Comparison

FirstToken vs Tatum eToken

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstToken

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

Highlights
  • Generate one-time passcodes
  • Secure online transaction authentication
  • Eliminates need for hardware token
  • Mobile authentication for FirstBank accounts
  • Apple device compatibility
Features
Read full description

Generate one time passcodes on the go using the FirstToken application. FirstToken app is an innovative mobile application that enables FirstBank account holders authenticate online transactions on their Apple device. It eliminates the need to constantly carry your hardware token with you.

About

Tatum eToken

Features
Read full description

The Tatum Soft Token App is your secure authentication companion for Tatum Bank’s digital banking platforms. With this app, you can generate time-based one-time passwords (OTPs) for transaction authorization and secure login — without needing SMS or email delivery. Key Features: · Quick and secure OTP generation · Works offline once activated · Device binding for enhanced security · Biometric (fingerprint/face ID) protection · Simple and intuitive user interface The Soft Token app is designed to provide customers with greater security and reliability in performing transactions across Tatum Bank’s online channels.

Screenshots

FirstToken4 screens
Tatum eToken4 screens

Verdict

The call

The clearest difference is update cadence: Tatum eToken at every 3 weeks against FirstToken's every 14 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FirstToken ships an update every 14 months, Tatum eToken every 3 weeks. The most recent releases landed on October 14, 2026 and September 30, 2026 respectively.

Scorecard1 real difference · 9 level
FirstToken versus Tatum eToken: the parameters behind the verdict, then further details
ParameterFirstTokenTatum eToken
PriceFreeFree
Rating2.3 (84 ratings) — better—
Positive reviews12.5% of reviews—
Number of ratings84 — better—
Update frequencyEvery 14 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size11 MB11 MB
Age rating4+17+
DeveloperFirst Bank of Nigeria LimitedTatum Bank Limited

In-app purchases

None

FirstToken

No in-app purchases

None

Tatum eToken

No in-app purchases

Questions

Is FirstToken free?
FirstToken is free to download, with no in-app purchases.
Is Tatum eToken free?
Tatum eToken is free to download, with no in-app purchases.
Do FirstToken or Tatum eToken have ads?
Neither FirstToken nor Tatum eToken shows ads.
Which is updated more often, FirstToken or Tatum eToken?
FirstToken ships an update every 14 months, and Tatum eToken every 3 weeks. Most recently, FirstToken was updated on October 14, 2026 and Tatum eToken on September 30, 2026.

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