Best College Savings Plan Apps

194+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

READYSAVE 529 is the household name in college savings plan, but it's far from the only option. We track 194+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for College Savings Plan

READYSAVE 529#1

READYSAVE 529 by Ascensus Inc

Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(27K ratings)
Free
READYSAVE 529 screenshot 1
READYSAVE 529 screenshot 2
READYSAVE 529 screenshot 3
READYSAVE 529 screenshot 4
READYSAVE 529 screenshot 5

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Convenient for tracking 529 plans
  • ๐Ÿ’ก Allows recurring contributions
  • ๐Ÿš€ Fast and responsive

Room to Improve

  • ๐Ÿ› Buggy and unreliable
  • ๐Ÿ” Limited functionality compared to website
  • ๐Ÿ” Lacks key features like performance tracking and withdrawal options
Oportun: Savings & Loans#2

Oportun: Savings & Loans by Oportun, Inc.

Build savings, track your loan
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(289K ratings)
FreeAds
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • ๐Ÿ’ฐ Helps save money
  • ๐Ÿค– Automated savings
  • ๐Ÿ“Š Provides financial insights
  • ๐Ÿค Good customer service

Room to Improve

  • ๐Ÿ’ธ Excessive/random withdrawals
  • ๐Ÿ•ฐ๏ธ Slow transfer times
  • ๐Ÿšซ Difficulty closing account

More College Savings Plan apps to explore

4
Principalยฎ
Principalยฎ
Principalยฎ
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
๐Ÿ’ฐ Finance
(228K)
free with in-app purchases
5
Backer: Smart 529 Savings
Backer: Smart 529 Savings
Backer: Smart 529 Savings
Simple, fast, fun way to 529
Free

Easily open a 529 college savings plan for your child. Invite family and friends to contribute to your child's education fund and watch savings grow tax-free. Get a recommended plan in minutes.

Open 529 plan quicklyInvite family and friends to contributeAutomated recurring contributions
๐Ÿ’ฐ Finance
(495)
free
6
Sootchy: 529 College Savings
Sootchy: 529 College Savings
Sootchy: 529 College Savings
Debt-Free Education for All
Free

This app helps families save for their children's education by opening a 529 savings account. It allows friends and family to contribute to these plans, offering a debt-free path to higher education for various learning institutions.

Open 529 savings accountsReceive contributions from friends and familySupport for various education types (university, trade school, K-12)
๐Ÿ’ฐ Finance
(24)
free with in-app purchases
7
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
๐Ÿ’ฐ Finance
(86K)
subscription
8
Niche: College Search
Niche: College Search
Niche: College Search
#1 app for college seekers
Free

Discover colleges that fit your profile and interests with personalized recommendations. Explore detailed profiles, read student reviews, and find scholarships. High school seniors can even get accepted directly through the app.

Personalized college recommendationsNiche Profile for matchingDirect Admissions for seniors
๐Ÿ“š Education
(1.4K)
free with in-app purchases
9
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(57K)
free
10
Scoir
Scoir
Scoir
The College Admissions Network
Free

This app simplifies the college search, discovery, and application process for students, parents, and counselors. It helps users identify talents, find suitable colleges, and apply with confidence. Features include college matching quizzes, cost calculators, and collaborative list building.

College Match QuizDynamic College PagesEstimated Cost Calculator
๐Ÿ“š Education
(5.9K)
free
11
UNiDAYS: Student Discount App
UNiDAYS: Student Discount App
UNiDAYS: Student Discount App
Learning & Money Saving Deals
Free

Access exclusive student and graduate deals on fashion, tech, beauty, food, and more. Save money with promo codes and coupons. Also find learning, study, and wellbeing tools to support college life.

Exclusive student dealsPromo codes and couponsFashion, tech, beauty savings
๐Ÿ›๏ธ Shopping
(160K)
free with in-app purchases
12
Loper - College Search
Loper - College Search
Loper - College Search
Find your dream school
Free

This app simplifies college planning and applications. It helps users discover suitable schools, organize research, track deadlines, and access helpful guides. It aims to reduce stress and provide a clear path for students pursuing higher education.

Personalized school matchingCentralized school researchDeadline and requirement tracking
๐Ÿ“š Education
(3.1K)
free with in-app purchases
13
BigFuture School
BigFuture School
BigFuture School
Your scores, colleges, careers
Free

This app provides students with access to their test scores and personalized college and career information. It helps users plan and pay for college, and connects them with potential scholarship programs. Access requires a mobile number provided during a qualifying test.

Access test scoresConnect with colleges and scholarshipsPersonalized career information
๐Ÿ“š Education
(18K)
free
14
Hadley: Your 529 Plan App
Hadley: Your 529 Plan App
Hadley: Your 529 Plan App
Education saving for all
Free

Easily contribute funds to your 529 college savings plan. Link existing plans or find a new one for free. Track your progress and set up recurring contributions to never miss a savings opportunity.

Link existing 529 plansFind and match to new 529 plansView plan and progress
๐Ÿ“š Education
(28)
free
15
Coursicle
Coursicle
Coursicle
The College App
Free

This academic planner helps college students organize their coursework. It syncs with major learning platforms, provides timely reminders for assignments and classes, and offers features like professor reviews and backup schedule creation.

Syncs with Canvas, Blackboard, MoodleAssignment and class remindersClass seat opening notifications
๐Ÿ“š Education
(15)
free with in-app purchases
16
Study.com - College Saver
Study.com - College Saver
Study.com - College Saver
Courses for college credit
Free

Earn transferable college credit through self-paced online courses. Access a wide catalog of general education and upper-division subjects with flexible learning options, open-book exams, and fast grading. Save on tuition and progress towards your degree on your schedule.

Earn transferable college creditSelf-paced online coursesOpen-book exams
๐Ÿ“š Education
(1)
freemium
17
College Scholarship Calculator
College Scholarship Calculator
College Scholarship Calculator
by College Raptor Inc
Free

Estimate personalized scholarship amounts for colleges based on your academic profile. Discover institutions likely to offer significant financial aid and compare scholarship offers easily. This tool is designed for traditional, first-year college students in the U.S.

Personalized scholarship estimatesCollege explorationFinancial aid comparison
๐Ÿ“š Education
(296)
ad-supported
18
My Study Life - School Planner
My Study Life - School Planner
My Study Life - School Planner
School Schedule Homework Study
Free

This app helps students organize their academic life by tracking homework, managing schedules, and planning for exams. It offers tools for effective study and can sync across devices. An optional parent portal provides shared visibility for support.

Smart class schedulerHomework planner with remindersExam tracker and revision planning
๐Ÿ“š Education
(6.2K)
free with in-app purchases
19
College Countdown
College Countdown
College Countdown
Plan ยท Save ยท Succeed
Free
๐Ÿ“š Education
(0)
20
Tomorrowโ€™s Scholar 529 Plan
Tomorrowโ€™s Scholar 529 Plan
Tomorrowโ€™s Scholar 529 Plan
by The Bank of New York Mellon Corporation
Free
๐Ÿ’ฐ Finance
(0)