Best Financial Tracking Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Looking for free financial tracking apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Financial Tracking Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
2Pulse - Financial TrackerPulse - Financial TrackerFree—NoNoMay 2026
3Empower ®Empower ®Free4.8★ (412K)NoNoOct 2026
4Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (31K)NoYesOct 2026
5NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoOct 2026
6Lemon - Financial TrackingLemon - Financial TrackingFree—NoYesJun 2026
7MoneyBook - Expense TrackerMoneyBook - Expense TrackerFree——NoAug 2026
8Finey - Financial Goal TrackerFiney - Financial Goal TrackerFree—NoYesJun 2026

Top Picks for Financial Tracking

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#67in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Empower ®#3

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Worth Considering
💰 Finance
4.8😞(412K ratings)
Free
#26in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users

More Financial Tracking apps to explore

FAQ about Financial Tracking

What are the best financial tracking apps for iPhone?
Budget app - spending tracker tops our financial tracking apps ranking as of October 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top financial tracking apps we rank are free to download, including Budget app - spending tracker and Pulse - Financial Tracker.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ financial tracking apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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