Best Electronic Payment Apps

249+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

The best electronic payment apps on iPhone average 4.2★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Electronic Payment Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (64K)NoNoSep 2026
2EasyCash MerchantEasyCash MerchantFreeNoNoMay 2026
3REPAYitREPAYitFree2.4★ (29)NoNoMay 2026
4Procharge EMVProcharge EMVFree5.0★ (4)NoNoSep 2026
5Payanywhere: Point of Sale POSPayanywhere: Point of Sale POSFree3.6★ (659)NoNoSep 2026
6QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoSep 2026
7Hawelli – Digital WalletHawelli – Digital WalletFree5.0★ (1)NoNoJul 2026
8Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8★ (13K)YesNoSep 2026

Top Picks for Electronic Payment

GO2bank: Mobile banking#1

GO2bank: Mobile banking by Green Dot Corporation

Online checking and savings
Editor's Choice
💰 Finance
4.8😞(64K ratings)
Free
GO2bank: Mobile banking screenshot 1
GO2bank: Mobile banking screenshot 2
GO2bank: Mobile banking screenshot 3
GO2bank: Mobile banking screenshot 4
GO2bank: Mobile banking screenshot 5
GO2bank: Mobile banking screenshot 6

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

What We Love

  • 🚀 Prompt direct deposit
  • 👍 Convenient mobile banking
  • 💡 Useful savings features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Unreliable app functionality
  • 👎 Poor customer service
  • 🤖 Automated/scripted responses
  • 💸 Unexpected fees and charges

More Electronic Payment apps to explore

FAQ about Electronic Payment

What are the best electronic payment apps for iPhone?
GO2bank: Mobile banking tops our electronic payment apps ranking as of September 2026, with a 4.8-star average from 64K App Store ratings, and it's free to download.
Yes — 20 of the top electronic payment apps we rank are free to download, including GO2bank: Mobile banking and EasyCash Merchant.
GO2bank: Mobile banking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ electronic payment apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The GO2bank app provides a comprehensive mobile banking experience. It allows users to open an account, manage their money, access early direct deposit, grow savings with a high APY, and build credit. It also offers overdraft protection and secure, convenient access to funds.
Key features include getting paid up to 2 days early, earning 4.50% APY on savings up to $5,000, receiving up to $300 in overdraft protection, and building credit with a secured credit card. The app also provides nationwide free ATM access and robust security features like card locking and fraud alerts.

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