Best Esusu Apps

207+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good esusu apps. We benchmark 207+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Esusu Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Esusu: Build Credit with RentEsusu: Build Credit with RentFree4.7★ (139)YesNoJul 2026
2Flex - Rent On Your ScheduleFlex - Rent On Your ScheduleFree4.8★ (432K)YesNoJul 2026
3Livble - Split your rentLivble - Split your rentFree4.6★ (2.2K)NoNoJul 2026
4Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (30K)YesNoJul 2026
5Split Pay: Rent, Mortgage, CarSplit Pay: Rent, Mortgage, CarFree4.8★ (13K)NoNoJul 2026
6Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)YesNoJul 2026
7EsusuHiveEsusuHiveFree4.0★ (4)YesNoMay 2026
8TrueSaverTrueSaverFree4.5★ (10)NoNoJul 2026

Top Picks for Esusu

Esusu: Build Credit with Rent#1

Esusu: Build Credit with Rent by Esusu, Inc.

Unlock Tomorrow
Editor's Choice
💰 Finance
4.7(139 ratings)
FreeAds
Esusu: Build Credit with Rent screenshot 1
Esusu: Build Credit with Rent screenshot 2
Esusu: Build Credit with Rent screenshot 3
Esusu: Build Credit with Rent screenshot 4
Esusu: Build Credit with Rent screenshot 5
Esusu: Build Credit with Rent screenshot 6

This app helps renters build credit by reporting on-time rent payments to major credit bureaus. It also offers financial coaching, tax filing assistance, and access to local resources and partner offers. Improve your financial health and unlock new opportunities.

What We Love

  • 🚀 Easy to download and sign up
  • 🧠 Intuitive and simple to use
  • 🎓 Provides free credit score education and home buyer education courses
  • 👨‍💻 Helpful and kind customer support
Flex - Rent On Your Schedule#2

Flex - Rent On Your Schedule by Flexible Finance, Inc.

Pay rent on your own schedule
Strong Contender
💰 Finance
4.8😞(432K ratings)
FreeAds
#67in Finance
Flex - Rent On Your Schedule screenshot 1
Flex - Rent On Your Schedule screenshot 2
Flex - Rent On Your Schedule screenshot 3
Flex - Rent On Your Schedule screenshot 4
Flex - Rent On Your Schedule screenshot 5

This app allows renters to split their monthly rent into smaller, manageable payments. It facilitates on-time rent payments, helps build credit history, and offers a flexible repayment schedule.

What We Love

  • 🚀 Easy to use
  • 💡 Helpful for budgeting
  • 👍 Convenient rent payment
  • 🚀 Flexible payment schedule

Room to Improve

  • 🐛 Unreliable payment processing
  • 🔍 Lack of transparency
  • 💬 Poor communication from company
Livble - Split your rent#3

Livble - Split your rent by Lvble Inc

Pay rent on your own schedule
Worth Considering
💰 Finance
4.6😐(2.2K ratings)
Free
Livble - Split your rent screenshot 1
Livble - Split your rent screenshot 2
Livble - Split your rent screenshot 3
Livble - Split your rent screenshot 4
Livble - Split your rent screenshot 5
Livble - Split your rent screenshot 6

This app allows users to pay their rent in flexible installments throughout the month. It offers a convenient way to manage rent payments on your own schedule.

What We Love

  • 🚀 Easy to use
  • 💡 Helpful for budgeting
  • 👍 Flexible payment options
  • 🚀 Convenient

Room to Improve

  • 🐛 Unreliable app performance
  • 🔒 Security and privacy concerns
  • 🐛 Inconsistent payment processing

More Esusu apps to explore

4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(30K)
free with in-app purchases
5
Split Pay: Rent, Mortgage, Car
Split Pay: Rent, Mortgage, Car
Split Pay: Rent, Mortgage, Car
Pay rent on your schedule
Free

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Split rent into two paymentsBuild credit historyImprove budgeting
💰 Finance
(13K)
free
6
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
7
EsusuHive
EsusuHive
EsusuHive
Together we can.
Free

This platform facilitates community-driven savings through digital esusu groups. Users can create or join savings circles, set contribution amounts and frequencies, and track progress securely. It offers interest-free group savings, enabling members to access lump sums for various financial goals.

Create or join savings groups (hives)Set contribution amounts and frequencyInvite trusted members
💰 Finance
(4)
ad-supported
8
TrueSaver
TrueSaver
TrueSaver
TrueSaver
Free

Build your credit score by saving money, avoiding debt. This app offers a unique approach to financial wellness.

Credit score buildingSavings-focused approachDebt avoidance
🌟 Lifestyle
(10)
free
9
Mimonie
Mimonie
Mimonie
Automated Esusu Savings
Free

This app offers a modern, automated approach to traditional group savings and contributions. It allows users to set up automatic deductions, join or create personalized savings groups, and monitor their progress securely. Designed for inclusivity, it aims to protect savings and eliminate the risks associated with cash handling.

