Best Free Financial Planner Apps

4.7😐(9.5K ratings)

FreeIn-App Purchases

#69in Finance

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

🚀 Easy to use
👍 Visually appealing
💡 Customizable categories
🚀 Intuitive interface
👍 Helps with budgeting
👍 Manually entering transactions
👍 Great for those who don't want to link bank accounts

Room to Improve

🐛 Recurring transactions not working properly
🐛 Balance not carrying over to next month
🐛 Syncing issues between devices
🐛 Transactions disappearing or resetting
💸 Expensive subscription
🐛 Inability to split transactions
🐛 Inaccurate category assignments

Expense Manager, Money Tracker by Alin Sorin Cuc

Spending manager and tracker

Strong Contender

4.7😊(1.2K ratings)

FreeAds

Expense Manager, Money Tracker screenshot 1

Expense Manager, Money Tracker screenshot 2

Expense Manager, Money Tracker screenshot 3

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This app helps you understand where your money goes by tracking expenses and income. It offers a simple, user-friendly interface with features like charts, a calculator, and receipt attachments to improve your financial organization and budget management.

What We Love

👍 Easy to use
👍 Helpful for budgeting
👍 Intuitive layout
👍 Customizable categories
👍 Simple and straightforward

Room to Improve

🐛 Data loss when changing devices
🐛 Frequent crashes and bugs
💸 Intrusive ads
🔍 Lack of search/filter options
🔁 No recurring transaction feature

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker

Worth Considering

Plan, save, invest, retire

4.8😊(12K ratings)

FreeIn-App Purchases

#67in Finance

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

💖 Beautiful, aesthetically pleasing design
👍 Easy to use and navigate
🎨 Highly customizable categories and icons
💰 One-time purchase, no subscription
🤝 Responsive and helpful customer service
🧠 Helps users stay organized and on top of finances
💻 Works well across devices (phone, iPad, etc.)

Room to Improve

🔒 No option to set password/biometric lock
💸 Premium features may be out of reach for some
📅 Lacks flexibility in date range/budgeting periods
🔢 Can't set spending limits per category
🗑️ Inability to delete/edit past transactions

More Free Financial Planner apps to explore

Empower ®

Consolidated account viewRetirement planningBudget tracking

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

free with in-app purchases

(412K)

Albert: Budgeting and Banking

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Simple money planner.

Plans.TheApp Financial Planner

(0)

Budgii: Budget Planner

Plan, Budget, Track & Forecast

Advanced financial forecasting up to 30 yearsTest "what-if" life scenariosDebt and asset management tools

This app helps you visualize your financial future by forecasting cash flow, net worth, and debt over decades. Test "what-if" scenarios for major life events and manage debts and assets with various strategies. Collaborate with partners and generate detailed reports.

Track spending, goals reports

by Ameriprise Financial, Inc.

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

(37K)

EveryDollar: Budget Management

Track Income, Bills & Spending

Create custom budgetsTrack expenses and transactionsManage bills and income

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

free with in-app purchases

(84K)

My Simple Budget Planner - Easy Finance Tracking and Planning

by Black Cigar Apps, LLC

Log earnings and expensesCreate budget plansCurrency converter

Easily manage your finances by logging earnings and expenses, setting budget plans, and tracking spending history. Features include a currency converter, multi-currency support, and flexible time periods for detailed financial oversight. Secure your data with PIN protection.

free with in-app purchases

(14)

Profiro: FIRE & Budget Planner

Net Worth & Expense Tracker

Keep Above: Bills & Budget

Bill tracker & budget planner

Financial Budget Tracker

Budget, Retire & Plan Smart

(0)

Financial Playbook App

Budget PlannerRetirement PlannerHouse Affordability Calculator

This personal finance app helps you manage your money, plan for major life events like retirement or buying a home, and understand your spending. It offers tools for budgeting, saving for goals, and assessing affordability of large purchases. All data is kept private on your device.

(1)

Finvi:Budget&Financial Planner

Money savings Expense Tracker

This app simplifies financial planning, insurance, and investments. It provides transparency and clarity on financial products, helping users understand where their money goes, budget effectively, and determine adequate protection without sharing personal data. Get instant insurance quotes and take control of your financial future.

Financial planning simplificationInsurance needs assessmentInvestment understanding

(0)

Seraph Retirement Planner

Monte Carlo Money Simulator

Monte Carlo retirement simulationsComprehensive financial modelingReal US tax engine

This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

(10)