Best 4 Payments Make Apps

207+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Afterpay is the household name in 4 payments make, but it's far from the only option. We track 207+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for 4 Payments Make

Afterpay: Pay over time#1

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Editor's Choice
πŸ›οΈ Shopping
4.9😐(752K ratings)
FreeAds
#33in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

What We Love

  • πŸš€ Convenient payment plan
  • πŸ’³ No interest or hidden fees
  • 🀝 Good customer service (initially)
  • πŸ“ˆ Increasing credit limit with usage

Room to Improve

  • πŸ› App/website technical issues
  • πŸ”’ Security and privacy concerns
  • πŸ€– Lack of human customer support
PayLater - Split in 4 payments#2

PayLater - Split in 4 payments by PAY LATER WEBSITE SERVICES WLL

The Only Way to Split Pay
Strong Contender
πŸ’° Finance
2.3😞(3 ratings)
Free
PayLater - Split in 4 payments screenshot 1
PayLater - Split in 4 payments screenshot 2
PayLater - Split in 4 payments screenshot 3
PayLater - Split in 4 payments screenshot 4
PayLater - Split in 4 payments screenshot 5
PayLater - Split in 4 payments screenshot 6

What We Love

  • πŸ‘ Trusted
  • πŸ‘ Great experience

Room to Improve

  • πŸ’‘ No Arabic language support
  • πŸ’‘ Low spending limit
  • πŸ› Debit card not supported
Four | Buy Now, Pay Later#3

Four | Buy Now, Pay Later by Four Technologies, Inc.

Flexible Shopping & Payments
Worth Considering
πŸ›οΈ Shopping
4.8😞(109K ratings)
Free
#59in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

What We Love

  • πŸ’³ Convenient payment option
  • πŸ›’ Wide variety of stores
  • πŸ€‘ Affordable payment plans
  • πŸ“ˆ Increasing spending limits

Room to Improve

  • πŸ€– Poor customer service
  • ❌ Declined/canceled orders
  • πŸ’° Unauthorized charges

More 4 Payments Make apps to explore

4
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Payoneer enables businesses to streamline global commerce by facilitating cross-border payments. With features like receiving payments worldwide, making international transactions, tracking payments, and accessing multilingual customer support, Payoneer empowers professionals to expand their business globally. Join millions of users already benefiting from Payoneer's services by downloading the app now and taking your business beyond.

πŸ’° Finance
(5.2K)
5
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Make payments and manage plans
Free
πŸ’° Finance
(275)
6
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ΒΉ
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

πŸ›οΈ Shopping
(823K)
7
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

πŸ’° Finance
(6.3M)
8
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This application simplifies vendor payments for small businesses with flexible payment options and tracking capabilities. It streamlines the payment process, saves time, and provides full payment control from your phone to improve cash flow.

πŸ’° Finance
(1.4K)
9
Zapperβ„’ QR Payments & Rewards
Zapperβ„’ QR Payments & Rewards
Zapperβ„’ QR Payments & Rewards
The rewarding way to pay.
Free

Easily make payments by scanning QR codes with this app. Simplify your transactions and experience seamless, efficient payments on the go.

πŸ’° Finance
(3.9K)
10
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

πŸ’° Finance
(82K)
11
GCash
GCash
GCash
by Globe Fintech Innovations, Inc.
Free

A mobile wallet app that allows for instant bill payments, money transfers to various services, online shopping, buying load for mobile phones, and more from the comfort of your home. Join now to experience fast and secure financial transactions with a range of convenient features.

πŸ’° Finance
(2.6K)
12
WavePay
WavePay
WavePay
Digital Payments
Free

WavePay is a leading mobile financial service in Myanmar, offering fast, easy, and secure online payments. With access to a vast network of agents and merchants, users can send money, make instant payments using QR codes, top up mobile balances, pay bills, and transfer funds easily. Stay secure with the "One Wallet, One Device" feature. Join WavePay for all your digital payment needs today.

πŸ’° Finance
(1.8K)
13
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

πŸ’° Finance
(77K)
14
Privat24 – mobile bank
Privat24 – mobile bank
Privat24 – mobile bank
Payments.Cashback.Loan.Deposit
Free

Experience convenience with a versatile mobile banking app accessible to all, offering services like transfers, bill payments, loans, savings management, unique services like purchasing train tickets, and more. Seamlessly manage your finances, track expenses, and enjoy exclusive features tailored for individuals and entrepreneurs. Explore the benefits yourself and join over 13 million satisfied clients.

πŸ’° Finance
(8.5K)
15
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Track, schedule, and manage your payments effortlessly with features like finance charge cap promotion tracking, AutoPay, payment history viewing, and biometric login. Ensure timely payments and full payoff within promotional periods.

πŸ’° Finance
(1.8K)
16
Tank Payments
Tank Payments
Tank Payments
Banking, Payments, Fleet Cards
Free

This financial account helps freight carriers manage their finances efficiently by providing instant payments, easy money transfers, and tools to optimize fleet spending. With this account, carriers can get paid quickly, send money to drivers, pay bills, issue fleet cards, and track transactions in real-time.

πŸ’° Finance
(18)
17
bit Χ‘Χ™Χ˜
bit Χ‘Χ™Χ˜
bit Χ‘Χ™Χ˜
by Bank Hapoalim
Free

A leading payment app in Israel, facilitating easy and secure money transfers. Shop online, order foreign currency, collect money from groups, send payment reminders, receive insurance and pension refunds, pay utilities, and enjoy benefits with the Carrefour Club credit card. Start using it now!

πŸ’° Finance
(2.2K)
18
Raven: Fastest Payments
Raven: Fastest Payments
Raven: Fastest Payments
Fastest transfers and payments
Free

A digital bank in Africa offering low transaction fees, bulk transfers, transparent insights, easy bill payments, high interest on savings, and social banking at no cost. Experience banking convenience with flat-rate transfers, budget insights, bill payments, high interest savings, and free transfers to friends and family.

πŸ’° Finance
(1.8K)
19
Swish payments
Swish payments
Swish payments
by Getswish AB
Free

This mobile payment application allows users to send money to friends, companies, and organizations, as well as make online and in-store payments using their mobile phone. Simply connect your phone number to the app, activate it, and start sending money, scanning QR codes to pay in stores, or using it as a payment option when shopping online.

πŸ’° Finance
(70)
20
Lopay: Payments & POS
Lopay: Payments & POS
Lopay: Payments & POS
Business payments made simple
Free

A convenient payment application that allows users to securely send and receive money, pay bills, and manage their finances easily. Simplify your financial transactions today with Lopay!

πŸ’Ό Business
(268)