Best Electronic Payment Apps

250+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated July 2026

The best electronic payment apps on iPhone average 4.1★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Electronic Payment Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1EasyCash MerchantEasyCash MerchantFreeNoNoMay 2026
2Payanywhere: Point of Sale POSPayanywhere: Point of Sale POSFree3.6★ (653)NoNoJul 2026
3Procharge EMVProcharge EMVFree5.0★ (4)NoNoMay 2026
4JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (11K)YesNoJul 2026
5KlickPayKlickPayFreeNoNoJul 2026
6FawaterakFawaterakFreeNoNoJul 2026
7IOTPay - Omnichannel paymentIOTPay - Omnichannel paymentFreeNoNoMay 2026
8REPAYitREPAYitFree2.4★ (29)NoNoMay 2026

Top Picks for Electronic Payment

Payanywhere: Point of Sale POS#2

Payanywhere: Point of Sale POS by North American Bancard, Inc.

Credit Card Reader & Payment
Strong Contender
💼 Business
3.6😞(653 ratings)
Free
Payanywhere: Point of Sale POS screenshot 1
Payanywhere: Point of Sale POS screenshot 2
Payanywhere: Point of Sale POS screenshot 3
Payanywhere: Point of Sale POS screenshot 4
Payanywhere: Point of Sale POS screenshot 5
Payanywhere: Point of Sale POS screenshot 6

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

What We Love

  • 🚀 Quick payments
  • 💡 Convenient mobile payments
  • 👍 User-friendly app
  • 🚀 Fast payouts

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Unreliable card reader connection
  • 💰 Unexpected fees

More Electronic Payment apps to explore

4
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
5
KlickPay
KlickPay
KlickPay
by KLICK-PAY CO. FOR ELECTRONIC PAYMENT INFRASTRUCTURE WLL
Free
💰 Finance
(0)
6
Fawaterak
Fawaterak
Fawaterak
by Fawaterk
Free
💰 Finance
(0)
7
IOTPay - Omnichannel payment
IOTPay - Omnichannel payment
IOTPay - Omnichannel payment
Accept payment anywhere
Free

This app offers mobile payment solutions for both online and offline merchants. It aims to simplify transactions for businesses by providing a versatile platform.

Mobile payment solutionsOnline payment acceptanceOffline payment acceptance
🔧 Utilities
(0)
free
8
REPAYit
REPAYit
REPAYit
by REPAY - Realtime Electronic Payments
Free

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

View bills on deviceMake payments with cardMake payments with ACH
💰 Finance
(29)
free
9
Kashier - Bill your customers
Kashier - Bill your customers
Kashier - Bill your customers
kashier payment solutions
Free
💰 Finance
(0)
10
LL Terminal
LL Terminal
LL Terminal
by LIANLIAN PAY ELECTRONIC PAYMENT THAILAND COMPANY LIMITED
Free
💰 Finance
(0)
11
Fastoo  (New Payment System)
Fastoo  (New Payment System)
Fastoo (New Payment System)
Discover Fastoo E-Wallet
Free

This digital E-wallet simplifies payments with a focus on security and seamless transactions. It offers multicurrency management for convenient deposits, withdrawals, and exchanges, embodying trust and transparency.

Digital E-walletSimplicity and securitySeamless transactions
💰 Finance
(4)
free
12
جوالي
جوالي
جوالي
Jawali
Free
💰 Finance
(48)
13
الساقي | Alsaqi
الساقي | Alsaqi
الساقي | Alsaqi
all-in-one E-payment app
Free

This app simplifies financial management with an all-in-one e-payment solution. Easily manage payment cards, monitor transactions, and update account information. Access your finances from any device and find nearby offices.

Manage payment cardsTransaction recordsInstant balance updates
💰 Finance
(16)
free
14
Jaib - Digital Wallet
Jaib - Digital Wallet
Jaib - Digital Wallet
Manage all your transactions
Free

This app functions as an electronic wallet, enabling users to manage financial transactions like payments, transfers, and bill settlements. It offers a secure and convenient alternative to cash for everyday purchases and services.

Financial transfersBill paymentsMobile balance recharge
💰 Finance
(233)
free
15
ezbillpay
ezbillpay
ezbillpay
by DreamInfinity Technology Private Limited
Free
🔧 Utilities
(0)
16
UX - Payment Solutions
UX - Payment Solutions
UX - Payment Solutions
by RTN Prod Eletronicos LTDA
Free
🛍️ Shopping
(0)
17
SareePay
SareePay
SareePay
Send, receive and hold USDC
Free
💰 Finance
(0)
18
ONE Cash: Digital Wallet
ONE Cash: Digital Wallet
ONE Cash: Digital Wallet
by National Electronic Wallet Company
Free

Manage your finances effortlessly with this digital wallet. Pay bills, shop online, buy airtime, and send money securely. Withdraw cash and transfer funds to bank accounts or other e-wallets.

Bill paymentOnline purchasesBuy airtime & bundles
💰 Finance
(36)
free
19
Bank Payment
Bank Payment
Bank Payment
by BILL 24 CO., LTD.
Free
💰 Finance
(0)
20
Casheer Invoice
Casheer Invoice
Casheer Invoice
Let’s Grow
Free
💼 Business
(0)

FAQ about Electronic Payment

Are there free electronic payment apps for iPhone?
Yes — 20 of the top electronic payment apps we rank are free to download, including EasyCash Merchant and Payanywhere: Point of Sale POS.
EasyCash Merchant has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ electronic payment apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.

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