Best Free Financial Planner Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good free financial planner apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Free Financial Planner Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)NoYesAug 2026
2Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
3Expense Manager, Money TrackerExpense Manager, Money TrackerFree4.7★ (1.2K)YesNoAug 2026
4Ameriprise FinancialAmeriprise FinancialFree4.9★ (37K)NoNoAug 2026
5Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (321K)YesNoAug 2026
6Empower ®Empower ®Free4.8★ (400K)NoNoAug 2026
7Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesAug 2026
8Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (377K)YesYesAug 2026

Top Picks for Free Financial Planner

Buddy: Budget Planner App#1

Buddy: Budget Planner App by Buddy Budgeting AB

Money Manager & Tracker
Editor's Choice
💰 Finance
4.7😐(9.3K ratings)
FreeIn-App Purchases
#46in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
Fleur - Budget Planner App#2

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#53in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Expense Manager, Money Tracker#3

Expense Manager, Money Tracker by Alin Sorin Cuc

Spending manager and tracker
Worth Considering
💰 Finance
4.7😊(1.2K ratings)
FreeAds
Expense Manager, Money Tracker screenshot 1
Expense Manager, Money Tracker screenshot 2
Expense Manager, Money Tracker screenshot 3
Expense Manager, Money Tracker screenshot 4
Expense Manager, Money Tracker screenshot 5

This app helps you understand where your money goes by tracking expenses and income. It offers a simple, user-friendly interface with features like charts, a calculator, and receipt attachments to improve your financial organization and budget management.

What We Love

  • 👍 Easy to use
  • 👍 Helpful for budgeting
  • 👍 Intuitive layout
  • 👍 Customizable categories

Room to Improve

  • 🐛 Data loss when changing devices
  • 🐛 Frequent crashes and bugs
  • 💸 Intrusive ads

More Free Financial Planner apps to explore

4
Ameriprise Financial
Ameriprise Financial
Ameriprise Financial
by Ameriprise Financial, Inc.
Free

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture
💰 Finance
(37K)
free
5
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(321K)
subscription
6
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(400K)
free with in-app purchases
7
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
8
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(377K)
free with in-app purchases
9
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
10
Capitalflo: Financial Planner
Capitalflo: Financial Planner
Capitalflo: Financial Planner
Financial Planning Made Easy
Free
💰 Finance
(0)
11
Center for Financial Planning
Center for Financial Planning
Center for Financial Planning
by Center for Financial Planning, Inc.®
Free
💰 Finance
(0)
12
Profiro: FIRE & Budget Planner
Profiro: FIRE & Budget Planner
Profiro: FIRE & Budget Planner
Net Worth & Expense Tracker
Free
💰 Finance
(0)
13
Facet: Financial Planning
Facet: Financial Planning
Facet: Financial Planning
Flat fee, CFP®, investing
Free

This app provides comprehensive financial planning and investment management services. Users can track goals, message financial advisors, view account balances, and access market insights. It offers a personalized roadmap to achieve financial objectives with expert guidance.

Personalized financial roadmapCFP® professional guidanceInvestment management
💰 Finance
(8)
free
14
Budgii: Budget Planner
Budgii: Budget Planner
Budgii: Budget Planner
by Phillip Zubic
Free
💰 Finance
(0)
15
Uniflow: Financial Planner
Uniflow: Financial Planner
Uniflow: Financial Planner
Take control of your life
Free
💰 Finance
(0)
16
Lumi Money: Spend Better Today
Lumi Money: Spend Better Today
Lumi Money: Spend Better Today
Gain control of overspending
Free

This app helps you understand how much money you can safely spend each day by considering your balance, upcoming bills, and next paycheck. It provides real-time spending guidance and cash flow forecasting to prevent overdrafts and overspending.

Daily Safe-to-Spend numberReal-time spending guidanceCash flow forecasting
💰 Finance
(1)
free with in-app purchases
17
Reed Financial Services
Reed Financial Services
Reed Financial Services
by Reed Financial Services, Inc.
Free
💰 Finance
(0)
18
Amplified Planning
Amplified Planning
Amplified Planning
by Moore Media Consulting Group LLC
Free
📚 Education
(0)
19
Your Wealth Architect
Your Wealth Architect
Your Wealth Architect
AI financial planning
Free

This app consolidates your financial accounts, budgets, and goals into a single, clear roadmap. It uses AI to help you understand your spending, plan for retirement, and make informed financial decisions without needing to manage multiple spreadsheets.

Consolidated financial overviewAI-driven financial roadmapBudget tracking and spending analysis
💰 Finance
(1)
free
20
Simple Money Planner
Simple Money Planner
Simple Money Planner
Simple money planner.
Free
💰 Finance
(0)

FAQ about Free Financial Planner

What are the best free financial planner apps for iPhone?
Buddy: Budget Planner App tops our free financial planner apps ranking as of July 2026, with a 4.7-star average from 9.3K App Store ratings, and it's free to download.
Buddy: Budget Planner App has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 250+ free financial planner apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Buddy is a finance app designed to help you create budgets, track your expenses, and manage your money. It allows for both individual and shared budgeting, making it easy to monitor spending with partners or friends. You can also connect your bank account to automatically import transactions.
Key features include the ability to set up personalized budgets, create shared budgets with others for joint expenses, connect your bank account for transaction import, view detailed overviews of your spending and income, and utilize an expense splitting tool to track who owes what.