Best Ach Apps

168+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated May 2026

The best ach apps on iPhone average 3.9★ across 168+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for Ach

ACH Banking#1

ACH Banking by eProdigy Financial LLC

Editor's Choice
💼 Business
2.5(12 ratings)
Free
ACH Banking screenshot 1
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ACH Banking screenshot 6

This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.

ACH HealthCheck#2

ACH HealthCheck by Standing Stone, Inc.

Strong Contender
🏥 Medical
2.6(126 ratings)
Free
ACH HealthCheck screenshot 1
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This healthcare tool facilitates communication between patients and their physicians for better care management. It allows users to securely record and send test results, vital signs, and other health information directly to their healthcare providers for real-time review and informed decision-making.

Melio Business Payments#3

Melio Business Payments by Melio Payments Inc.

A simpler way to pay vendors
Worth Considering
💰 Finance
4.6😐(1.4K ratings)
Free
Melio Business Payments screenshot 1
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This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

What We Love

  • 🚀 Fast and reliable payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Convenient mobile app

Room to Improve

  • 🐛 Unreliable customer support
  • 🔒 Strict account verification issues
  • 🐛 Payment failures with no explanation

More Ach apps to explore

4
CashDrop Digital Wallet
CashDrop Digital Wallet
CashDrop Digital Wallet
CashDrop Digital Wallet-ACH
Free

This application provides a digital wallet solution designed for small and medium-sized businesses. It facilitates efficient payment processing through ACH transfers, streamlining financial operations for companies.

Digital wallet for businessesACH transfer processingEfficient payment handling
💰 Finance
(2)
free
5
CashCloud - Business Payments
CashCloud - Business Payments
CashCloud - Business Payments
Easily pay vendors on the go
Free

Streamline business payments with a comprehensive solution for sending ACH, checks, and eChecks. Automate workflows, manage vendors, and ensure secure transactions with advanced fraud protection. Integrates with accounting systems for seamless financial operations.

Send ACH, custom, printed, and mailed checksEmail eChecksBuild custom approval and signature workflows
💰 Finance
(2)
free
6
eChecksPro Mobile Checkbook
eChecksPro Mobile Checkbook
eChecksPro Mobile Checkbook
by Deluxe Corporation
Free

This app allows users to create, sign, and send digital or printed check payments securely. Manage payees and track received checks from your mobile device, saving time and resources on traditional mail.

Create digital and print+mail checksSign and send paymentsManage payee information
💰 Finance
(2)
free
7
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
8
Paybis Wallet: Buy Bitcoin
Paybis Wallet: Buy Bitcoin
Paybis Wallet: Buy Bitcoin
Buy BTC, ETH, USDC, USDT TRC20
Free

This app functions as a universal crypto wallet and exchange, allowing users to buy, sell, and securely store a wide range of digital currencies. It offers advanced security features, international accessibility in over 180 countries, and a user-friendly interface with helpful tools for managing crypto portfolios.

Buy, sell, and store cryptocurrenciesSecure digital asset managementSupport for over 180 countries
💰 Finance
(2.9K)
free with in-app purchases
9
Utoppia
Utoppia
Utoppia
Your global account in one app
Free

Open a U.S. dollar account in your name from anywhere globally. Manage traditional and digital dollars, send money across borders instantly, and control your finances seamlessly. All within a single, secure application.

Open U.S. dollar accountManage traditional USDManage digital dollars (USDC, USDT)
💰 Finance
(86)
free
10
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
Built for Field Service Teams
Free

Accept in-person or online card payments without a card reader. Create and send professional invoices for free, and manage unlimited team members with flexible roles and permissions. Enjoy secure, hassle-free payments with no hidden fees.

Tap-to-pay on iPhoneQR code and payment link generationAccepts multiple payment methods
💼 Business
(393)
free with in-app purchases
11
ACH Advertising
ACH Advertising
ACH Advertising
by ACH Advertising
Free

This app serves as a secure and user-friendly marketplace for buying and selling vehicles across the Caribbean, starting in Trinidad & Tobago. It allows users to easily list vehicles, chat with potential buyers or sellers, and receive instant notifications.

Car marketplace for the CaribbeanSecure and easy-to-use platformList vehicles quickly
💼 Business
(13)
ad-supported
12
Secure Card Manager & Wallet
Secure Card Manager & Wallet
Secure Card Manager & Wallet
Mobile Credit & Reward Cards
Free

Securely store your bankcard data and passwords with advanced encryption. Access your information offline and protect it with biometric or PIN lock. Share card details easily and manage data across devices via cloud sync.

Secure card data storageAdvanced AES 256-bit encryptionOffline access
💰 Finance
(503)
freemium
13
ACB ONE
ACB ONE
ACB ONE
by ASIA COMMERCIAL JOINT STOCK BANK
Free

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

100% online account setupFree fund transfers and account managementVideo call account upgrades with facial recognition
💰 Finance
(155)
free with in-app purchases
14
Abri Credit Union
Abri Credit Union
Abri Credit Union
by Abri Credit Union
Free

Manage your finances on the go with this mobile banking application. Easily check account balances, transfer funds between accounts, and pay bills conveniently. You can also deposit checks directly through the app.

Check account balancesTransfer moneyPay bills
💰 Finance
(1.5K)
ad-supported
15
REPAYit
REPAYit
REPAYit
by REPAY - Realtime Electronic Payments
Free

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

View bills on deviceMake payments with cardMake payments with ACH
💰 Finance
(29)
free
16
ACU Mobile Banking
ACU Mobile Banking
ACU Mobile Banking
by America's Credit Union, a Federal Credit Union
Free

Manage your finances quickly and conveniently on the go. Access your accounts, view transactions, and perform banking tasks from anywhere, at any time.

Manage finances on the goQuick and convenient accessAnytime, anywhere banking
💰 Finance
(4K)
free
17
ACB Merchant Mobile Deposit
ACB Merchant Mobile Deposit
ACB Merchant Mobile Deposit
by American Commerce Bank, National Association
Free
💼 Business
(0)
18
ACH Healthcare
ACH Healthcare
ACH Healthcare
Effective Staff Management App
Free
💼 Business
(0)
19
Exchange Bank Mobile Banking
Exchange Bank Mobile Banking
Exchange Bank Mobile Banking
by Exchange Bank Mobile
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transactions, and communicate securely with your bank anytime, anywhere. Access branch information and hours conveniently.

Check balances 24/7View pending transactionsFunds transfers
💰 Finance
(2.7K)
ad-supported
20
ACB&T Commercial
ACB&T Commercial
ACB&T Commercial
by The First National Bank of Ottawa
Free
💰 Finance
(0)

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