Best Car Loans Apps

248+ iOS apps curated and reviewed

4.2 avg rating
19 free apps
Updated August 2026

Finding the right car loans apps can be overwhelming with so many options. We've analyzed 248+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Car Loans Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Informed: Bad Credit Car LoansInformed: Bad Credit Car LoansFree3.7★ (3)NoNoMay 2026
2OneMainOneMainFree4.8★ (91K)NoNoAug 2026
3Carvana: Buy/Sell Used CarsCarvana: Buy/Sell Used CarsFree4.8★ (311K)NoNoAug 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoAug 2026
5CarMax: Used Cars for SaleCarMax: Used Cars for SaleFree4.8★ (405K)YesNoAug 2026
6CarpayCarpayFree4.8★ (4.9K)NoNoAug 2026
7Car Loan Calculator PlusCar Loan Calculator PlusFree3.3★ (50)YesYesAug 2026
8CarGurus: Used & New CarsCarGurus: Used & New CarsFree4.9★ (662K)YesNoAug 2026

Top Picks for Car Loans

Informed: Bad Credit Car Loans#1

Informed: Bad Credit Car Loans by Informed Inc

Editor's Choice
💰 Finance
3.7(3 ratings)
Free
Informed: Bad Credit Car Loans screenshot 1
Informed: Bad Credit Car Loans screenshot 2
Informed: Bad Credit Car Loans screenshot 3

This app helps individuals with bad or no credit secure car loans for vehicles from various online marketplaces and dealerships. It also provides tools to verify car details, including history reports and price comparisons, before purchase.

OneMain#2

OneMain by One Main Financial

Personal & Auto Loans
Strong Contender
💰 Finance
4.8😐(91K ratings)
Free
OneMain screenshot 1
OneMain screenshot 2
OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices
Carvana: Buy/Sell Used Cars#3

Carvana: Buy/Sell Used Cars by Carvana

Thousands of Vehicle Options
Worth Considering
🛍️ Shopping
4.8😐(311K ratings)
Free
#58in Shopping
Carvana: Buy/Sell Used Cars screenshot 1
Carvana: Buy/Sell Used Cars screenshot 2
Carvana: Buy/Sell Used Cars screenshot 3
Carvana: Buy/Sell Used Cars screenshot 4
Carvana: Buy/Sell Used Cars screenshot 5
Carvana: Buy/Sell Used Cars screenshot 6

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

What We Love

  • 🚀 Seamless buying process
  • 👍 Convenient delivery
  • 💡 Innovative car vending machine
  • 🚗 Wide selection of vehicles

Room to Improve

  • 🐛 Delivery delays and rescheduling issues
  • 🔧 Mechanical issues with purchased vehicles
  • 🤖 Poor customer service and communication

More Car Loans apps to explore

4
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(41K)
free
5
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
Search Used Cars, SUVs, Trucks
Free

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

Nationwide used car inventoryDetailed car photos and informationSchedule test drives
🌟 Lifestyle
(405K)
free with in-app purchases
6
Carpay
Carpay
Carpay
Car loan management made easy
Free

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Make loan paymentsPrint receiptsCheck account balances
💰 Finance
(4.9K)
free
7
Car Loan Calculator Plus
Car Loan Calculator Plus
Car Loan Calculator Plus
by AppRebel, Inc.
Free

Easily calculate car loan details with this intuitive app. It provides enhanced analytics, dynamic amortization schedules, and visual graphing tools to understand your loan payments. Customize calculations with various options and save results for future reference.

Intuitive car loan calculationDynamic amortization schedulesInterest and principal breakdown graphs
💰 Finance
(50)
free with in-app purchases
8
CarGurus: Used & New Cars
CarGurus: Used & New Cars
CarGurus: Used & New Cars
Shop, finance, or sell today.
Free

Find new and used cars with a vast selection and trusted deal ratings. Explore financing options, compare vehicles side-by-side, and even sell your current car with instant offers and valuations.

