Best College Savings Plan Apps

248+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated August 2026

READYSAVE 529 is the household name in college savings plan, but it's far from the only option. We track 248+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top College Savings Plan Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1READYSAVE 529READYSAVE 529Free4.7โ˜… (27K)NoNoAug 2026
2College Savings PlanCollege Savings Plan$0.99โ€”NoNoMay 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7โ˜… (289K)NoNoAug 2026
4Plan529: College Savings PlanPlan529: College Savings PlanFreeโ€”โ€”NoJul 2026
5Sootchy: 529 College SavingsSootchy: 529 College SavingsFree4.2โ˜… (24)YesNoMay 2026
6PrincipalยฎPrincipalยฎFree4.8โ˜… (233K)NoNoAug 2026
7Backer: Smart 529 SavingsBacker: Smart 529 SavingsFree4.7โ˜… (504)NoNoAug 2026
8Hadley: Your 529 Plan AppHadley: Your 529 Plan AppFree4.9โ˜… (28)NoNoJul 2026

Top Picks for College Savings Plan

READYSAVE 529#1

READYSAVE 529 by Ascensus

Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(27K ratings)
Free
READYSAVE 529 screenshot 1
READYSAVE 529 screenshot 2
READYSAVE 529 screenshot 3
READYSAVE 529 screenshot 4
READYSAVE 529 screenshot 5

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Convenient for tracking 529 plans
  • ๐Ÿ’ก Allows recurring contributions
  • ๐Ÿš€ Fast and responsive

Room to Improve

  • ๐Ÿ› Buggy and unreliable
  • ๐Ÿ” Limited functionality compared to website
  • ๐Ÿ” Lacks key features like performance tracking and withdrawal options
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • ๐Ÿ’ฐ Helps save money
  • ๐Ÿค– Automated savings
  • ๐Ÿ“Š Provides financial insights
  • ๐Ÿค Good customer service

Room to Improve

  • ๐Ÿ’ธ Excessive/random withdrawals
  • ๐Ÿ•ฐ๏ธ Slow transfer times
  • ๐Ÿšซ Difficulty closing account

More College Savings Plan apps to explore

4
Plan529: College Savings Plan
Plan529: College Savings Plan
Plan529: College Savings Plan
by Vevin Blank
Free
๐Ÿ”ง Utilities
(0)
5
Sootchy: 529 College Savings
Sootchy: 529 College Savings
Sootchy: 529 College Savings
Debt-Free Education for All
Free

This app helps families save for their children's education by opening a 529 savings account. It allows friends and family to contribute to these plans, offering a debt-free path to higher education for various learning institutions.

Open 529 savings accountsReceive contributions from friends and familySupport for various education types (university, trade school, K-12)
๐Ÿ’ฐ Finance
(24)
free with in-app purchases
6
Principalยฎ
Principalยฎ
Principalยฎ
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
๐Ÿ’ฐ Finance
(233K)
free with in-app purchases
7
Backer: Smart 529 Savings
Backer: Smart 529 Savings
Backer: Smart 529 Savings
Simple, fast, fun way to 529
Free

Easily open a 529 college savings plan for your child. Invite family and friends to contribute to your child's education fund and watch savings grow tax-free. Get a recommended plan in minutes.

Open 529 plan quicklyInvite family and friends to contributeAutomated recurring contributions
๐Ÿ’ฐ Finance
(504)
free
8
Hadley: Your 529 Plan App
Hadley: Your 529 Plan App
Hadley: Your 529 Plan App
Education saving for all
Free

Easily contribute funds to your 529 college savings plan. Link existing plans or find a new one for free. Track your progress and set up recurring contributions to never miss a savings opportunity.

Link existing 529 plansFind and match to new 529 plansView plan and progress
๐Ÿ“š Education
(28)
free
9
Tomorrowโ€™s Scholar 529 Plan
Tomorrowโ€™s Scholar 529 Plan
Tomorrowโ€™s Scholar 529 Plan
by The Bank of New York Mellon Corporation
Free
๐Ÿ’ฐ Finance
(0)
10
Bright Directions 529
Bright Directions 529
Bright Directions 529
Advisor-Guided 529 College
Free
๐Ÿ’ฐ Finance
(0)
11
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(63K)
free
12
Niche: College Search
Niche: College Search
Niche: College Search
#1 app for college seekers
Free

Discover colleges that fit your profile and interests with personalized recommendations. Explore detailed profiles, read student reviews, and find scholarships. High school seniors can even get accepted directly through the app.

Personalized college recommendationsNiche Profile for matchingDirect Admissions for seniors
๐Ÿ“š Education
(1.4K)
free with in-app purchases
13
College Countdown
College Countdown
College Countdown
Plan ยท Save ยท Succeed
Free
๐Ÿ“š Education
(0)
14
IAdvisor 529 Plan
IAdvisor 529 Plan
IAdvisor 529 Plan
by The Bank of New York Mellon Corporation
Free
๐Ÿ’ฐ Finance
(0)
15
Education Fund Planner FUND-IT
Education Fund Planner FUND-IT
Education Fund Planner FUND-IT
School College Funds Planning
Free

Calculate future education costs and explore funding options. This app helps students, parents, and advisors plan for college expenses by analyzing lump sum payments or monthly savings. It provides unbiased financial planning tools for informed decision-making.

Estimate future education costsAnalyze lump sum payment optionsCalculate monthly savings plans
๐Ÿ“š Education
(6)
free with in-app purchases
16
CollegeSave Planner
CollegeSave Planner
CollegeSave Planner
Estimate future college costs
Free
๐Ÿ’ฐ Finance
(0)
17
Encourage | College Planning
Encourage | College Planning
Encourage | College Planning
College and Career Planning
Free

This app helps middle and high school students plan for college and careers. It offers tools to discover personal interests, explore educational and career paths, find scholarships, and manage applications. It provides personalized guidance and resources to navigate the journey from high school to future opportunities.

College matching based on goalsScholarship finderCareer path exploration
๐Ÿ“š Education
(151)
free with in-app purchases
18
NEST 529 Direct
NEST 529 Direct
NEST 529 Direct
by Union Bank and Trust
Free
๐Ÿ’ฐ Finance
(0)
19
BigFuture School
BigFuture School
BigFuture School
Your scores, colleges, careers
Free

This app provides students with access to their test scores and personalized college and career information. It helps users plan and pay for college, and connects them with potential scholarship programs. Access requires a mobile number provided during a qualifying test.

Access test scoresConnect with colleges and scholarshipsPersonalized career information
๐Ÿ“š Education
(18K)
free
20
SecurEducation
SecurEducation
SecurEducation
by SecurEducation Technology Ltd
Free
๐Ÿ“š Education
(0)

FAQ about College Savings Plan

What are the best college savings plan apps for iPhone?
READYSAVE 529 tops our college savings plan apps ranking as of August 2026, with a 4.7-star average from 27K App Store ratings, and it's free to download.
Yes โ€” 19 of the top college savings plan apps we rank are free to download, including READYSAVE 529 and Oportun: Savings & Loans.
READYSAVE 529 has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ college savings plan apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The READYSAVE 529 app allows you to manage your 529 education savings plan account from your mobile device. You can securely access your account, check your balance, view transaction history, monitor investment allocations, and make contributions.
Key features include secure account access, the ability to check your account balance and transaction history, make one-time or recurring contributions, see how your savings compare to others in your plan, and invite friends and family to contribute. Starting July 2025, you can also withdraw funds to pay for education expenses.