Best Cbdc Apps

65+ iOS apps curated and reviewed

3.1 avg rating
20 free apps
Updated July 2026

Looking for free cbdc apps? 20 of our 65+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Cbdc Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Merchant eRupee By SBIMerchant eRupee By SBIFreeNoNoJul 2026
2CBDC SSIDCBDC SSIDFreeNoNoMay 2026
3HDFC Bank Digital RupeeHDFC Bank Digital RupeeFree3.3★ (2K)NoNoJul 2026
4YONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleFree3.3★ (2.9K)NoNoJul 2026
5Indian Bank Digital RupeeIndian Bank Digital RupeeFree1.0★ (1)NoNoJul 2026
6IDFC FIRST Bank Digital RupeeIDFC FIRST Bank Digital RupeeFree4.0★ (2)NoNoJul 2026
7Soramitsu CBDCSoramitsu CBDCFreeNoNoMay 2026
8IDBI eRupeeIDBI eRupeeFree3.0★ (1)NoNoJul 2026

Top Picks for Cbdc

CBDC SSID#2

CBDC SSID by Sovereign Wallet Network Pte. Ltd.

Self Sovereign Identity Wallet
Strong Contender
📊 Productivity
0.0(0 ratings)
Free
CBDC SSID screenshot 1
CBDC SSID screenshot 2
CBDC SSID screenshot 3
CBDC SSID screenshot 4
CBDC SSID screenshot 5

This application enables financial institutions to securely issue and manage central bank digital currencies. It provides essential administrative tools for digital currency management and includes a compliant voting mechanism.

More Cbdc apps to explore

4
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
5
Indian Bank Digital Rupee
Indian Bank Digital Rupee
Indian Bank Digital Rupee
Indian Bank Digital Rupee
Free

This app allows users to manage and transact with India's official digital currency. It provides a secure digital wallet for holding and spending digital rupees, offering features like sending, collecting, loading, and redeeming the currency via QR codes and mobile numbers.

Digital wallet for holding digital rupeeSend digital rupee via mobile number or QR codeCollect digital rupee with QR code
💰 Finance
(1)
free
6
IDFC FIRST Bank Digital Rupee
IDFC FIRST Bank Digital Rupee
IDFC FIRST Bank Digital Rupee
Digital Rupee - India's CBDC
Free

This app allows IDFC FIRST Bank customers to securely access and use India's Central Bank Digital Currency (CBDC). It provides a digital form of legal tender, equivalent to paper currency, with robust security features like SIM and device binding.

Access India's Digital Rupee (CBDC)Secure banking servicesSIM and device binding
💰 Finance
(2)
free
7
Soramitsu CBDC
Soramitsu CBDC
Soramitsu CBDC
Experience the future of CBDCs
Free
💰 Finance
(0)
8
IDBI eRupee
IDBI eRupee
IDBI eRupee
by IDBI BANK LIMITED
Free

This app allows users to securely load, redeem, and transfer Central Bank Digital Currency (CBDC) using their linked bank accounts. It facilitates payments via phone number, QR codes, and provides transaction history and dispute filing.

Load and redeem CBDCTransfer CBDC via phone number or QR codeLink bank accounts
💰 Finance
(1)
free
9
CB Pay
CB Pay
CB Pay
by CB BANK PCL
Free

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Money transfers via ATM, account, phone, or NRIC numberDynamic and static QR code paymentsMobile top-ups for major carriers
💰 Finance
(527)
free
10
e-CNY
e-CNY
e-CNY
Digital version of CNY
Free

This official platform allows individuals to manage their digital Chinese Yuan (e-CNY) wallets. Users can open wallets, exchange funds, make payments, and track their e-CNY assets. It's developed by authorized operators for secure digital currency transactions.

Digital e-CNY wallet managementOpen and manage e-CNY walletsExchange and use e-CNY
💰 Finance
(107)
free
11
EmbassyCard
EmbassyCard
EmbassyCard
For use with our Prepaid Card
Free
💰 Finance
(0)
12
QS-DIW
QS-DIW
QS-DIW
Digital Identity Wallet
Free
💰 Finance
(0)
13
Central Banking Events
Central Banking Events
Central Banking Events
Global event for Central Banks
Free
📊 Productivity
(0)
14
CBiBank
CBiBank
CBiBank
International Services
Free

Open an international bank account online with this service, offering a transparent fee structure and robust account protection. Access multi-currency accounts and dedicated support in multiple languages for global financial needs.

100% online bank openingTransparent fee structureAccount protection system
💰 Finance
(98)
free
15
Community Bank's CB2GO
Community Bank's CB2GO
Community Bank's CB2GO
by Community Bancshares of Mississippi, Inc.
Free

Manage your finances conveniently and securely with this digital banking app. Access your accounts 24/7, pay bills, monitor your credit score, and manage all your money in one place. Enjoy financial wellness tools and debit card management on the go.

24/7 Account AccessOnline Bill PayCredit Score Monitoring
💰 Finance
(100)
free
16
CBH Online Services
CBH Online Services
CBH Online Services
All-in-one banking solution
Free
💰 Finance
(0)
17
NZIA Authenticator
NZIA Authenticator
NZIA Authenticator
Manage NZIA CBDC Security Keys
Free
💰 Finance
(0)
18
CB Card+
CB Card+
CB Card+
by CB BANK PCL
Free

Manage your CB Bank credit and prepaid cards directly from your phone. This app allows you to view card details, check recent transactions, make repayments, top up prepaid cards, and access promotions.

View card detailsBlock/unblock cardTop up prepaid cards
💰 Finance
(27)
free
19
CBORD Mobile ID - for CS Gold
CBORD Mobile ID - for CS Gold
CBORD Mobile ID - for CS Gold
by The CBORD Group, Inc
Free

Transform your smartphone into a digital ID card. Access buildings, purchase items, and track attendance using your device. This app integrates with a specific campus card system for various institutional uses.

Digital ID card on phoneDoor access controlVending machine payments
🔧 Utilities
(710)
paid
20
CBTC mRDC
CBTC mRDC
CBTC mRDC
by Commercial Bank & Trust Company
Free
💼 Business
(0)

FAQ about Cbdc

Are there free cbdc apps for iPhone?
Yes — 20 of the top cbdc apps we rank are free to download, including Merchant eRupee By SBI and CBDC SSID.
Merchant eRupee By SBI has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 65+ cbdc apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.

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