220+ iOS apps curated and reviewed
The best free budget app on iPhone average 4.6★ across 220+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.7★ (84K) | Yes | Yes | Jul 2026 |
| 2 |  | Free | 4.6★ (13K) | Yes | Yes | Jul 2026 |
| 3 |  | Free | 4.8★ (12K) | Yes | Yes | Jul 2026 |
| 4 |  | Free | 4.7★ (9.3K) | Yes | Yes | Jul 2026 |
| 5 |  | Free | 3.9★ (68) | Yes | No | Jun 2026 |
| 6 |  | Free | 4.6★ (68) | No | Yes | Jul 2026 |
| 7 |  | Free | 4.8★ (18K) | Yes | Yes | Jul 2026 |
| 8 |  | Free | 4.5★ (371K) | Yes | Yes | Jul 2026 |
This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.
This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.
This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.
This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.
This personal finance app helps you manage your money by creating unlimited income and expense budgets. Track transactions, monitor spending against your budgets, and gain insights into your financial habits. It offers robust reporting and data management features to help you become your own financial expert.
Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.
This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.
This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.
Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.
This app offers a straightforward way to track income and expenses with quick, one-handed input. It prioritizes simplicity and speed, avoiding complex features like receipt scanning or bank integration. Visualizations like pie and bar charts help users understand their spending habits.
Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.
This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.
This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.
Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.
Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.
Track and analyze your monthly spending with this intuitive budget app. Set your monthly budget, log expenses, and view detailed reports to understand your spending habits and available balance. Export your data for further analysis.
This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.
Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.