Best Free Financial Planner Apps

250+ iOS apps curated and reviewed

4.8 avg rating
19 free apps
Updated October 2026

Every iPhone needs a few good free financial planner apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Free Financial Planner Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesOct 2026
2Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesOct 2026
3EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
4Expense Manager, Money TrackerExpense Manager, Money TrackerFree4.7★ (1.2K)YesNoOct 2026
5Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (336K)YesNoOct 2026
6Empower ®Empower ®Free4.8★ (412K)NoNoOct 2026
7Budgii: Budget PlannerBudgii: Budget PlannerFree—NoNoJul 2026
8Plans.TheApp Financial PlannerPlans.TheApp Financial PlannerFree5.0★ (1)NoYesOct 2026

Top Picks for Free Financial Planner

Buddy: Budget Planner App#1

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Editor's Choice
💰 Finance
4.7😐(9.5K ratings)
FreeIn-App Purchases
#54in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting
  • 👍 Manually entering transactions
  • 👍 Great for those who don't want to link bank accounts

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription
  • 🐛 Inability to split transactions
  • 🐛 Inaccurate category assignments
Fleur - Budget Planner App#2

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(13K ratings)
FreeIn-App Purchases
#69in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription
  • 🤝 Responsive and helpful customer service
  • 🧠 Helps users stay organized and on top of finances
  • 💻 Works well across devices (phone, iPad, etc.)

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
  • 🔢 Can't set spending limits per category
  • 🗑️ Inability to delete/edit past transactions
EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#14in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version

More Free Financial Planner apps to explore

FAQ about Free Financial Planner

What are the best free financial planner apps for iPhone?
Buddy: Budget Planner App tops our free financial planner apps ranking as of October 2026, with a 4.7-star average from 9.5K App Store ratings, and it's free to download.
Buddy: Budget Planner App has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free financial planner apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.