Best Akulaku Apps

82+ iOS apps curated and reviewed

3.9 avg rating
18 free apps
Updated September 2026

Looking for free akulaku apps? 18 of our 82+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Akulaku Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Akulaku MerchantAkulaku MerchantFree—NoNoAug 2026
2AsetKu - Digital LendingAsetKu - Digital LendingFree4.6★ (17)NoNoSep 2026
3GoPay: Transfer, Payment, QRISGoPay: Transfer, Payment, QRISFree4.7★ (717)NoNoSep 2026
4DANA Dompet Digital IndonesiaDANA Dompet Digital IndonesiaFree4.8★ (7.4K)NoNoSep 2026
5Mocasa: Pay Later & Quick LoanMocasa: Pay Later & Quick LoanFree4.5★ (120)YesNoSep 2026
6PerkIQPerkIQFree——NoAug 2026
7Morning CoffeeMorning CoffeeFree—NoYesSep 2026
8Hiva KakalaHiva Kakala$3.99—NoNoJun 2026

Top Picks for Akulaku

GoPay: Transfer, Payment, QRIS#3

GoPay: Transfer, Payment, QRIS by PT. GOTO GOJEK TOKOPEDIA TBK

Free Transfer & QRIS Payments
Worth Considering
💰 Finance
4.7😐(717 ratings)
Free
GoPay: Transfer, Payment, QRIS screenshot 1
GoPay: Transfer, Payment, QRIS screenshot 2
GoPay: Transfer, Payment, QRIS screenshot 3
GoPay: Transfer, Payment, QRIS screenshot 4
GoPay: Transfer, Payment, QRIS screenshot 5
GoPay: Transfer, Payment, QRIS screenshot 6

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

What We Love

  • 👍 Easy to use and intuitive interface
  • 🚀 Fast and convenient payment processing
  • 💳 Versatile payment options (QRIS, bills, pulses, etc.)
  • 💰 Useful rewards and cashback system
  • 🌍 Convenient for frequent travelers to Indonesia
  • 📊 Good expense management features
  • ✅ Reliable bank-to-bank transfers

Room to Improve

  • 🐛 Top-up frequently fails without clear reasons
  • 🐛 Transfer and payment transactions often fail
  • ❌ Poor customer support (mostly automated responses)
  • 🔒 Inconsistent identity verification requirements
  • 😞 Difficult account closure process
  • 🌐 Not user-friendly for foreign passport holders
  • 📱 Bloated interface with too many features
  • 🔌 Compatibility issues with certain credit cards (AU, Visa)
  • 😤 Forced upgrade to GoPay Plus for basic functionality
  • 🚫 Cannot withdraw funds when abroad
  • 🎯 Confusing and unclear setup process
  • ⚠️ Stuck funds with no resolution path

More Akulaku apps to explore

FAQ about Akulaku

Are there free akulaku apps for iPhone?
Yes — 18 of the top akulaku apps we rank are free to download, including Akulaku Merchant and AsetKu - Digital Lending.
Akulaku Merchant has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 82+ akulaku apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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