Best Home Financing Apps

216+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

If you already know Rate, this is the deeper bench. 216+ home financing apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Home Financing Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Rate: Home, Finance & WellnessRate: Home, Finance & WellnessFree4.9★ (2.5K)YesNoJul 2026
2HDFC Bank Home LoansHDFC Bank Home LoansFree3.1★ (1.8K)NoNoJul 2026
3Safe Home FinanceSafe Home FinanceFree5.0★ (10)NoNoMay 2026
4Groundfloor: Invest In HomesGroundfloor: Invest In HomesFree4.5★ (2.1K)NoNoJul 2026
5Cornerstone Home LendingCornerstone Home LendingFree4.9★ (4.3K)NoNoJul 2026
6My Home LoansMy Home LoansFree5.0★ (7)NoNoMay 2026
7Mr. CooperMr. CooperFree4.9★ (106K)NoNoJul 2026
8RoundPoint You Are HomeRoundPoint You Are HomeFree4.8★ (20K)NoNoJul 2026

Top Picks for Home Financing

Rate: Home, Finance & Wellness#1

Rate: Home, Finance & Wellness by Guaranteed Rate, Inc.

Loans, travel, fitness & gear
Editor's Choice
💰 Finance
4.9😐(2.5K ratings)
FreeAds
Rate: Home, Finance & Wellness screenshot 1
Rate: Home, Finance & Wellness screenshot 2
Rate: Home, Finance & Wellness screenshot 3
Rate: Home, Finance & Wellness screenshot 4
Rate: Home, Finance & Wellness screenshot 5
Rate: Home, Finance & Wellness screenshot 6

This app integrates home financing, personal loans, and wellness resources into a single platform. Manage your financial life with fast loan approvals, explore real estate, and access a variety of wellbeing content for mind and body.

What We Love

  • 👍 Easy to use
  • 💡 Includes wellness and financial content
  • 🚀 Intuitive navigation
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Login and verification issues
  • 🐛 Difficulty making payments through the app
  • 🐛 Lack of communication from mortgage advisor

More Home Financing apps to explore

4
Groundfloor: Invest In Homes
Groundfloor: Invest In Homes
Groundfloor: Invest In Homes
Passive Real Estate Investing
Free

Invest in real estate debt with as little as $100 and earn passive income. Choose from diversified portfolios, individual projects, or fixed-term notes. The platform is SEC-regulated and offers flexible liquidity options, including IRA compatibility.

Invest from $100Passive real estate incomeDiversified portfolios
💰 Finance
(2.1K)
free
5
Cornerstone Home Lending
Cornerstone Home Lending
Cornerstone Home Lending
by Cornerstone Capital Bank, SSB
Free

Manage your mortgage account securely from your mobile device. Make payments, view escrow details, access statements, and communicate with customer support. Offers educational resources for mortgage management.

Make and view paymentsAccess escrow informationView statements and tax documents
💰 Finance
(4.3K)
free
6
My Home Loans
My Home Loans
My Home Loans
Home Lending
Free

Simplify your mortgage loan application process. Track your application status, complete lender tasks, and securely upload or eSign documents from your mobile device. Receive important alerts and use built-in calculators to explore financing options.

Mortgage loan applicationApplication status trackingTask completion for lenders
💰 Finance
(7)
free
7
Mr. Cooper
Mr. Cooper
Mr. Cooper
Revolutionary home loan tools.
Free

Manage your home loan with ease. Make payments, track your home's value and equity, and explore personalized refinance options. Get quick assistance from mortgage experts and access important documents anytime.

Make mortgage paymentsTrack home value and equityExplore refinance options
💰 Finance
(106K)
free
8
RoundPoint You Are Home
RoundPoint You Are Home
RoundPoint You Are Home
Securely manage your home loan
Free

Easily manage your mortgage from your phone. Access loan documents, set up payments, and update account information securely. Opt out of paper statements and monitor local property trends.

Secure loan document accessOne-time and recurring paymentsAccount information updates
💰 Finance
(20K)
free
9
Chola Home Loan
Chola Home Loan
Chola Home Loan
by Cholamandalam investment and finance company limited
Free

This app simplifies the home loan process, offering doorstep services for easy approval and disbursal. Calculate EMIs, apply for loans, track applications, and access loan details. It also assists with PMAY subsidy information and minimal documentation requirements.

