Best Koko Pay Apps & Games

249+ iOS apps & games curated and reviewed

4.5 avg rating

20 free apps & games

Updated August 2026

If you already know Kokopay, this is the deeper bench. 249+ koko pay apps and games for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Koko Pay Apps & Games (August 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	Kokopay	Free	4.0★ (29)	No	No	Aug 2026
2	Mintpay \| Pay Better.	Free	4.6★ (163)	No	No	Sep 2026
3	WhatsApp Messenger	Free	4.7★ (19M)	Yes	Yes	Sep 2026
4	Kokosend	Free	4.3★ (38)	No	No	May 2026
5	CRU App	Free	—	No	No	Jul 2026
6	rapid! Pay	Free	4.5★ (189K)	No	No	Sep 2026
7	Positive Pay SPCBL	Free	—	No	No	May 2026
8	Veli İletişim Üçgeni	Free	2.7★ (7)	No	No	May 2026

Top Picks for Koko Pay

#1

Kokopay by KOKOSEND LIMITED

Editor's Choice

💰 Finance

4.0(29 ratings)

Free

Kokopay screenshot 1

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This app offers a fast and secure platform for managing and paying bills across Africa. It consolidates various payment needs into a single, user-friendly interface.

#2

Mintpay | Pay Better. by Mintpay (Private) Limited

Unlimited Cashback I Pay in 3

Strong Contender

🛍️ Shopping

4.6(163 ratings)

Free

Mintpay | Pay Better. screenshot 1

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Mintpay | Pay Better. screenshot 6

Shop smarter and earn rewards with this payment app. Choose to pay now for instant cashback in loyalty coins or pay later in three interest-free installments. Redeem your earned coins across a wide network of partner brands.

#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.

Worth Considering

🌐 Social Networking

4.7😊(19M ratings)

FreeAdsIn-App Purchases

#2in Social Networking

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Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

💬 Great communication tool
🌍 Connects people globally
🔒 Secure and private messaging
📱 Versatile features (calls, video, groups)

Room to Improve

🐛 Bugs and glitches (freezing, crashing, notification issues)
🔒 Privacy concerns with data sharing
🙈 Lack of customization and control (status, groups)

More Koko Pay apps to explore

by KOKOSEND LIMITED

This application facilitates rapid money transfers throughout Africa. It is designed for quick and efficient cross-border financial transactions within the continent.

Quick fund transfersCross-Africa transactionsEfficient financial services

by Krung Thai Bank

rapid! Access PayCard OnDemand

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts

Positive Pay SPCBL

Positive Pay SPCBL

Positive Pay SPCBL

Positive Pay SPCBL

This app allows bank customers to upload vital cheque details for transactions of Rs. 50,000 and above, adhering to RBI guidelines. It facilitates the secure submission of information like cheque number, date, amount, and beneficiary name.

Upload cheque vital dataCheque number, date, amount entryBeneficiary name input

Veli İletişim Üçgeni

Veli İletişim Üçgeni

Veli İletişim Üçgeni

by KULTUR BILGISAYAR BILGI TEKNOLOJILERI SANAYI VE TICARET LTD STI

Facilitates easy communication between parents and schools for preschool students. Receive instant updates about your child, message teachers, and access information like meal plans. Report any issues encountered.

Instant student updatesDirect messaging to teachersAppointment requests

Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

🛍️ Shopping

free with in-app purchases

犯人は誰だ!?|推理×謎解き×ボードゲーム×パーティーゲーム

犯人は誰だ!?|推理×謎解き×ボードゲーム×パーティーゲーム

犯人は誰だ!?|推理×謎解き×ボードゲーム×パーティーゲーム

Temu: Shop Like a Billionaire

Temu: Shop Like a Billionaire

Temu: Shop Like a Billionaire

Shop incredible deals on Temu!

Discover a vast selection of products across fashion, home decor, beauty, and more. Enjoy daily deals, fast and secure checkout, and free shipping and returns. Shop for a wide variety of items at competitive prices.

Wide product selectionDaily dealsFast and secure checkout

🛍️ Shopping

free with in-app purchases

ZayZoon - Wages On-Demand

ZayZoon - Wages On-Demand

ZayZoon - Wages On-Demand

Benefit for Eligible Employees

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction

free with in-app purchases

Redefining Payments in Africa

Facilitates fast, affordable, and reliable payment transfers for individuals and businesses in Africa, starting with Cameroon. Offers higher transaction limits and seamless bank account integration for deposits and withdrawals.

Fast payment transfersAffordable transaction feesHigher transaction limits

Papaya: Securely Pay Any Bill

Papaya: Securely Pay Any Bill

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing

Billp - Pay Bills, Get Paid

Billp - Pay Bills, Get Paid

Billp - Pay Bills, Get Paid

Earn Returns on every Bill

🛍️ Shopping

Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app

🛍️ Shopping

Afterpay: Pay over time

Afterpay: Pay over time

Afterpay: Pay over time

Shop Now. Split your payments.

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

🛍️ Shopping

free with in-app purchases

On-demand pay and beyond

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools

by Melkar Prepaid N.V

FAQ about Koko Pay

What are the best koko pay apps & games for iPhone?

Kokopay tops our koko pay apps & games ranking as of August 2026, with a 4.0-star average from 29 App Store ratings, and it's free to download.

Are there free koko pay apps & games for iPhone?

Yes — 20 of the top koko pay apps & games we rank are free to download, including Kokopay and Mintpay | Pay Better..

Does Kokopay have ads or in-app purchases?

Kokopay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.

How many koko pay apps & games are on the App Store?

We track 249+ koko pay apps & games on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.

What does Kokopay do?

Kokopay is designed to be the fastest and safest all-in-one bill payment application specifically for users within Africa. It aims to simplify the process of paying various bills through a single platform.

What are the key features of Kokopay?

The app's primary features include fast bill payment processing and secure transaction capabilities. It functions as an all-in-one platform, consolidating multiple payment needs for users across Africa.