Best American Debt Relief Apps

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Looking for free american debt relief apps? 20 of our 248+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top American Debt Relief Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1DebtAppDebtAppFree4.0★ (54)NoNoAug 2026
2National Debt ReliefNational Debt ReliefFree5.0★ (12)NoNoAug 2026
3Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (20K)NoNoAug 2026
4AmericorAmericorFree4.6★ (1.3K)NoNoAug 2026
5Alleviate: Real Debt ReliefAlleviate: Real Debt ReliefFree4.2★ (5)NoNoAug 2026
6Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.4K)YesNoAug 2026
7Debt Relief KarmaDebt Relief KarmaFree4.5★ (4)YesNoMay 2026
8National Debt - USA & WorldNational Debt - USA & WorldFree4.7★ (1.7K)YesYesAug 2026

Top Picks for American Debt Relief

DebtApp#1

DebtApp by DebtApp, LLC

Editor's Choice
💰 Finance
4.0(54 ratings)
Free
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Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

National Debt Relief#2

National Debt Relief by National Debt Relief

Client Dashboard
Strong Contender
💰 Finance
5.0(12 ratings)
Free
National Debt Relief screenshot 1
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National Debt Relief screenshot 6

Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

Freedom Debt Relief#3

Freedom Debt Relief by FreedomDebtRelief LLC

Client Dashboard
Worth Considering
💰 Finance
4.9😊(20K ratings)
Free
Freedom Debt Relief screenshot 1
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Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

What We Love

  • 👍 Stress-free and easy to use
  • 👍 Professional and responsible service
  • 👍 Excellent customer service
  • 👍 Custom debt settlement plan based on income and expenses

Room to Improve

  • 🐛 App does not accurately reflect account information
  • 💰 20% service fee, which can be costly

More American Debt Relief apps to explore

4
Americor
Americor
Americor
by Americor Funding, Inc
Free

Manage your finances and track debt settlement progress with this app. Easily view upcoming payments, upload documents, and receive account notifications. Designed to help consumers restructure debt and find lower-cost consolidation loans.

View upcoming payments and historyUpload documentsTrack settlement progress
💰 Finance
(1.3K)
free
5
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
100,000+ Clients. Real Results
Free

This app helps individuals manage and reduce their debt by providing personalized plans, creditor negotiation, and progress tracking. It offers options to consolidate debt into a single lower payment or negotiate balances down directly with creditors, aiming for significant savings.

Personalized debt relief plansDebt consolidation optionsCreditor negotiation
💰 Finance
(5)
free
6
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
7
Debt Relief Karma
Debt Relief Karma
Debt Relief Karma
Manage your debt in one place.
Free

This app helps you manage and reduce your debt by analyzing your financial situation. It offers personalized solutions and connects you with debt relief program providers to help you become debt-free faster.

AI Debt CalculatorPersonalized RecommendationsDebt Type Support
💰 Finance
(4)
free with in-app purchases
8
National Debt - USA & World
National Debt - USA & World
National Debt - USA & World
US Debt Clock + 180 Countries!
Free

Track national debts for over 180 countries in real-time. Visualize historical debt trends, compare debt to GNP, and understand the scale of national finances with relatable comparisons.

Real-time national debt trackingData for over 180 countriesHistorical debt development
💰 Finance
(1.7K)
free with in-app purchases
9
Debt Relief India
Debt Relief India
Debt Relief India
Debt Relief India
Free
💼 Business
(0)
10
Liberty Debt Relief
Liberty Debt Relief
Liberty Debt Relief
by Liberty Debt Relief
Free

This app allows users to manage their debt relief programs efficiently. Track payments, view active settlements, and access important documents. Easily reschedule, skip, or increase payments directly through the application.

Manage debt relief programsView active settlementsAccess important documents
💰 Finance
(2)
free
11
SLICE: Debt Payoff
SLICE: Debt Payoff
SLICE: Debt Payoff
Pay Off Debt Faster with SLICE
Free

Organize creditors, calculate settlement targets, and build a savings plan to become debt-free. This tool offers AI-assisted negotiation guidance and educational resources to help you manage your finances without expensive debt settlement companies.

Track creditors in one dashboardCalculate settlement targetsBuild monthly savings plans
💰 Finance
(25)
free with in-app purchases
12
Progress Law Debt Relief
Progress Law Debt Relief
Progress Law Debt Relief
by Progress Law LLC
Free
💰 Finance
(0)
13
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

Debt eligibility analysisReduction request submissionStop collection calls
💰 Finance
(2.5K)
free with in-app purchases
14
Debt in US
Debt in US
Debt in US
US Debt
Free

Track the United States national debt from 1993 to the present. Data is sourced directly from the US Treasury, providing historical insights into the country's financial obligations.

US debt over timeData from US TreasuryHistorical data back to 1993
🔧 Utilities
(13)
free
15
PowerPay Debt Elimination
PowerPay Debt Elimination
PowerPay Debt Elimination
by New Mexico State University Board of Regents
Free

Create a personalized plan to eliminate your debts. See how fast you can become debt-free and estimate your interest savings by following your custom reduction strategy.

Personalized debt elimination planDebt-free timeline estimationInterest cost savings calculation
🔍 Reference
(18)
free
16
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Snowball repayment strategies
Free

This app helps you pay off your debts faster by calculating optimal payment strategies. Choose from various methods like snowball or highest balance first, and visualize your progress with detailed schedules and graphs.

Debt repayment strategy calculatorSnowball method optionsHighest balance first strategy
💰 Finance
(135)
free
17
US Debt Now - National Debt
US Debt Now - National Debt
US Debt Now - National Debt
Debt clock with daily charts
Free

Track the US National Debt with daily updates and interactive charts. See historical trends over the past 30 years. A quick and easy tool for staying informed about the nation's financial status.

Daily US National Debt displayInteractive debt trending charts30-year historical debt data
💰 Finance
(840)
ad-supported
18
Lift Debt
Lift Debt
Lift Debt
by Denis Christian Grzybek
Free
💰 Finance
(0)
19
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
3-in-1 Loan Payment Calculator
Free

This app offers advanced loan analysis, including mortgage calculations and tax savings impact. It provides detailed amortization tables and helps users understand loan terms for informed financial decisions.

Quick loan payment calculationDetailed amortization tablesEstimated tax savings impact
💰 Finance
(97)
free
20
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
💰 Finance
(2.8K)
free

FAQ about American Debt Relief

What are the best american debt relief apps for iPhone?
DebtApp tops our american debt relief apps ranking as of August 2026, with a 4.0-star average from 54 App Store ratings, and it's free to download.
Yes — 20 of the top american debt relief apps we rank are free to download, including DebtApp and National Debt Relief.
DebtApp has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ american debt relief apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
DebtApp is a mobile application designed to help users manage their unsecured debt, track their savings, and view settlement offers negotiated with creditors.
DebtApp is compatible with iOS devices, specifically iPhones and iPads.