Best Ghana Loans App

248+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good ghana loans app. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Ghana Loans App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SIKACASH+SIKACASH+Free4.6★ (1.9K)NoNoAug 2026
2Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5★ (2)YesNoAug 2026
3Chipper CashChipper CashFree4.3★ (15K)NoNoAug 2026
4CediPayCediPayFree2.7★ (23)NoNoJul 2026
5PayMe - Personal loan appPayMe - Personal loan appFree3.6★ (32)NoNoAug 2026
6Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoAug 2026
7Fidelity Bank GhanaFidelity Bank GhanaFree4.6★ (4.9K)NoNoAug 2026
8Max LoanMax LoanFree1.0★ (1)NoNoMay 2026

Top Picks for Ghana Loans App

SIKACASH+#1

SIKACASH+ by Nafa

Editor's Choice
💰 Finance
4.6😞(1.9K ratings)
Free
SIKACASH+ screenshot 1
SIKACASH+ screenshot 2
SIKACASH+ screenshot 3
SIKACASH+ screenshot 4
SIKACASH+ screenshot 5
SIKACASH+ screenshot 6

Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure money transfers
  • 👍 Great customer service

Room to Improve

  • 🐛 Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support
Chipper Cash#3

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Worth Considering
💰 Finance
4.3😊(15K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
Chipper Cash screenshot 4
Chipper Cash screenshot 5
Chipper Cash screenshot 6

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and reliable transactions
  • 💰 Cashback and bonuses
  • 🔒 Secure platform

Room to Improve

  • 🐛 Occasional app crashes
  • ⏰ Delayed transaction processing
  • 🔒 Verification issues

More Ghana Loans App apps to explore

4
CediPay
CediPay
CediPay
by NEW-CEDIPAY GHANA LIMITED
Free

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

Send and receive moneyPay billsTop up airtime
💰 Finance
(23)
free
5
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
6
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
7
Fidelity Bank Ghana
Fidelity Bank Ghana
Fidelity Bank Ghana
by FIDELITY BANK GHANA LTD
Free

This mobile banking application provides secure and convenient access to your Fidelity Bank Ghana accounts. Easily manage your finances, make payments, and perform transactions on the go. Self-registration allows for quick setup without needing to visit a branch.

Account accessSecure transactionsPayments
💰 Finance
(4.9K)
free
8
Max Loan
Max Loan
Max Loan
by Malay Patel
Free

Manage all your loans, including home, car, and personal loans, in one place. View loan details, check installments, and access amortization tables. Edit loan information and perform other management tasks.

Track all loan typesView loan detailsCheck installment payments
💰 Finance
(1)
free
9
GCB Mobile App
GCB Mobile App
GCB Mobile App
GCB Mobile App
Free

Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.

Biometric profile securityBill payments (including ECG)Invest in Term Deposits
💰 Finance
(344)
free
10
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
11
Affinity
Affinity
Affinity
by Affinity Africa Finance Limited
Free

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

User-friendly interface24/7 banking accessLicensed and regulated
💰 Finance
(1.5K)
free with in-app purchases
12
My MTN Ghana
My MTN Ghana
My MTN Ghana
Everything MTN in one app
Free

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

Buy airtimePurchase bundlesManage MoMo accounts
📊 Productivity
(22K)
ad-supported
13
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(67K)
free
14
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(41K)
free
15
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(91K)
free
16
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
17
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
💰 Finance
(0)
18
Access Bank (Ghana) Plc
Access Bank (Ghana) Plc
Access Bank (Ghana) Plc
More Than Banking...
Free

Manage your Access Bank Ghana accounts on the go. Perform transfers, locate branches and ATMs, and access banking services in real-time. Subscription to this service is free for all account holders.

Real-time account accessTransfers to Access Bank accountsTransfers to other Nigerian banks
💰 Finance
(10)
free
19
FirstBank Ghana Mobile App
FirstBank Ghana Mobile App
FirstBank Ghana Mobile App
FirstBank Ghana Mobile App
Free

This mobile banking application allows users to manage their accounts, perform transactions, and pay bills securely. It offers a seamless DIY enrollment process for new customers and provides 24/7 access to financial services, including biometric authentication.

Create account without visiting the bankView account balancesManage accounts and transaction history
💰 Finance
(46)
free
20
MASLOC Mobile App
MASLOC Mobile App
MASLOC Mobile App
by Eban Capital Limited
Free
💰 Finance
(0)

FAQ about Ghana Loans App

What is the best ghana loans app for iPhone?
SIKACASH+ tops our ghana loans app ranking as of August 2026, with a 4.6-star average from 1.9K App Store ratings, and it's free to download.
Yes — 20 of the top ghana loans app we rank are free to download, including SIKACASH+ and Borrow Money Fast: Loan Calc.
SIKACASH+ has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ ghana loans app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
SIKACASH+ is a trusted international money transfer service that specializes in fast, secure, and cost-effective transfers to Africa. Its mission is to empower individuals and communities by facilitating the seamless flow of funds to support loved ones and economic development across the continent.
You can send money from your debit or prepaid card. The funds can be received through Mobile Wallet, Office Pick Up, or Bank Deposit, offering flexibility for both the sender and the recipient.