Easily explore loan options from $100 to $2,500 through a fast, digital process. Compare offers, repayment terms, and APRs from various lenders before making a decision. The app is free to use and prioritizes data security.





90+ iOS apps curated and reviewed
Out of 90+ borrow money with instant approval apps on iOS, 18 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | 3.7★ (22) | Yes | No | Aug 2026 | |
| 2 | Free | 4.5★ (80K) | Yes | Yes | Aug 2026 | |
| 3 | Free | 4.6★ (18K) | No | Yes | Aug 2026 | |
| 4 | Free | 4.9★ (40K) | No | No | Aug 2026 | |
| 5 | Free | — | Yes | No | Aug 2026 | |
| 6 | Free | 4.8★ (370K) | Yes | No | Aug 2026 | |
| 7 | Free | — | No | No | Jul 2026 | |
| 8 | Free | 4.4★ (355) | No | No | Aug 2026 |





Easily explore loan options from $100 to $2,500 through a fast, digital process. Compare offers, repayment terms, and APRs from various lenders before making a decision. The app is free to use and prioritizes data security.






Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.






Explore instant cash advance and personal loan offers from various providers. Access financial tools for credit building and budgeting, and earn cash rewards. Some premium features require a subscription.


Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.




Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.




This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.


Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.




Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.


Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.


Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.


Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.








Quickly compare cash advances, personal loans up to $1,500, and credit cards in one place. Understand potential costs and key terms upfront to make informed financial decisions.




Easily track items you lend to or borrow from friends. Features over thirty categories and automatic reminders to ensure timely returns. Syncs data across all devices for convenient access.