Best 4 Payments Make Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Four | Buy Now, Pay Later is the household name in 4 payments make, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top 4 Payments Make Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (117K)NoNoSep 2026
2PayLater: Split Your PaymentsPayLater: Split Your PaymentsFree3.5★ (292)NoNoSep 2026
3Tank PaymentsTank PaymentsFree4.9★ (21)NoNoSep 2026
4Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (858K)NoNoSep 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
6Cherry: The Smarter Way to PayCherry: The Smarter Way to PayFree4.8★ (303)NoNoSep 2026
7Tamara | Own your DreamTamara | Own your DreamFree4.7★ (59K)NoNoSep 2026
8Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoSep 2026

Top Picks for 4 Payments Make

Four | Buy Now, Pay Later#1

Four | Buy Now, Pay Later by Four Technologies, Inc

Flexible Shopping & Payments
Editor's Choice
🛍️ Shopping
4.8😞(117K ratings)
Free
#59in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
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Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

What We Love

  • 💳 Convenient payment option
  • 🛒 Wide variety of stores
  • 🤑 Affordable payment plans
  • 📈 Increasing spending limits
  • 🤩 Great app experience

Room to Improve

  • 🤖 Poor customer service
  • ❌ Declined/canceled orders
  • 💰 Unauthorized charges
  • 🕰️ Slow refund processing
  • 🔒 Account/login issues
PayLater: Split Your Payments#2

PayLater: Split Your Payments by Pay Later

Relax, PayLater
Strong Contender
💰 Finance
3.5😞(292 ratings)
Free
PayLater: Split Your Payments screenshot 1
PayLater: Split Your Payments screenshot 2
PayLater: Split Your Payments screenshot 3
PayLater: Split Your Payments screenshot 4
PayLater: Split Your Payments screenshot 5
PayLater: Split Your Payments screenshot 6

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

What We Love

  • 👍 Trusted
  • 👍 Great experience

Room to Improve

  • 💡 No Arabic language support
  • 💡 Low spending limit
  • 🐛 Debit card not supported
  • 🐛 OTP not received
  • 🐛 Unable to delete app and restart
  • 🐛 Discriminatory spending limits between customers
Tank Payments#3

Tank Payments by Tank Payments

Banking, Payments, Fleet Cards
Worth Considering
💰 Finance
4.9(21 ratings)
Free
Tank Payments screenshot 1
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Tank Payments screenshot 6

This financial app is designed for freight carriers, offering instant invoice payments and fast money transfers to drivers. It also provides tools to manage fleet spending with customizable cards and real-time transaction alerts.

More 4 Payments Make apps to explore

FAQ about 4 Payments Make

What are the best 4 payments make apps for iPhone?
Four | Buy Now, Pay Later tops our 4 payments make apps ranking as of September 2026, with a 4.8-star average from 117K App Store ratings, and it's free to download.
Yes — 20 of the top 4 payments make apps we rank are free to download, including Four | Buy Now, Pay Later and PayLater: Split Your Payments.
Four | Buy Now, Pay Later has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ 4 payments make apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to shop at hundreds of online retailers and split your purchases into four equal payments. The payments are scheduled to be paid every two weeks, making it easier to manage your spending and stay on budget while shopping online.
When you choose to pay with Four at a partner retailer, your purchase is split into four payments. The first payment is made at the time of purchase, and the remaining three payments are automatically charged every two weeks. This provides a clear and predictable payment schedule.