Millions of new and used car listingsTrusted deal ratingsFinancing options and pre-qualification
🛍️ Shopping
(662K)
free with in-app purchases
9
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Swift & flexible car loans
Free

Easily secure upfront car finance for your next vehicle. Get a personalized budget in seconds, explore options from reputable dealerships, and manage your loan payments all within the app. Offers flexible repayment plans and UK-based support.

Get car finance upfrontInstant budget for new carChoose from reputable dealerships
💰 Finance
(5)
free with in-app purchases
10
Turo — Better car rental
Turo — Better car rental
Turo — Better car rental
Car rental reinvented
Free

Rent a wide variety of vehicles directly from local owners in numerous countries. Skip traditional rental counters and find the perfect car for any trip, from everyday use to luxury or electric vehicles. You can also become a host and build your own car rental business.

Rent diverse vehicles from local hostsSkip traditional rental countersPick up cars at thousands of locations
✈️ Travel
(809K)
free with in-app purchases
11
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(455K)
subscription
12
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
🛍️ Shopping
(47K)
free with in-app purchases
13
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
14
Car Payment & Loan Calculator
Car Payment & Loan Calculator
Car Payment & Loan Calculator
Auto Payment & Amortization
Free
$3.99 | 100% OFF
💰 Finance
(0)
15
Car Loan Calculator (Malaysia)
Car Loan Calculator (Malaysia)
Car Loan Calculator (Malaysia)
Car loan, JPJ & road tax tools
Free
🌟 Lifestyle
(0)
16
Auto Loan Calculator: Car Loan
Auto Loan Calculator: Car Loan
Auto Loan Calculator: Car Loan
Payoff your auto loan debt
Free

Easily calculate your monthly car loan payments, including interest, down payments, trade-ins, and dealer fees. Plan your budget with detailed amortization schedules and understand the total cost of your auto loan.

Calculate monthly paymentsInclude down payment, trade-in, and dealer feesEnter sales tax and annual interest rate
💰 Finance
(3)
ad-supported
17
Car Lease & Loan Calculator
Car Lease & Loan Calculator
Car Lease & Loan Calculator
Lease vs Buy • Auto Finance
Free
💰 Finance
(0)
18
Auto Loan Car Calc
Auto Loan Car Calc
Auto Loan Car Calc
by AutoLoans.com
Free

This app helps you research auto loan options before visiting a dealership. It provides tools to look up interest rates, calculate monthly payments, and determine affordability based on your budget.

Interest rate lookup by credit typeMonthly payment calculatorAffordability calculator
💰 Finance
(9)
free
19
DriveTime Used Cars for Sale
DriveTime Used Cars for Sale
DriveTime Used Cars for Sale
by DriveTime Automotive Group, Inc.
Free

Easily search and shop for used cars, trucks, and SUVs from one of the nation's largest retailers. Get personalized financing options and find local dealerships. All vehicles include a free history report and a 5-day return policy.

Search over 14,000 used vehicles nationwideComprehensive vehicle filtersPersonalized financing options
💼 Business
(9.9K)
free
20
Simple Car Loan Calc
Simple Car Loan Calc
Simple Car Loan Calc
Calculate your monthly payment
$0.99
💰 Finance
(0)

FAQ about Car Loans

What are the best car loans apps for iPhone?
Informed: Bad Credit Car Loans tops our car loans apps ranking as of August 2026, with a 3.7-star average from 3 App Store ratings, and it's free to download.
Yes — 19 of the top car loans apps we rank are free to download, including Informed: Bad Credit Car Loans and OneMain.
Informed: Bad Credit Car Loans has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ car loans apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Informed offers car loan rates ranging from 2.24% to 24.99%, subject to terms and conditions.
Yes, Informed is designed to help individuals with bad credit or no credit secure car loans. Good credit is not required.

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