payments quickly and securely. Enjoy business banking at your fingertips. Simply visit the iOS store to download the app, open an account, and start transacting. Here are some offerings on Ecobank Business App: Quick account opening (for registered/unregistered businesses) Manage your account. - Access your accounts round the clock! - Generate transaction receipt for share - View account Statement and other details. - Dispute log - Know your Relationship Manager and bank contact details Receive Payment - Receive Money from your customers anytime and anywhere. - Get paid via USSD - Get paid via your static QR code - Generate virtual account for payments - Self-Service QR generation to receive payment Make a payment - Pay your bills - Buy Airtime and data Send money - Transfer money between your own accounts and other Ecobank accounts - Transfer money to other bank accounts - Transfer to Multiple Beneficiaries Get help - 24/7 customer support available - Chat with Rafiki (our online chatbot & virtual assistant) for questions and support Get the Ecobank Business App now and experience the convenience and power of digital banking! View Privacy Policy here: https://www.ecobank.com/privacy-centre/personal-banking-privacy-notice
Screenshots
Verdict
The clearest difference is rating: Ecobank Business at 3.3 against FirstToken's 2.3. Ecobank Business also leads on update cadence (every 6 weeks vs every 14 months) and review sentiment (25% vs 13%). FirstToken's advantage is ratings volume (84 vs 19). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ecobank Business holds the better App Store score, 3.3 against 2.3. Both are backed by a comparable volume of ratings — 84 and 19 respectively. Written reviews point the same way: 13% of FirstToken's written reviews are positive against 25% of Ecobank Business's.
FirstToken ships an update every 14 months, Ecobank Business every 6 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.
| Parameter | FirstToken | Ecobank Business |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (84 ratings) | 3.3 (19 ratings) — better |
| Positive reviews | 12.5% of reviews | 25.0% of reviews — better |
| Number of ratings | 84 — better | 19 |
| Update frequency | Every 14 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 11 MB | 88 MB |
| Age rating | 4+ | 17+ |
| Developer | First Bank of Nigeria Limited | ECOBANK |
Customer experience
FirstToken
Ecobank Business
In-app purchases
FirstToken
No in-app purchases
Ecobank Business
No in-app purchases
Questions
Is FirstToken free?
Is Ecobank Business free?
Which has better reviews, FirstToken or Ecobank Business?
Do FirstToken or Ecobank Business have ads?
Which is updated more often, FirstToken or Ecobank Business?
Other comparisons