Doorstep loan servicesEMI and eligibility calculatorsLoan application and tracking
💰 Finance
(0)
free
10
MyVeteransUnited
MyVeteransUnited
MyVeteransUnited
Veterans United Home Loans
Free

Manage your home financing journey with ease. Check loan eligibility, connect with your loan team, track tasks, upload documents, and sign mortgage papers electronically. Stay organized and close on your home with confidence.

Check loan eligibilityConnect with loan teamView and manage tasks
💰 Finance
(16K)
free
11
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
💰 Finance
(49K)
subscription
12
CMG Home
CMG Home
CMG Home
by CMG MORTGAGE, INC.
Free

Begin your home search with a mortgage preapproval. This app guides you through the mortgage process, allows secure document uploads, and offers tools to compare loan options and calculate scenarios. Access support and resources to help you buy your new home faster.

Mortgage preapprovalStep-by-step mortgage navigationSecure document upload
💰 Finance
(147)
free
13
Edge Home Finance
Edge Home Finance
Edge Home Finance
by Pre-Approve Me LLC
Free

This app helps home buyers and realtors connect with loan officers to determine home loan pre-qualification. It allows users to calculate mortgage payments, track application progress, and submit necessary documents for final approval.

Mortgage calculatorLoan pre-qualificationPre-approval letter printing
💰 Finance
(3)
free
14
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(176K)
free
15
Arvest Home4Me - Home Loans
Arvest Home4Me - Home Loans
Arvest Home4Me - Home Loans
The New Mortgage App by Arvest
Free

This app helps you find the right home loan, get pre-qualified, and connect with a local lender. It streamlines the homeownership journey with tools to assess affordability, compare loan options, and track interest rates.

Home loan pre-qualificationAffordability assessmentMortgage refinancing calculator
💰 Finance
(38)
free
16
UHM Mortgage
UHM Mortgage
UHM Mortgage
by Union Home Mortgage Corp
Free

Manage your mortgage accounts conveniently on the go. Monitor loan balances, schedule payments, and view your home's estimated value and neighborhood data. Includes calculators for interest savings and payoff planning.

Monitor loan balance and activitySchedule one-time and recurring paymentsView estimated property value and equity
💰 Finance
(7.2K)
free
17
Luminate Home Loans
Luminate Home Loans
Luminate Home Loans
by Luminate Home Loans, Inc
Free

This app helps users navigate the home buying and refinancing process. It offers tools to assess affordability, compare loan options, and manage necessary documents. Connect with your mortgage team and stay informed about industry news.

Assess homeownership affordabilityCalculate refinancing costsCompare lending scenarios
💰 Finance
(5)
free
18
First House Financing
First House Financing
First House Financing
Educational home mortgage app!
Free

This app educates users on the homeownership process, covering loan prequalification, negotiation, and down payment assistance programs. It aims to empower individuals to understand mortgage requirements and improve their chances of loan approval.

Home loan prequalification guidanceLoan term negotiation educationDown payment assistance program locator
📚 Education
(1)
free with in-app purchases
19
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Manage your mortgage loan servicing with ease. This app allows homeowners to make payments, review statements, track finances, and set up autopay. Access important documents and manage paperless billing conveniently from your mobile device.

Make loan paymentsReview monthly statementsSetup AutoPay
💰 Finance
(25K)
free
20
Loanzify: Smart Home Buying
Loanzify: Smart Home Buying
Loanzify: Smart Home Buying
Home Buying Simplified
Free

This app streamlines the homebuying process by connecting real estate agents and loan officers. It offers tools for calculating finances, submitting pre-approval information, and communicating in real-time. Securely upload documents and access pre-approval letters on demand.

Agent-Lender CollaborationSmart Financial CalculatorsQuick Pre-Approval Intake
💰 Finance
(41)
free

FAQ about Home Financing

What are the best home financing apps for iPhone?
Rate: Home, Finance & Wellness tops our home financing apps ranking as of July 2026, with a 4.9-star average from 2.5K App Store ratings, and it's free to download.
Yes — 20 of the top home financing apps we rank are free to download, including Rate: Home, Finance & Wellness and HDFC Bank Home Loans.
Rate: Home, Finance & Wellness shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 216+ home financing apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Rate app combines home financing, personal loans, and wellness resources. It allows users to apply for mortgages, refinance, personal loans, and auto loans, explore homes for sale, check home values, and access a library of wellness content for mind and body.
Key features include fast loan approvals for mortgages, auto loans, and personal loans, a seamless digital platform for managing finances, tools to explore homes for sale and check home values, and a dedicated Loan Center for tracking loan progress. It also offers wellness content like meditation, sleep soundscapes, and workout programs.