Automated contributionsSecure transactions and insuranceUser identity verification
💰 Finance
(1)
free
10
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
11
UPoint
UPoint
UPoint
by United Alliance LLC
Free

This app is a unified loyalty program that rewards loyal customers with points for purchases. Collect points from participating businesses and redeem them for discounts or special offers. Access exclusive deals, coupons, and challenges directly through the application.

Earn points on purchasesRedeem points at partner businessesExclusive discounts and coupons
🌟 Lifestyle
(48)
free
12
Airalo: eSIM for travel & data
Airalo: eSIM for travel & data
Airalo: eSIM for travel & data
Affordable, global connection
Free

Stay connected globally with digital SIM cards for your travels. Easily install an eSIM and get online in over 200 countries and regions without roaming fees. Enjoy affordable data, call, and text services.

Global eSIM plans for 200+ countriesInstant online access upon arrivalNo roaming fees
✈️ Travel
(98K)
free with in-app purchases
13
eSIMs — Compare data eSIMs
eSIMs — Compare data eSIMs
eSIMs — Compare data eSIMs
Find a data eSIM for your trip
Free

Easily find and compare prepaid eSIM data plans for international travel. Browse thousands of options from numerous providers across over 250 countries. Avoid expensive roaming fees and stay connected effortlessly on your next trip.

Compare 32,000+ eSIM data plansCoverage in 250+ countriesFilter by price, data, and duration
✈️ Travel
(215)
free
14
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(318K)
free with in-app purchases
15
trifa - Travel eSIM Store App
trifa - Travel eSIM Store App
trifa - Travel eSIM Store App
Purchase eSIM at local prices
Free

Easily purchase and install eSIM data plans for international travel. Avoid expensive roaming, bulky mobile Wi-Fi, or the hassle of local SIM cards with a simple, app-based solution.

Purchase eSIM data plansInstall data directly on smartphonePrepaid service with reliable pricing
✈️ Travel
(42)
free
16
Bilt Rewards
Bilt Rewards
Bilt Rewards
Start earning points on rent.
Free

Turn your largest monthly expense, rent, into valuable rewards. Earn points on rent payments, build credit history, and unlock exclusive benefits at local businesses. Redeem points for travel, future rent, or even a down payment on a home.

Earn rewards on rent paymentsBuild credit history by reporting rentUnlock exclusive Neighborhood Benefits
💰 Finance
(200K)
free with in-app purchases
17
eSIMEasy – Global eSIM Roaming
eSIMEasy – Global eSIM Roaming
eSIMEasy – Global eSIM Roaming
Travel eSIM, Data Without WiFi
Free

This app provides instant global data connectivity for travelers, eliminating the need for physical SIM cards or expensive roaming charges. It offers easy setup, free international calls to Korea, and exclusive benefits for popular destinations like Japan.

Instant global dataFree international calls to KoreaEasy eSIM setup
✈️ Travel
(6.7K)
free with in-app purchases
18
RentCafe Resident
RentCafe Resident
RentCafe Resident
by Yardi Systems, Inc.
Free

Manage your apartment living on the go. Easily pay rent, submit maintenance requests with photos, and reserve community amenities. Stay connected with your neighbors and track package deliveries.

Pay rent onlineSubmit maintenance requestsReserve community amenities
🔧 Utilities
(954K)
free
19
Resident Portal Mobile
Resident Portal Mobile
Resident Portal Mobile
by Entrata, Inc.
Free

Manage your apartment living with ease. Pay rent, submit maintenance requests with photos, and communicate directly with your property management. Schedule payments, reserve amenities, and log in securely with biometric authentication.

Pay rent with one tapSchedule recurring paymentsSubmit maintenance requests with photos
🌟 Lifestyle
(246K)
free
20
Progressive Leasing
Progressive Leasing
Progressive Leasing
by Prog Leasing, LLC
Free

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

Apply from home or on the goLease-to-own purchase optionInstant decision for applications
🛍️ Shopping
(34K)
free with in-app purchases

FAQ about Esusu

What are the best esusu apps for iPhone?
Esusu: Build Credit with Rent tops our esusu apps ranking as of May 2026, with a 4.7-star average from 139 App Store ratings, and it's free to download.
Yes — 20 of the top esusu apps we rank are free to download, including Esusu: Build Credit with Rent and Flex - Rent On Your Schedule.
Esusu: Build Credit with Rent shows ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 207+ esusu apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Esusu is a financial health app designed for renters. It allows you to build credit by reporting your on-time rent payments to major credit bureaus like Equifax, TransUnion, and Experian. The app also provides access to financial coaching, tax filing services, and local resources.
Esusu reports your consistent, on-time rent payments to the three major credit bureaus. This positive payment history is then factored into your credit score calculation, potentially increasing it over time. Members have reported an average increase of 45 points.

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