Best Car Loans Apps

202+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Finding the right car loans apps can be overwhelming with so many options. We've analyzed 202+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Car Loans Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OneMainOneMainFree4.8โ˜… (88K)NoNoAug 2026
2Carvana: Buy/Sell Used CarsCarvana: Buy/Sell Used CarsFree4.8โ˜… (305K)NoNoAug 2026
3CarpayCarpayFree4.8โ˜… (4.9K)NoNoAug 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (38K)NoNoAug 2026
5DriveTime Used Cars for SaleDriveTime Used Cars for SaleFree4.8โ˜… (9.9K)YesNoAug 2026
6CarMax: Used Cars for SaleCarMax: Used Cars for SaleFree4.8โ˜… (405K)YesNoAug 2026
7TrueCar Used Cars and New CarsTrueCar Used Cars and New CarsFree4.7โ˜… (47K)YesNoAug 2026
8FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8โ˜… (149K)NoNoAug 2026

Top Picks for Car Loans

OneMain#1

OneMain by One Main Financial

Personal & Auto Loans
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(88K ratings)
Free
OneMain screenshot 1
OneMain screenshot 2
OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • ๐Ÿ‘ User-friendly app
  • ๐Ÿš€ Convenient payment processing
  • ๐Ÿ’ก Helpful customer service
  • ๐Ÿค Great company overall

Room to Improve

  • ๐Ÿ› Buggy app updates
  • ๐Ÿ”’ Security issues with password entry
  • ๐Ÿ’ฐ Predatory lending practices
Carvana: Buy/Sell Used Cars#2

Carvana: Buy/Sell Used Cars by Carvana

Thousands of Vehicle Options
Strong Contender
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜(305K ratings)
Free
#71in Shopping
Carvana: Buy/Sell Used Cars screenshot 1
Carvana: Buy/Sell Used Cars screenshot 2
Carvana: Buy/Sell Used Cars screenshot 3
Carvana: Buy/Sell Used Cars screenshot 4
Carvana: Buy/Sell Used Cars screenshot 5
Carvana: Buy/Sell Used Cars screenshot 6

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

What We Love

  • ๐Ÿš€ Seamless buying process
  • ๐Ÿ‘ Convenient delivery
  • ๐Ÿ’ก Innovative car vending machine
  • ๐Ÿš— Wide selection of vehicles

Room to Improve

  • ๐Ÿ› Delivery delays and rescheduling issues
  • ๐Ÿ”ง Mechanical issues with purchased vehicles
  • ๐Ÿค– Poor customer service and communication
Carpay#3

Carpay by CARPAY, INC

Car loan management made easy
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(4.9K ratings)
Free
Carpay screenshot 1
Carpay screenshot 2
Carpay screenshot 3
Carpay screenshot 4
Carpay screenshot 5

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

What We Love

  • โญ Convenient and easy to use
  • โญ Secure payment method
  • โญ Helpful for making car payments remotely

Room to Improve

  • ๐Ÿ’ฐ Excessive and unexpected fees
  • ๐Ÿ”’ Security issues with login and payment processing
  • ๐Ÿ› Buggy and unreliable app functionality

More Car Loans apps to explore

4
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
๐Ÿ’ฐ Finance
(38K)
free
5
DriveTime Used Cars for Sale
DriveTime Used Cars for Sale
DriveTime Used Cars for Sale
by DriveTime Automotive Group, Inc.
Free

Easily search and shop for used cars, trucks, and SUVs from one of the nation's largest retailers. Get personalized financing options and find local dealerships. All vehicles include a free history report and a 5-day return policy.

Search over 14,000 used vehicles nationwideComprehensive vehicle filtersPersonalized financing options
๐Ÿ’ผ Business
(9.9K)
free
6
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
Search Used Cars, SUVs, Trucks
Free

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

Nationwide used car inventoryDetailed car photos and informationSchedule test drives
๐ŸŒŸ Lifestyle
(405K)
free with in-app purchases
7
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
๐Ÿ›๏ธ Shopping
(47K)
free with in-app purchases
8
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
๐Ÿ’ฐ Finance
(149K)
subscription
9
CarGurus: Used & New Cars
CarGurus: Used & New Cars
CarGurus: Used & New Cars
Shop, finance, or sell today.
Free

Find new and used cars with a vast selection and trusted deal ratings. Explore financing options, compare vehicles side-by-side, and even sell your current car with instant offers and valuations.

