Best Jakipay Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Out of 250+ jakipay apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Jakipay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1JakipayJakipayFree4.0★ (1)NoNoJul 2026
2Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (32K)YesNoAug 2026
3AmexAmexFree4.9★ (4.4M)YesNoAug 2026
4Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoAug 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
6Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
7EG Payment - Recharge CashbackEG Payment - Recharge CashbackFreeYesNoMay 2026
8Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoAug 2026

Top Picks for Jakipay

Jakipay#1

Jakipay by KERRY-MO TECH LTD

Bill & Utility purchase
Editor's Choice
🔧 Utilities
4.0(1 ratings)
Free
Jakipay screenshot 1
Jakipay screenshot 2
Jakipay screenshot 3
Jakipay screenshot 4
Jakipay screenshot 5

This app simplifies everyday bill payments for users in Nigeria. It allows for instant airtime top-ups, mobile data purchases, electricity bill payments, and cable TV subscription renewals, all from a single, reliable platform.

Deferit: Pay bills in 4#2

Deferit: Pay bills in 4 by deferit Pty Ltd

Buy now pay later for bills
Strong Contender
💰 Finance
4.8😊(32K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
Deferit: Pay bills in 4 screenshot 2
Deferit: Pay bills in 4 screenshot 3
Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
Amex#3

Amex by American Express

Payments, Balance & Rewards
Worth Considering
💰 Finance
4.9😐(4.4M ratings)
FreeAds
#26in Finance
Amex screenshot 1
Amex screenshot 2
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Amex screenshot 4
Amex screenshot 5
Amex screenshot 6

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers

More Jakipay apps to explore

4
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
5
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
6
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
7
EG Payment - Recharge Cashback
EG Payment - Recharge Cashback
EG Payment - Recharge Cashback
JPRWebs
Free
🔧 Utilities
(0)
8
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
9
Pago - Bill payments
Pago - Bill payments
Pago - Bill payments
Manage and pay your bills
Free

Simplify your financial life by managing and paying all your bills from a single, secure account. Receive timely notifications and organize payments to avoid late fees. Go paperless and contribute to environmental conservation.

Manage and pay all bills from one accountView bills sorted by due datePay bills for multiple properties or others
💰 Finance
(80)
free
10
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(411K)
free with in-app purchases
11
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(169K)
free with in-app purchases
12
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
13
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(478K)
free with in-app purchases
14
Kokopay
Kokopay
Kokopay
by KOKOSEND LIMITED
Free

This app offers a fast and secure platform for managing and paying bills across Africa. It consolidates various payment needs into a single, user-friendly interface.

Fast bill paymentsSecure transactionsAll-in-one platform
💰 Finance
(29)
free
15
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
16
Pay with Sublime
Pay with Sublime
Pay with Sublime
Split up and save on bills
Free

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Split bills into smaller paymentsEarn 5% cash back on timely paymentsAutomatic bill negotiation
💰 Finance
(157)
free
17
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free
18
SurePay Mobile
SurePay Mobile
SurePay Mobile
by SurePay Holdings Limited
Free
💰 Finance
(0)
19
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Mobile transfer & track money
Free

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

Open account in minutes60 personalized spending & savings pocketsFree bank transfers & ATM withdrawals
💰 Finance
(276)
free with in-app purchases
20
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium

FAQ about Jakipay

What are the best jakipay apps for iPhone?
Jakipay tops our jakipay apps ranking as of August 2026, with a 4.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top jakipay apps we rank are free to download, including Jakipay and Deferit: Pay bills in 4.
Jakipay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ jakipay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Jakipay allows you to instantly top up airtime for any Nigerian network, purchase mobile data bundles, pay electricity bills for all distribution companies, and renew DSTV, GOTV, and Startimes subscriptions. It offers a streamlined experience for managing these everyday transactions.
Jakipay is currently supported on iPhone and iPod devices. The app is designed for mobile use, providing convenience on the go.