Best Financial Tracking Alternative Apps

0+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Finding the right financial tracking alternative apps can be overwhelming with so many options. We've analyzed 0+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Financial Tracking Alternative Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (30K)NoYesAug 2026
2My Financial TrackerMy Financial TrackerFree4.7★ (22)NoYesAug 2026
3Income and Expense TrackerIncome and Expense TrackerFree4.7★ (481)NoYesAug 2026
4MoneyMate - Expense TrackingMoneyMate - Expense TrackingFree4.7★ (7)NoYesAug 2026
5Budget Flow | Expense TrackerBudget Flow | Expense TrackerFree4.8★ (328)NoYesAug 2026
6MoneyCoach: Budget PlannerMoneyCoach: Budget PlannerFree4.5★ (2.6K)NoYesAug 2026
7Percento - Net Worth TrackerPercento - Net Worth TrackerFree4.6★ (120)NoYesAug 2026
8CashTrails+: Personal FinanceCashTrails+: Personal FinanceFree3.9★ (53)NoYesAug 2026

Top Picks for Financial Tracking Alternative

Copilot: Track & Budget Money#1

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Editor's Choice
💰 Finance
4.8😊(30K ratings)
FreeIn-App Purchases
#4in Finance
Copilot: Track & Budget Money screenshot 1
Copilot: Track & Budget Money screenshot 2
Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting
My Financial Tracker#2

My Financial Tracker by AppFlux Labs

Simple income tracker
Strong Contender
💰 Finance
4.7(22 ratings)
FreeIn-App Purchases
My Financial Tracker screenshot 1
My Financial Tracker screenshot 2
My Financial Tracker screenshot 3
My Financial Tracker screenshot 4
My Financial Tracker screenshot 5

Easily track your income and expenses with this intuitive financial tool. Visualize your spending habits, manage debts, and export your data for a clearer financial picture.

Income and Expense Tracker#3

Income and Expense Tracker by Alexey Sakharov

Budget Finance Money Planner
Worth Considering
💰 Finance
4.7😐(481 ratings)
FreeIn-App Purchases
Income and Expense Tracker screenshot 1
Income and Expense Tracker screenshot 2
Income and Expense Tracker screenshot 3
Income and Expense Tracker screenshot 4
Income and Expense Tracker screenshot 5
Income and Expense Tracker screenshot 6

Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🎨 Beautiful, modern design with customizable themes
  • 💰 Affordable pricing compared to competitors
  • 📊 Clear analytics and expense tracking

Room to Improve

  • 💸 Limited free version (only 20 transactions)
  • 🚫 Misleading free tier presentation
  • 📱 No iPad support

More Financial Tracking Alternative apps to explore

4
MoneyMate - Expense Tracking
MoneyMate - Expense Tracking
MoneyMate - Expense Tracking
Smart Personal Finance Tracker
Free

Easily record income and expenses, categorize transactions, and visualize spending patterns with interactive charts. This app offers a customizable dashboard and offline functionality to help you gain financial clarity and make smarter decisions.

Record income and expensesCategorize transactionsCustomizable dashboard
💰 Finance
(7)
subscription
5
Budget Flow | Expense Tracker
Budget Flow | Expense Tracker
Budget Flow | Expense Tracker
Financial manager and planner
Free

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Track income and expensesManage multiple accounts and categoriesPlan budgets for categories
💰 Finance
(328)
free with in-app purchases
6
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
Spending Manager, Bill Tracker
Free

This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.

Family SyncPersonalized BudgetsSmart Goals
💰 Finance
(2.6K)
free with in-app purchases
7
Percento - Net Worth Tracker
Percento - Net Worth Tracker
Percento - Net Worth Tracker
Manage expense & stock assets
Free

Track your net worth by focusing on assets and investments. Monitor global stock and cryptocurrency prices with automatic updates and multi-currency support. Visualize your financial growth with beautiful charts and manage your asset mix effectively.

Wealth tracking workflowAutomatic stock/crypto price updatesMulti-currency support
💰 Finance
(120)
free with in-app purchases
8
CashTrails+: Personal Finance
CashTrails+: Personal Finance
CashTrails+: Personal Finance
Expense and income tracker
Free

Track your monthly spending, income, and savings with this comprehensive personal finance manager. Organize transactions by tags, accounts, and groups, and gain insights through flexible reports and multi-currency support.

Expense and income trackingiCloud syncMultiple accounts and transfers
💰 Finance
(53)
free with in-app purchases
9
Stock Events Portfolio Tracker
Stock Events Portfolio Tracker
Stock Events Portfolio Tracker
Dividend, Earnings & Finance
Free

Monitor your investments, including stocks, ETFs, and cryptocurrencies, and stay updated on dividends, earnings, and market events. Track portfolio performance, passive income, and receive alerts for key financial news.

Portfolio tracking for stocks, ETFs, bonds, and cryptoDividend income and ex-dividend date monitoringEarnings and IPO calendar with notifications
💰 Finance
(2.2K)
freemium
10
getquin - Portfolio Tracker
getquin - Portfolio Tracker
getquin - Portfolio Tracker
Track Investments & Dividends
Free

Track all your investments, from stocks and ETFs to real estate and collectibles, in one place. Monitor your net worth in real-time, analyze performance with detailed breakdowns, and plan for future cash flows with a dividend calendar. Connect with a community of investors for insights and feedback.

