Best Ach Pay Apps

243+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Whether you're new to ach pay or looking for an upgrade, our curated collection of 243+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Ach Pay Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoOct 2026
2360Pay360PayFree5.0★ (2)NoNoOct 2026
3Tendy: The Pay-Anyone AppTendy: The Pay-Anyone AppFree4.4★ (65)NoNoOct 2026
4Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoOct 2026
5rapid! Payrapid! PayFree4.5★ (199K)NoNoOct 2026
6PaycomPaycomFree4.8★ (1.6M)NoNoOct 2026
7Connect & PayConnect & PayFree4.6★ (10K)NoNoOct 2026
8Skrill - Pay & Transfer MoneySkrill - Pay & Transfer MoneyFree4.6★ (25K)YesNoOct 2026

Top Picks for Ach Pay

BILL AP & AR Business Payments#1

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Editor's Choice
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
  • 🔒 Security concerns with account verification
  • 🤷‍♀️ Inconsistent app functionality compared to website
360Pay#2

360Pay by 360 Pay

Strong Contender
💰 Finance
5.0(2 ratings)
Free
360Pay screenshot 1
360Pay screenshot 2
360Pay screenshot 3
360Pay screenshot 4
360Pay screenshot 5
360Pay screenshot 6

This secure digital payments app simplifies sending and managing money for personal and business use. It allows for instant money transfers, quick merchant payments, and real-time transaction tracking on a protected platform.

Tendy: The Pay-Anyone App#3

Tendy: The Pay-Anyone App by Tendy, Inc.

Pay easily. Cash out anywhere.
Worth Considering
💰 Finance
4.4😐(65 ratings)
Free
Tendy: The Pay-Anyone App screenshot 1
Tendy: The Pay-Anyone App screenshot 2
Tendy: The Pay-Anyone App screenshot 3
Tendy: The Pay-Anyone App screenshot 4
Tendy: The Pay-Anyone App screenshot 5
Tendy: The Pay-Anyone App screenshot 6

Easily send money to anyone, regardless of their preferred payment app. Recipients can instantly cash out to Venmo, PayPal, Cash App, or Zelle without needing to download anything. It's a fast, private, and flexible way to pay friends, tip service workers, or settle debts.

What We Love

  • 👍 Easy to use
  • 🚀 Fast payments
  • 💡 Flexible payment options
  • 🔒 Private payments (QR code)
  • 💡 No need for recipient to download app
  • 👍 Seamless integration with other apps
  • 🚀 Quick verification
  • 👍 User-friendly interface
  • 💡 Supports various payment methods
  • 👍 Good for tipping
  • 👍 Convenient for those without cash

Room to Improve

  • 🐛 Money stuck indefinitely
  • 🐛 No company response/support
  • 🐛 App works intermittently
  • 🐛 Login issues with phone number changes
  • 🐛 Verification delays
  • 🐛 Errors adding money
  • 🐛 Money not showing up after adding

More Ach Pay apps to explore

FAQ about Ach Pay

What are the best ach pay apps for iPhone?
BILL AP & AR Business Payments tops our ach pay apps ranking as of October 2026, with a 4.9-star average from 49K App Store ratings, and it's free to download.
Yes — 20 of the top ach pay apps we rank are free to download, including BILL AP & AR Business Payments and 360Pay.
BILL AP & AR Business Payments has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 243+ ach pay apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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