Best Ach Pay Apps

4.6😐(1.5K ratings)

Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

What We Love

🚀 Fast and reliable payments
👍 User-friendly interface
🔒 Secure transactions
💡 Convenient mobile app
🚀 Streamlined payment process
👍 Multiple payment options
🚀 Efficient cash flow management

Room to Improve

🐛 Unreliable customer support
🔒 Strict account verification issues
🐛 Payment failures with no explanation
🐛 Unresponsive to user inquiries
🐛 Accounts being unexpectedly disabled
🐛 Lack of transparency on payment status

GO2bank: Mobile banking by Green Dot Corporation

Online checking and savings

Strong Contender

4.8😞(64K ratings)

Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

What We Love

🚀 Prompt direct deposit
👍 Convenient mobile banking
💡 Useful savings features
🔒 Secure transactions

Room to Improve

🐛 Unreliable app functionality
👎 Poor customer service
🤖 Automated/scripted responses
💸 Unexpected fees and charges

Current - Mobile Banking by Finco Services, Inc.

Get Paid Early. Build Credit.

Worth Considering

Your money, when you need it!

4.8😐(196K ratings)

Free

#44in Finance

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

What We Love

🚀 Early paycheck deposits
💳 Unique and stylish debit card design
💰 Competitive savings interest rates
🔒 Secure banking experience
💸 Helpful overdraft protection
📱 Intuitive and user-friendly mobile app

Room to Improve

🕰️ Slow mobile check deposit process
🤖 Inconsistent and impersonal customer service
🔍 Difficulty resolving disputes and fraudulent charges
🔒 Security and account access issues
💳 Limitations on ATM withdrawals and card usage

More Ach Pay apps to explore

DailyPay On-Demand Pay

Instant access to earned payReal-time earnings trackingFree credit score monitoring

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

(487K)

Debit card, rewards, pay later

PayPal - Pay, Send, Save

Send and receive money globallyEarn cash back offersRequest a debit card

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

(6.3M)

Payactiv

On-demand pay and beyond

Early access to wagesGovernment payment early accessSpending and saving tools

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Unlock your employer benefits!

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

(43K)

Shop Now. Split your payments.

Afterpay: Pay over time

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

🛍️ Shopping

(753K)

rapid! Access PayCard OnDemand

rapid! Pay

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

(193K)

ScanPay - Payments & Invoicing

Built for Field Service Teams

Tap-to-pay on iPhoneQR code and payment link generationAccepts multiple payment methods

Accept in-person or online card payments without a card reader. Create and send professional invoices for free, and manage unlimited team members with flexible roles and permissions. Enjoy secure, hassle-free payments with no hidden fees.

(423)

Paycor Mobile

by Paycor, Inc

View pay stubs and W-2sPunch in/out and manage time cardsRequest and approve time off

Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.

(34K)

Payoneer - Business Payments

by Payoneer Inc.

Receive payments globallySend money overseasInternational payment gateway

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

(5.3K)

PayWithIt SwipeOnly for iPhone

HR for Employees & Managers

View pay & W2 statementsRequest and approve time offTrack time & attendance (punch in/out, timesheets)

Access payroll, time, benefits, and HR information for yourself and your team. Track time, view pay statements, manage time off, and connect with colleagues. Managers can approve requests and view team calendars.

(4.4M)

WageWiz Shift Pay Tracker

Live pay and shift tracker

(0)

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

🛍️ Shopping

(858K)

by AZ TECH INTERNATIONAL GENERAL TRADING LLC

Affirm: Buy now, pay over time

(0)

Flexible payments, big savings

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

🛍️ Shopping

(1.7M)

Check My Pay

Take control of your pay

Paycheck analysisIdentify pay discrepanciesProjected monthly earnings

This app analyzes your monthly schedule to identify any pay discrepancies. It allows you to compare your projected earnings with your company's calculations and verify errors. Take control of your pay and ensure you receive everything you are owed.

(36)