Best American Debt Relief Apps

185+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated May 2026

Looking for free american debt relief apps? 19 of our 185+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for American Debt Relief

DebtApp#1

DebtApp by DebtApp, LLC

Editor's Choice
πŸ’° Finance
4.0(53 ratings)
Free
DebtApp screenshot 1
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DebtApp screenshot 5

This mobile application helps users manage their unsecured debt and savings by providing a clear overview and offering tools to settle debts with creditors through negotiated offers. Download the app to take control of your finances and start working towards a debt-free future.

Freedom Debt Relief#2

Freedom Debt Relief by Freedom Debt Relief LLC

Client Dashboard
Strong Contender
πŸ’° Finance
4.9😊(16K ratings)
Free
Freedom Debt Relief screenshot 1
Freedom Debt Relief screenshot 2
Freedom Debt Relief screenshot 3
Freedom Debt Relief screenshot 4
Freedom Debt Relief screenshot 5
Freedom Debt Relief screenshot 6

Track your debt relief plan with ease using our client dashboard app. Get instant notifications on settlement offers, view detailed financial information, and stay updated on your progress. Download now to start your journey towards financial freedom.

What We Love

  • πŸ‘ Stress-free and easy to use
  • πŸ‘ Professional and responsible service
  • πŸ‘ Excellent customer service
  • πŸ‘ Custom debt settlement plan based on income and expenses

Room to Improve

  • πŸ› App does not accurately reflect account information
  • πŸ’° 20% service fee, which can be costly
Americor#3

Americor by Americor Funding, Inc

Worth Considering
πŸ’° Finance
4.6😞(1.2K ratings)
Free
Americor screenshot 1
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Americor screenshot 6

Manage your accounts effortlessly with our app, allowing you to view payments, settlement progress, offers, and receive important notifications. Simplify managing debt and consolidate loans with our innovative finance technology platform.

What We Love

  • πŸ™Œ Changed my life
  • πŸ’° Saved money
  • πŸ‘ Great company

Room to Improve

  • πŸ’Έ Expensive fees
  • 🀯 Stressful experience
  • 🚨 Untrustworthy

More American Debt Relief apps to explore

4
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

πŸ’° Finance
(5.2K)
5
National Debt - USA & World
National Debt - USA & World
National Debt - USA & World
US Debt Clock + 180 Countries!
Free

Track and visualize the national debt of the United States in real-time, gain insights through interactive charts, graphs, and historical data. Stay informed about the country's financial landscape and explore trends effortlessly.

πŸ’° Finance
(1.6K)
6
AdvantageLaw - Services
AdvantageLaw - Services
AdvantageLaw - Services
by The Law Firm of Higbee & Associates A Professional Corporation
Free

Manage your Advantage Law program on-the-go with our app by adding payments, checking creditor account statuses, and accepting settlement terms. Access live chat support and a resource library for quick debt-freedom assistance.

πŸ’° Finance
(67)
7
US Debt Now - National Debt
US Debt Now - National Debt
US Debt Now - National Debt
The best way to see the debt
Free

Track the daily amount of the US National Debt over the past 30 years with interactive charts and daily updates. Stay informed with the current debt of over $30 trillion and see how it changes daily. Perfect for staying on top of financial discussions and understanding the latest debt figures.

πŸ’° Finance
(772)
8
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This finance app called Clerkie helps you manage and pay off debt efficiently, while also offering personalized loans, credit card recommendations, credit score monitoring, and budgeting tools. It provides bank-level security and features like debt negotiation, budget tracking, subscription management, and loan options to improve credit scores. Join now to take control of your finances!

πŸ’° Finance
(2.8K)
9
Mariner Finance
Mariner Finance
Mariner Finance
Manage-Payments-Offers-History
Free

An application that allows customers to manage their finances, make payments, view offers, and more. It's designed for easy account access and offers personal loans ranging from $1,000 to $25,000 with flexible terms. Consider applying for financial assistance today.

πŸ’° Finance
(1.4K)
10
Who Owes Me - IOU Tracker
Who Owes Me - IOU Tracker
Who Owes Me - IOU Tracker
Remember debts & split costs
Free

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

πŸ’° Finance
(764)
11
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

Reduce overdue debt with ease using our innovative application, designed to help you manage and alleviate financial burdens. Take control of your debt today!

πŸ’° Finance
(1.2K)
12
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

πŸ’° Finance
(72K)
13
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

πŸ’° Finance
(6.7K)
14
US Debt Clock .org
US Debt Clock .org
US Debt Clock .org
by Chrono Numeric Labs LLC
$4.99

Explore real-time economic data of the US government, states, and world with the app. Access over 3000 current data fields including debt comparisons, historical financial performance, global debt clock, future projections, city debts, military costs, occupational salaries, historical prices, energy usage, and more. Stay informed and gain insights into economic trends with this comprehensive tool.

πŸ’° Finance
(535)
15
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

An all-in-one mobile banking app with no hidden fees, early paydays, credit building options, account protection features, and more. Download now for easy access to your finances. Visit the app's website to learn more.

πŸ’° Finance
(57K)
16
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

A comprehensive debt management app utilizing the Debt Snowball method, featuring various tools like quick debt summaries, progress bars, payment due date reminders, and multiple payoff strategies. Users can track multiple debts, analyze repayment scenarios, and sync data across devices. Embark on your journey to financial freedom with Debt Free - Pay Off your Debt app!

πŸ’° Finance
(945)
17
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

An innovative financial app that helps users pay off debts while making everyday purchases. Easily manage and track your payments in real-time. Take control of your finances with Ditch!

πŸ’° Finance
(967)
18
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

An app that helps users monitor, improve, and understand their credit scores and reports to make informed financial decisions. Take control of your financial health today.

πŸ’° Finance
(9.9K)
19
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Simplify debt management and track credit card payoff progress with a user-friendly application designed to streamline financial tracking and goal achievement. Take control of your finances today.

πŸ’° Finance
(3K)
20
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

Track and manage your debts effectively with this user-friendly app. Stay on top of your financial goals and progress towards becoming debt-free. Download now to take control of your finances!

πŸ’° Finance
(809)