Real-time portfolio trackingAggregated net worth monitoringDividend calendar and forecasts
💰 Finance
(349)
free with in-app purchases
11
Toss - Make finance easier
Toss - Make finance easier
Toss - Make finance easier
Find everything about finance
Free

Manage all your financial accounts, including banking, investments, loans, and insurance, in one place. Enjoy fee-free transfers, personalized financial advice, and easy access to loan and insurance options. Invest simply and track your spending effortlessly.

Consolidated account overviewFee-free money transfersInterest-earning bank accounts
💰 Finance
(636)
free with in-app purchases
12
Expenses: Spending Tracker
Expenses: Spending Tracker
Expenses: Spending Tracker
Bill & Subscription Manager
Free

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories
💰 Finance
(1.8K)
free with in-app purchases
13
Hutsy - AI Financial Assistant
Hutsy - AI Financial Assistant
Hutsy - AI Financial Assistant
Overdraft Alerts & Stay Ahead
Free

This app provides proactive financial insights, warning you of potential overdrafts, upcoming bills, and credit changes before they impact your finances. It offers a daily money briefing, AI-powered financial advice, and credit monitoring to help you make informed decisions.

Proactive overdraft alertsDaily money briefingAI financial assistant
💰 Finance
(35)
free with in-app purchases
14
Expense Tracker - Money Note
Expense Tracker - Money Note
Expense Tracker - Money Note
Budget Planner & Bills Tracker
Free

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Simple and easy to useNo account registrationLocal data storage
💰 Finance
(3K)
free with in-app purchases
15
iRich - Easy Asset Tracking
iRich - Easy Asset Tracking
iRich - Easy Asset Tracking
Ditch Complex, Easy Control
Free

Manage your finances by calibrating balances instead of logging every transaction. Track assets, liabilities, and net worth with multi-account and multi-currency support. Get visual insights and smart reminders for a clear financial picture.

Calibration-based trackingMulti-account viewMulti-currency support
💰 Finance
(2)
freemium
16
Zenmoney: expense tracker
Zenmoney: expense tracker
Zenmoney: expense tracker
Budgeting with AI assistant
Free

This app automatically tracks spending and income by connecting to your bank accounts. It analyzes your habits, provides AI-powered insights, and helps you plan budgets and future expenses to achieve financial well-being.

Automatic transaction import and categorizationAI-powered financial insights and analysisBudget planning and future spending forecasts
💰 Finance
(154)
free with in-app purchases
17
Budget & Expense Tracker Monee
Budget & Expense Tracker Monee
Budget & Expense Tracker Monee
Budget Planner & Money Tracker
Free

Easily track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits, organize finances by custom categories, and manage group budgets. Protect your data with biometric security and export your financial history.

Track income and expensesOrganize by custom categoriesManage group finances
💰 Finance
(297)
free with in-app purchases
18
AlmostZero - Debt Tracking App
AlmostZero - Debt Tracking App
AlmostZero - Debt Tracking App
Smart Debt Repayment Planner
Free

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

Debt & Loan ManagementExpense TrackingSavings Goals
💰 Finance
(75)
free with in-app purchases
19
Cashew—Expense Budget Tracker
Cashew—Expense Budget Tracker
Cashew—Expense Budget Tracker
by James Kokoska
Free

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

Flexible budgeting (monthly, weekly, custom)Visual spending reports (pie charts, bar graphs)Subscription and recurring transaction tracking
💰 Finance
(460)
free with in-app purchases
20
Budget Planner - Money Flow
Budget Planner - Money Flow
Budget Planner - Money Flow
Expense Tracker & Bill Manager
Free

Easily track your income and expenses to manage your finances. Offers customizable accounts, flexible budgeting, and secure synchronization across devices. Visualize your financial health with powerful reports and helpful tools.

Quick transaction addingCustomizable accounts and categoriesDevice synchronization
💰 Finance
(726)
free with in-app purchases

FAQ about Financial Tracking Alternative

What are the best financial tracking alternative apps for iPhone?
Copilot: Track & Budget Money tops our financial tracking alternative apps ranking as of July 2026, with a 4.8-star average from 30K App Store ratings, and it's free to download.
Yes — 20 of the top financial tracking alternative apps we rank are free to download, including Copilot: Track & Budget Money and My Financial Tracker.
Copilot: Track & Budget Money has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
Copilot is a personal finance app designed to give you clarity into your money. It helps you categorize spending, create budgets, track subscriptions, manage savings goals, and monitor investments. The app aims to simplify your financial life with intelligent automation and a user-friendly interface.
Key features include AI-powered automatic categorization of thousands of transactions, adaptive budgets that adjust to your habits, subscription tracking to monitor recurring expenses, and investment tracking to view performance. It also offers savings goals, cash flow visualization, and bank-level security to protect your data.