Best Deposit Checking Apps

229+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our deposit checking list covers 229+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Deposit Checking Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Check DepositCheck DepositFreeNoNoMay 2026
2nbkc deposit checksnbkc deposit checksFree1.0★ (1)NoNoMay 2026
3Railroad ECU Check Deposit RDCRailroad ECU Check Deposit RDCFree5.0★ (2)NoNoMay 2026
4Citi Mobile®Citi Mobile®Free4.9★ (4M)NoNoAug 2026
5SNBT Business Check DepositSNBT Business Check DepositFreeNoNoMay 2026
6Ameriprise Advisor DepositAmeriprise Advisor DepositFree4.7★ (83)NoNoJul 2026
7Ingo Money - Cash ChecksIngo Money - Cash ChecksFree4.2★ (9.2K)NoNoAug 2026
8Navy Federal Credit UnionNavy Federal Credit UnionFree4.9★ (815K)NoNoAug 2026

Top Picks for Deposit Checking

More Deposit Checking apps to explore

4
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
5
SNBT Business Check Deposit
SNBT Business Check Deposit
SNBT Business Check Deposit
by Stephenson National Bank and Trust, The (INC)
Free
💼 Business
(0)
6
Ameriprise Advisor Deposit
Ameriprise Advisor Deposit
Ameriprise Advisor Deposit
by Ameriprise
Free

This application is designed exclusively for Ameriprise Financial Advisors and their staff. It streamlines the process of depositing checks directly into client accounts. Access requires valid Ameriprise credentials.

Client check depositsSecure login with Ameriprise credentialsFacilitates financial transactions
💰 Finance
(83)
free
7
Ingo Money - Cash Checks
Ingo Money - Cash Checks
Ingo Money - Cash Checks
by Ingo Money, Inc.
Free

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

Cash paychecks, business checks, and personal checksFunds deposited in minutesTransfer to bank, prepaid card, or PayPal
💰 Finance
(9.2K)
free with in-app purchases
8
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
9
PS Bank Business Check Deposit
PS Bank Business Check Deposit
PS Bank Business Check Deposit
by PS Bank
Free
💼 Business
(0)
10
On-Site Electronic Deposit
On-Site Electronic Deposit
On-Site Electronic Deposit
by U.S. Bancorp
Free

Deposit checks remotely using your mobile device in a few simple steps. This app allows U.S. Bank business clients to avoid trips to the bank for check deposits. It offers a secure and convenient way to manage business finances on the go.

Remote check depositEasy-to-use interfaceSecure transmissions
💰 Finance
(69)
free
11
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
by Citizens Bank, N.A.
Free

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

View account balances and activityDeposit checks by snapping photosTransfer money between accounts
💰 Finance
(737K)
free
12
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
13
DeposZip Mobile
DeposZip Mobile
DeposZip Mobile
by Vertifi Software
Free

Deposit checks directly into your bank account using your iPhone. This app allows you to make quick, safe, and secure deposits from any location, eliminating the need to visit a physical branch. Your financial institution must be a participant in the program to use this service.

Deposit checks remotelyQuick depositsSafe and secure transactions
💰 Finance
(0)
free
14
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
15
ITX Remote Deposit
ITX Remote Deposit
ITX Remote Deposit
by Integrity Bank - Houston
Free
💼 Business
(0)
16
Deposit Express
Deposit Express
Deposit Express
by U.S. Bancorp
Free

Deposit checks remotely with this mobile banking tool. Designed for U.S. Bank business clients, it allows for quick check deposits without visiting a branch. Secure encryption protects all transmissions.

Remote check depositBusiness banking solutionSecure transmissions
💰 Finance
(27)
free
17
SecurePosit
SecurePosit
SecurePosit
Make Secure Deposits
Free

Facilitates secure transactions for deposits on items, protecting both buyers and sellers from scams. It holds funds in a secured account until the sale is finalized or deemed illegitimate.

Secure deposit holdingBuyer and seller protectionPayment release date setting
🛍️ Shopping
(1)
free
18
ALCO Deposit
ALCO Deposit
ALCO Deposit
by VSoft Corporation
Free
💰 Finance
(0)
19
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
20
Achieva Credit Union
Achieva Credit Union
Achieva Credit Union
by Achieva Credit Union
Free

Manage your finances on the go with this mobile banking app. View account details, transfer funds, pay bills, and deposit checks remotely. Easily locate nearby branches and ATMs for in-person assistance.

View account balances and transaction historyTransfer money between accountsSecurely send and receive money externally
💰 Finance
(5.1K)
free

FAQ about Deposit Checking

Are there free deposit checking apps for iPhone?
Yes — 20 of the top deposit checking apps we rank are free to download, including Check Deposit and nbkc deposit checks.
Check Deposit has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 229+ deposit checking apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.