Best Insperity 401K Apps

186+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Out of 186+ insperity 401k apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Insperity 401K Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Insperity 401kInsperity 401kFree1.5★ (14)NoNoJul 2026
2Insperity MobileInsperity MobileFree4.7★ (48K)NoNoAug 2026
3NetBenefitsNetBenefitsFree4.6★ (29K)NoNoAug 2026
4Capital Group PlanPremier401kCapital Group PlanPremier401kFree4.8★ (11K)NoNoAug 2026
5Capital Group RKDirect 401kCapital Group RKDirect 401kFree4.7★ (11K)NoNoAug 2026
6Insperity Perks+Insperity Perks+Free3.1★ (8)NoNoMay 2026
7PensionBee: Roll over 401(k)sPensionBee: Roll over 401(k)sFree4.7★ (11)YesNoAug 2026
8GuidelineGuidelineFree4.9★ (1.8K)NoNoAug 2026

Top Picks for Insperity 401K

Insperity 401k#1

Insperity 401k by Insperity, Inc.

Editor's Choice
💰 Finance
1.5(14 ratings)
Free
Insperity 401k screenshot 1
Insperity 401k screenshot 2
Insperity 401k screenshot 3

Access your 401(k) account details and plan information on the go. View balances, contributions, rates of return, and loan information. Stay informed about plan news and alerts with secure access.

Insperity Mobile#2

Insperity Mobile by Insperity, Inc.

Strong Contender
💼 Business
4.7😞(48K ratings)
Free
Insperity Mobile screenshot 1
Insperity Mobile screenshot 2
Insperity Mobile screenshot 3
Insperity Mobile screenshot 4
Insperity Mobile screenshot 5
Insperity Mobile screenshot 6

Access your 401k, paycheck details, FSA, and UHC benefits card on the go. This app synchronizes with your active lifestyle for quick and easy management of your employee benefits and financial information.

What We Love

  • 👍 Intuitive and easy to use
  • 🚀 Quick and straightforward
  • 💡 Convenient access to payroll, benefits, and 401(k) information
  • 🔒 Secure and reliable

Room to Improve

  • 🐛 Frequent login issues and password resets
  • 🐛 Clunky and non-user-friendly interface
  • 🐛 Inconsistent functionality between app and website
NetBenefits#3

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Worth Considering
💰 Finance
4.6😞(29K ratings)
Free
#37in Finance
NetBenefits screenshot 1
NetBenefits screenshot 2
NetBenefits screenshot 3
NetBenefits screenshot 4
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NetBenefits screenshot 6

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience

More Insperity 401K apps to explore

4
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
5
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

View account balancesCheck personal rate of returnReview transaction history
💰 Finance
(11K)
free
6
Insperity Perks+
Insperity Perks+
Insperity Perks+
Insperity Perks+
Free

This app offers financial solutions and a promotions network to help employees manage their money. Access daily earned wages, banking services, and exclusive deals with cashback and savings.

Access daily earned wagesBanking servicesPromotions network
💰 Finance
(8)
free
7
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
Roll over your old 401(k)s
Free

Consolidate your old 401(k)s and IRAs into one easy-to-manage retirement account. Choose your IRA type, access your savings 24/7, and receive personalized support from dedicated account managers. Plan confidently for your future with flexible investment options and transparent fees.

Consolidate 401(k)s and IRAsChoose Traditional, Roth, or SEP IRA1% rollover match available
💰 Finance
(11)
ad-supported
8
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

Set up 401(k) in minutesAccess and manage contributionsInvest in recommended portfolios
💰 Finance
(1.8K)
free with in-app purchases
9
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
AI based Retirement Planning
Free

This app uses AI to help you optimize retirement plans like 401k and 403b, offering premium investment advice for free. It analyzes your employer's plan to suggest the best investments for lower fees and better performance, or allows you to delegate to an advisor.

AI-based retirement planningInvestment allocation suggestionsRetirement and income calculators
💰 Finance
(33)
free
10
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

High-Yield Cash AccountCustomizable Investment Portfolios (Pies)Automatic Rebalancing
💰 Finance
(74K)
free with in-app purchases
11
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
12
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

View account detailsManage contributionsTrack investments
💰 Finance
(6.6K)
free
13
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
💰 Finance
(23K)
free
14
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections
💰 Finance
(16)
free
15
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(232K)
free with in-app purchases
16
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(36K)
free
17
Slavic401k Mobile App
Slavic401k Mobile App
Slavic401k Mobile App
Manage and track your 401(k)
Free

Manage your 401(k) account with this mobile application. Easily check your balance, adjust deferral rates and investment elections, and update personal information securely and efficiently.

Check account balanceMonitor deferral rateChange investment elections
💰 Finance
(101)
free
18
BPAS University
BPAS University
BPAS University
The Road to Financial Security
Free

This app simplifies retirement and benefit planning with educational resources and tools. Access a virtual classroom, savings calculators, and risk assessment to optimize your financial future. Learn about investing, health savings accounts, and more to achieve financial security.

Virtual classroom with educational multimediaSavings calculators and planning guidesSocial Security estimates
📚 Education
(1.6K)
free
19
READYSAVE™
READYSAVE™
READYSAVE™
by Ascensus
Free

Manage your retirement savings with secure login, account balance checks, and investment tracking. Get personalized guidance to adjust your savings rate and build confidence for your future.

Secure login (Face ID, Touch ID, passcode)View account balances and transaction historyTrack investments and rate of return
💰 Finance
(6.7K)
free
20
401k: Your Retirement Guide
401k: Your Retirement Guide
401k: Your Retirement Guide
Capital Financial Benefits Pro
Free

This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

Retirement planning guideGrowth projection calculatorRoth conversion tool
🔧 Utilities
(13)
paid

FAQ about Insperity 401K

What are the best insperity 401k apps for iPhone?
Insperity 401k tops our insperity 401k apps ranking as of July 2026, with a 1.5-star average from 14 App Store ratings, and it's free to download.
Yes — 20 of the top insperity 401k apps we rank are free to download, including Insperity 401k and Insperity Mobile.
Insperity 401k has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 186+ insperity 401k apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Insperity 401k allows you to view your account balances, recent contributions, current rate of return, contribution rates, and loan balances. You can also check plan news and alerts.
Yes, account security is important. You must create a unique user ID and password for the Insperity Retirement Service Center and register your mobile device the first time you log in.