Best Bpay Ng Apps

250+ iOS apps curated and reviewed

4.6 avg rating

20 free apps

Updated August 2026

With an average user rating of 4.6★, the bpay ng category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Bpay Ng Apps (August 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	Bpay NG	Free	—	No	No	Jul 2026
2	PayPal - Pay, Send, Save	Free	4.8★ (6.3M)	Yes	No	Aug 2026
3	Smipay	Free	—	No	No	Aug 2026
4	BILL AP & AR Business Payments	Free	4.9★ (49K)	No	No	Aug 2026
5	Papaya: Securely Pay Any Bill	Free	4.8★ (118K)	No	No	Aug 2026
6	PhonePe: Secure Payments App	Free	4.7★ (167K)	No	No	Aug 2026
7	Paytm: Secure UPI Payments	Free	4.7★ (39K)	Yes	No	Aug 2026
8	Square Point of Sale (POS)	Free	4.8★ (604K)	No	No	Aug 2026

Top Picks for Bpay Ng

#1

Bpay NG by BPAY TECHNOLOGIES LTD

Top-up & Pay Bills Instantly

Editor's Choice

💰 Finance

0.0(0 ratings)

Free

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#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, savings, pay later

Strong Contender

💰 Finance

4.8😐(6.3M ratings)

FreeAds

#3in Finance

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Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

🚀 Extremely effective and reliable crypto recovery service
🔒 Secure payment processing
💰 Convenient way to send and receive money
👍 Easy to use app with simple interface

Room to Improve

🐛 Inconsistent customer support responses
🕰️ Slow money transfer times
💳 Holds on funds for new accounts

#3

Smipay by Smipay technologies Ltd

Utility Platform

Worth Considering

🔧 Utilities

0.0(0 ratings)

Free

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More Bpay Ng apps to explore

BILL AP & AR Business Payments

BILL AP & AR Business Payments

Pay bills and get paid online

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications

Papaya: Securely Pay Any Bill

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing

PhonePe: Secure Payments App

PhonePe: Secure Payments App

UPI, Bills, FASTag, Recharge

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments

free with in-app purchases

Paytm: Secure UPI Payments

Paytm: Secure UPI Payments

UPI, Recharge & Pay Bills

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges

free with in-app purchases

Square Point of Sale (POS)

Square Point of Sale (POS)

Payments & Business Dashboard

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management

free with in-app purchases

Nosh: Vouchers & Payments

Nosh: Vouchers & Payments

The best, among the bests.

Manage all your digital payments, from bills and travel to airtime and data, in one convenient app. Make fast, secure transactions across Nigeria, Ghana, and beyond, with features like eSIM activation and international bill payments.

Purchase and activate eSIMPay international billsBook flights

by OPay Digital Services Pte.Ltd.

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management

walletwise - seamless payment

walletwise - seamless payment

by WalletWise Ltd

This app simplifies utility payments and digital service purchases for individuals and businesses. It allows for convenient and secure transactions for data, airtime, and bills.

Data and airtime purchasesUtility bill paymentsVoucher redemption

by National Information Solutions Cooperative

Manage your utility and telecommunications accounts with ease. View usage, billing, and payment history. Report service issues, receive important company news, and manage your WiFi network all from your mobile device.

View and manage bills and paymentsMonitor energy usage trendsContact customer service easily

Jim: sell & get paid instantly

Jim: sell & get paid instantly

Tap to Pay & Payment Links

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card

free with in-app purchases

OnePay – Mobile Banking

OnePay – Mobile Banking

Bank. Borrow. Build Credit.

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card

free with in-app purchases

Airtime, Data, CableTv, Bill

DivDat Mobile Payments App

DivDat Mobile Payments App

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders

Instant utility payment

This financial platform allows individuals and businesses in Nigeria to conduct secure and seamless transactions. Easily manage funds, send and receive money, and pay for essential services like airtime, bills, and educational fees.

Send and receive moneyManage fundsPay for utilities

Deferit: Pay bills in 4

Deferit: Pay bills in 4

Buy now pay later for bills

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history

free with in-app purchases

WorldRemit: Money Transfer App

WorldRemit: Money Transfer App

Send Transfers & Remittance

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers

free with in-app purchases

by GEN1 SOLUTIONS LIMITED

📊 Productivity

FAQ about Bpay Ng

Are there free bpay ng apps for iPhone?

Yes — 20 of the top bpay ng apps we rank are free to download, including Bpay NG and PayPal - Pay, Send, Save.

Does Bpay NG have ads or in-app purchases?

Bpay NG has no ads and has no in-app purchases, according to its App Store listing as of August 2026.

How many bpay ng apps are on the App Store?

We track 250+ bpay ng apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.