Best Car Loans Apps

198+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Finding the right car loans app can be overwhelming with so many options. We've analyzed 198+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Car Loans

OneMain#1

OneMain by One Main Financial

Personal & Auto Loans
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(80K ratings)
Free
OneMain screenshot 1
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OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • ๐Ÿ‘ User-friendly app
  • ๐Ÿš€ Convenient payment processing
  • ๐Ÿ’ก Helpful customer service
  • ๐Ÿค Great company overall

Room to Improve

  • ๐Ÿ› Buggy app updates
  • ๐Ÿ”’ Security issues with password entry
  • ๐Ÿ’ฐ Predatory lending practices
Carpay#2

Carpay by CARPAY, INC

Car loan management made easy
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(4.9K ratings)
Free
Carpay screenshot 1
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Carpay screenshot 5

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

What We Love

  • โญ Convenient and easy to use
  • โญ Secure payment method
  • โญ Helpful for making car payments remotely

Room to Improve

  • ๐Ÿ’ฐ Excessive and unexpected fees
  • ๐Ÿ”’ Security issues with login and payment processing
  • ๐Ÿ› Buggy and unreliable app functionality
CarGurus: Used & New Cars#3

CarGurus: Used & New Cars by CarGurus LLC

Shop, finance, or sell today.
Worth Considering
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜(648K ratings)
FreeAds
#46in Shopping
CarGurus: Used & New Cars screenshot 1
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CarGurus: Used & New Cars screenshot 6

Find new and used cars with a vast selection and trusted deal ratings. Explore financing options, compare vehicles side-by-side, and even sell your current car with instant offers and valuations.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient car search
  • ๐Ÿ’ก Helpful filters
  • ๐Ÿ” Detailed vehicle information

Room to Improve

  • ๐Ÿ› Buggy app experience
  • ๐Ÿ”„ Inconsistent search results
  • ๐Ÿ” Missing/inaccurate vehicle details

More Car Loans apps to explore

4
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
๐Ÿ’ฐ Finance
(36K)
free
5
Yendo
Yendo
Yendo
Credit Backed By Your Car
Free

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

Credit up to $10,000 based on car valueRevolving credit lineLower interest rates
๐Ÿ’ฐ Finance
(3.2K)
free
6
Capital Auto Loan
Capital Auto Loan
Capital Auto Loan
by Capital Eleven Auto, LLC
Free

Manage your bills and make payments directly from your mobile device. Securely set up payments using various account types, including credit, debit, checking, and savings.

Mobile bill paymentView billsSet up payments
๐Ÿ’ฐ Finance
(10)
free
7
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Thousands of Vehicle Options
Free

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

Buy used cars onlineSell and trade carsGet instant financing terms
๐Ÿ›๏ธ Shopping
(299K)
free with in-app purchases
8
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Swift & flexible car loans
Free

Easily secure upfront car finance for your next vehicle. Get a personalized budget in seconds, explore options from reputable dealerships, and manage your loan payments all within the app. Offers flexible repayment plans and UK-based support.

Get car finance upfrontInstant budget for new carChoose from reputable dealerships
๐Ÿ’ฐ Finance
(5)
free with in-app purchases
9
Informed: Bad Credit Car Loans
Informed: Bad Credit Car Loans
Informed: Bad Credit Car Loans
by Informed Inc
Free

This app helps individuals with bad or no credit secure car loans for vehicles from various online marketplaces and dealerships. It also provides tools to verify car details, including history reports and price comparisons, before purchase.

Same-day car loan qualificationLoan rates from 2.24% to 24.99%Credit score not affected
๐Ÿ’ฐ Finance
(3)
free
10
Car Loan Calculator Plus
Car Loan Calculator Plus
Car Loan Calculator Plus
by AppRebel, Inc.
Free

Easily calculate car loan details with this intuitive app. It provides enhanced analytics, dynamic amortization schedules, and visual graphing tools to understand your loan payments. Customize calculations with various options and save results for future reference.

Intuitive car loan calculationDynamic amortization schedulesInterest and principal breakdown graphs
๐Ÿ’ฐ Finance
(49)
free with in-app purchases
11
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
๐Ÿ’ฐ Finance
(447K)
subscription
12
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
Search Used Cars, SUVs, Trucks
Free

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

Nationwide used car inventoryDetailed car photos and informationSchedule test drives
๐ŸŒŸ Lifestyle
(404K)
free with in-app purchases
13
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
๐Ÿ›๏ธ Shopping
(47K)
free with in-app purchases
14
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
๐Ÿ’ฐ Finance
(30K)
free with in-app purchases
15
Turo โ€” Better car rental
Turo โ€” Better car rental
Turo โ€” Better car rental
Skip the rental car counter
Free

Rent a wide variety of vehicles directly from local owners in numerous countries. Skip traditional rental counters and find the perfect car for any trip, from everyday use to luxury or electric vehicles. You can also become a host and build your own car rental business.

Rent diverse vehicles from local hostsSkip traditional rental countersPick up cars at thousands of locations
โœˆ๏ธ Travel
(741K)
free with in-app purchases
16
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
17
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
๐Ÿ’ฐ Finance
(22K)
free with in-app purchases
18
ContactCars: Buy & Sell Cars
ContactCars: Buy & Sell Cars
ContactCars: Buy & Sell Cars
New&Used Cars, Finance, Insure
Free

Find new and used cars, compare prices and specs, and sell your current vehicle. This app also offers auto finance, insurance options, and renewal reminders for registration and maintenance.

Browse new and used car listingsCompare car prices and specificationsPost and manage car sale ads
๐Ÿ›๏ธ Shopping
(5.2K)
free
19
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICOยฎ Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
๐Ÿ’ฐ Finance
(110K)
free
20
Mazda Financial Services
Mazda Financial Services
Mazda Financial Services
by TOYOTA MOTOR CREDIT CORPORATION
Free

Manage your auto lease or loan with ease. This app offers frictionless payments, account overviews, and convenient ways to track your balance and loan details.

Frictionless paymentsSchedule one-time paymentsSnapshot account view
๐Ÿ’ฐ Finance
(38K)
free

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