Best Lapo Loan Apps

49+ iOS apps curated and reviewed

3.6 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our lapo loan list covers 49+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Lapo Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LAPO Mobile AppLAPO Mobile AppFree2.4★ (34)NoNoAug 2026
2Kredi – Loan, Savings & BillsKredi – Loan, Savings & BillsFree3.0★ (120)NoNoJul 2026
3FairMoney: Loan App In NigeriaFairMoney: Loan App In NigeriaFree4.6★ (14K)NoNoAug 2026
4Fidelity FastLoanFidelity FastLoanFree2.4★ (29)NoNoJul 2026
5P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026
6Mocasa: Pay Later & Quick LoanMocasa: Pay Later & Quick LoanFree4.4★ (106)YesNoAug 2026
7Neocash MobileNeocash MobileFree3.0★ (2)NoNoAug 2026
8eLendlyeLendlyFree2.2★ (49)NoNoAug 2026

Top Picks for Lapo Loan

Kredi – Loan, Savings & Bills#2

Kredi – Loan, Savings & Bills by KREDI MONEY MICROFINANCE BANK LIMITED

Save, pay bills, & get loan
Strong Contender
💰 Finance
3.0😐(120 ratings)
Free
Kredi – Loan, Savings & Bills screenshot 1
Kredi – Loan, Savings & Bills screenshot 2
Kredi – Loan, Savings & Bills screenshot 3
Kredi – Loan, Savings & Bills screenshot 4
Kredi – Loan, Savings & Bills screenshot 5

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

What We Love

  • 🚀 Fast and reliable services
  • 👍 User-friendly interface
  • 💡 Easy to use
  • ✅ Nice banking platform

Room to Improve

  • ❌ Invalid account errors
  • 📉 Loan eligibility issues
  • 🚫 No customer care response
FairMoney: Loan App In Nigeria#3

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Worth Considering
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
FairMoney: Loan App In Nigeria screenshot 2
FairMoney: Loan App In Nigeria screenshot 3
FairMoney: Loan App In Nigeria screenshot 4
FairMoney: Loan App In Nigeria screenshot 5
FairMoney: Loan App In Nigeria screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders

More Lapo Loan apps to explore

4
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required
💰 Finance
(29)
free
5
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
6
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free

Access quick cash loans and a virtual Mastercard for convenient online and in-store purchases. Enjoy flexible repayment terms and interest-free billing cycles for smarter financial management.

Virtual MastercardQuick cash loansFlexible loan terms
💰 Finance
(106)
free with in-app purchases
7
Neocash Mobile
Neocash Mobile
Neocash Mobile
Powered by Shepherd Trust
Free

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Loan amounts from ₦5,000 to ₦5,000,000Flexible repayment periodsFast loan approval and disbursement
💰 Finance
(2)
ad-supported
8
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(49)
free
9
Loan - Money Borrowing App
Loan - Money Borrowing App
Loan - Money Borrowing App
Instant Cash Advance Fast Now
Free

Access fast, digital loans for unexpected expenses or opportunities. Get approved quickly and receive funds directly to your bank account with a paperless process. Offers flexible repayment terms and transparent pricing.

Instant approvals and fast disbursement100% digital and paperless experienceFlexible loan amounts and tenures
💰 Finance
(4)
free
10
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
11
Credit Wallet
Credit Wallet
Credit Wallet
by Princeps Credit Systems Limited
Free

Access flexible loan products designed for employees through employer partnerships. Manage your finances with repayment options ranging from 2 to 12 months and competitive interest rates. Secure your personal information with robust data protection measures.

Employee loan accessFlexible repayment termsCompetitive interest rates
💰 Finance
(7)
free
12
Owe Pay
Owe Pay
Owe Pay
Track Loans & Manage Debt
Free
💰 Finance
(0)
13
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Collateral-free loansEarn interest on savingsLoans up to 150% of savings
💰 Finance
(61)
free with in-app purchases
14
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

Loan application up to $4,000Same-day fund depositCustomer profile editing
💰 Finance
(3)
free
15
Zelia Finance
Zelia Finance
Zelia Finance
by Zelia Services Limited
Free

Access convenient credit facilities with this neo-bank designed for underserved Nigerian markets. Secure loans for tuition, personal needs, or business projects with transparent repayment terms and competitive rates. Funds are disbursed directly to your Zelia wallet for easy transactions.

Access to credit facilitiesLoans for tuition, students, and SMEsRepayment terms from 61 to 365 days
💰 Finance
(1)
ad-supported
16
moninow
moninow
moninow
Digital lending platform
Free

Access quick loans within minutes using basic banking information. This platform simplifies the borrowing process, eliminating the need for guarantors, paperwork, or collateral.

Quick loan accessSimple application processNo guarantor required
💰 Finance
(5)
free
17
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
18
Lupiya
Lupiya
Lupiya
by Lupiya Financial Services Limited
Free

This neobank offers accessible financial services in Zambia, providing flexible lending solutions for individuals and small businesses. Borrow without collateral and enjoy transparent fees, with options to build your credit history.

Flexible loan amountsConvenient repayment plansNo collateral required
💰 Finance
(2)
free
19
Mobanja
Mobanja
Mobanja
mobanja repayment app
Free
💼 Business
(0)
20
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported

FAQ about Lapo Loan

What are the best lapo loan apps for iPhone?
LAPO Mobile App tops our lapo loan apps ranking as of July 2026, with a 2.4-star average from 34 App Store ratings, and it's free to download.
Yes — 20 of the top lapo loan apps we rank are free to download, including LAPO Mobile App and Kredi – Loan, Savings & Bills.
LAPO Mobile App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 49+ lapo loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
LAPO Mobile App allows for self-onboarding, bill payments, fund transfers, airtime purchases, and account activity monitoring. It aims to provide a convenient banking experience on the go.
The app is designed to bring ease and convenience to banking. Specific security features are not detailed in the description, but it is offered by LAPO Microfinance Bank.