Best College Savings Plan Apps

248+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated September 2026

READYSAVE 529 is the household name in college savings plan, but it's far from the only option. We track 248+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top College Savings Plan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1READYSAVE 529READYSAVE 529Free4.7โ˜… (27K)NoNoSep 2026
2College Savings PlanCollege Savings Plan$0.99โ€”NoNoMay 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7โ˜… (289K)NoNoSep 2026
4Backer: Smart 529 SavingsBacker: Smart 529 SavingsFree4.7โ˜… (504)NoNoAug 2026
5Plan529: College Savings PlanPlan529: College Savings PlanFreeโ€”YesNoAug 2026
6PrincipalยฎPrincipalยฎFree4.8โ˜… (235K)NoNoSep 2026
7College CountdownCollege CountdownFree5.0โ˜… (2)NoYesSep 2026
8Hadley: Your 529 Plan AppHadley: Your 529 Plan AppFree4.9โ˜… (28)NoNoJul 2026

Top Picks for College Savings Plan

READYSAVE 529#1

READYSAVE 529 by Ascensus

Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(27K ratings)
Free
READYSAVE 529 screenshot 1
READYSAVE 529 screenshot 2
READYSAVE 529 screenshot 3
READYSAVE 529 screenshot 4
READYSAVE 529 screenshot 5

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Convenient for tracking 529 plans
  • ๐Ÿ’ก Allows recurring contributions
  • ๐Ÿš€ Fast and responsive
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ‘ Organized and intuitive

Room to Improve

  • ๐Ÿ› Buggy and unreliable
  • ๐Ÿ” Limited functionality compared to website
  • ๐Ÿ” Lacks key features like performance tracking and withdrawal options
  • ๐Ÿ” Recurring contributions not flexible enough
  • ๐Ÿ” Difficult to find and navigate the app
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • ๐Ÿ’ฐ Helps save money
  • ๐Ÿค– Automated savings
  • ๐Ÿ“Š Provides financial insights
  • ๐Ÿค Good customer service
  • ๐ŸŽ‰ Reached savings goals

Room to Improve

  • ๐Ÿ’ธ Excessive/random withdrawals
  • ๐Ÿ•ฐ๏ธ Slow transfer times
  • ๐Ÿšซ Difficulty closing account
  • ๐Ÿ’ณ Overdraft fees
  • ๐Ÿ’ฐ Monthly subscription fee

More College Savings Plan apps to explore

FAQ about College Savings Plan

What are the best college savings plan apps for iPhone?
READYSAVE 529 tops our college savings plan apps ranking as of September 2026, with a 4.7-star average from 27K App Store ratings, and it's free to download.
Yes โ€” 19 of the top college savings plan apps we rank are free to download, including READYSAVE 529 and Oportun: Savings & Loans.
READYSAVE 529 has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ college savings plan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The READYSAVE 529 app allows you to manage your 529 education savings plan account from your mobile device. You can securely access your account, check your balance, view transaction history, monitor investment allocations, and make contributions.
Key features include secure account access, the ability to check your account balance and transaction history, make one-time or recurring contributions, see how your savings compare to others in your plan, and invite friends and family to contribute. Starting July 2025, you can also withdraw funds to pay for education expenses.

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