Millions of new and used car listingsTrusted deal ratingsFinancing options and pre-qualification
๐Ÿ›๏ธ Shopping
(656K)
free with in-app purchases
10
Turo โ€” Better car rental
Turo โ€” Better car rental
Turo โ€” Better car rental
Car rental reinvented
Free

Rent a wide variety of vehicles directly from local owners in numerous countries. Skip traditional rental counters and find the perfect car for any trip, from everyday use to luxury or electric vehicles. You can also become a host and build your own car rental business.

Rent diverse vehicles from local hostsSkip traditional rental countersPick up cars at thousands of locations
โœˆ๏ธ Travel
(784K)
free with in-app purchases
11
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
๐Ÿ’ฐ Finance
(451K)
subscription
12
Autotrader - Shop & Buy Cars
Autotrader - Shop & Buy Cars
Autotrader - Shop & Buy Cars
Search New and Used Vehicles
Free

Discover a vast selection of used cars, trucks, and SUVs from thousands of sellers. Personalize your search with unique filters, receive price drop alerts, and compare vehicles with Kelley Blue Bookยฎ Price Advisor. Find your next car easily, with options for delivery to your door.

Shop millions of used cars, trucks, and SUVsPersonalized recommendations and alertsAdvanced search filters (delivery, color, features)
๐Ÿ›๏ธ Shopping
(346K)
free with in-app purchases
13
Informed: Bad Credit Car Loans
Informed: Bad Credit Car Loans
Informed: Bad Credit Car Loans
by Informed Inc
Free

This app helps individuals with bad or no credit secure car loans for vehicles from various online marketplaces and dealerships. It also provides tools to verify car details, including history reports and price comparisons, before purchase.

Same-day car loan qualificationLoan rates from 2.24% to 24.99%Credit score not affected
๐Ÿ’ฐ Finance
(3)
free
14
Yendo
Yendo
Yendo
Credit Backed By Your Car
Free

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

Credit up to $10,000 based on car valueRevolving credit lineLower interest rates
๐Ÿ’ฐ Finance
(3.4K)
free
15
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Carmoola - Used Car Finance
Swift & flexible car loans
Free

Easily secure upfront car finance for your next vehicle. Get a personalized budget in seconds, explore options from reputable dealerships, and manage your loan payments all within the app. Offers flexible repayment plans and UK-based support.

Get car finance upfrontInstant budget for new carChoose from reputable dealerships
๐Ÿ’ฐ Finance
(5)
free with in-app purchases
16
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
๐Ÿ’ฐ Finance
(49K)
free with in-app purchases
17
Capital Auto Loan
Capital Auto Loan
Capital Auto Loan
by Capital Eleven Auto, LLC
Free

Manage your bills and make payments directly from your mobile device. Securely set up payments using various account types, including credit, debit, checking, and savings.

Mobile bill paymentView billsSet up payments
๐Ÿ’ฐ Finance
(10)
free
18
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
๐Ÿ’ฐ Finance
(31K)
free with in-app purchases
19
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICOยฎ Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
๐Ÿ’ฐ Finance
(111K)
free
20
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases

FAQ about Car Loans

What are the best car loans apps for iPhone?
OneMain tops our car loans apps ranking as of July 2026, with a 4.8-star average from 88K App Store ratings, and it's free to download.
Yes โ€” 20 of the top car loans apps we rank are free to download, including OneMain and Carvana: Buy/Sell Used Cars.
OneMain has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 202+ car loans apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The OneMain app allows existing customers to manage their personal and auto loans. You can make loan payments, set up automatic payments via AutoPay, and receive paperless statements and payment alerts. It also provides tools to monitor your VantageScore and track your spending.
This app is for existing OneMain customers to manage their active loans. To apply for a new personal loan, you need to visit OMF.com. The app does not facilitate new loan applications.

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