Best Loan App Nigeria

199+ iOS apps curated and reviewed

3.4 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our loan app nigeria list covers 199+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Loan App Nigeria

Monibac#2

Monibac by Prime Zone Limited

Get access to loans on Monibac
Strong Contender
💰 Finance
2.7(61 ratings)
Free
Monibac screenshot 1
Monibac screenshot 2
Monibac screenshot 3
Monibac screenshot 4
Monibac screenshot 5

Access loans without collateral, save with interest, and easily manage funds with the Monibac app. Get up to 150% of your savings as a loan, no charges on deposits or loans, and personalized repayment reminders. Install, register, save, and start benefiting today!

eLendly#3

eLendly by Elendly Limited

Gift, Lend, Borrow and Invest
Worth Considering
💰 Finance
2.2(49 ratings)
Free
eLendly screenshot 1
eLendly screenshot 2
eLendly screenshot 3
eLendly screenshot 4
eLendly screenshot 5

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

More Loan App Nigeria apps to explore

4
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

💰 Finance
(14K)
5
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

💰 Finance
(165)
6
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FAST CREDIT LIMITED
Free
💰 Finance
(14)
7
Neocash Mobile
Neocash Mobile
Neocash Mobile
Powered by Shepherd Trust
Free

NeoCash Mobile is a convenient app that provides quick and easy loans ranging from ₦5,000 to ₦5,000,000 for Lagos State residents without the need for collateral or guarantors. With NeoCash, you can apply for a loan in less than five minutes, choose your payment tenure, and enjoy a secure and reliable loan experience. Download the app now to access fast financial assistance.

💰 Finance
(11)
8
Kiakia P2P
Kiakia P2P
Kiakia P2P
You fund. We invest. You earn.
Free

Earn up to 40% interest by investing in loans and businesses through a secure peer-to-peer lending platform. Start investing with as little as N50,000 and watch your money grow without any risk of losing it, with interests and profits automatically credited to your account.

💰 Finance
(18)
9
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This application allows users to process micro loans instantly, with disbursement within 2 minutes and flexible repayment options. It provides a convenient way to access loans without requiring documentation, collateral, or a bank visit.

💰 Finance
(29)
10
Credit Wallet
Credit Wallet
Credit Wallet
by Princeps Credit Systems Limited
Free

This financial services application provides employees with flexible loan options and repayment plans, helping them take control of their finances with loan amounts ranging from ₦30,000 to ₦1,500,000 and interest rates from 2% - 7.5% per month. Download the app to access loans with easy repayment arrangements and enjoy a secure user experience with protected personal information.

💰 Finance
(7)
11
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Loans, Bills and Payments
Free

Get instant access to loans, bill payments, and mobile wallet services with a dedicated financial app that offers quick and secure solutions for individuals and businesses. Download the app, sign up, and start enjoying 24/7 access to credit with no hidden fees and real-time alerts.

💰 Finance
(171)
12
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
13
Hometown - Banking Solution
Hometown - Banking Solution
Hometown - Banking Solution
Pay, Save, Get a loan, Spend
Free

Experience the ultimate online banking solution - a passport to financial bliss. Pay, save, get loans, and more with effortless transactions, bill payments, savings growth, instant loans, and flight bookings all in one place. Join the revolution and embrace a brighter financial future today!

💰 Finance
(667)
14
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)
15
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

💰 Finance
(33K)
16
LAPO Mobile App
LAPO Mobile App
LAPO Mobile App
by LAPO MFB
Free

This mobile banking app offers a convenient and hassle-free way to manage your finances on-the-go, with features such as self-onboarding, bill payments, transfers, and account monitoring. Download and experience a new level of banking with cutting-edge services and solutions at your fingertips.

💰 Finance
(29)
17
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
18
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

Experience Africa's first fully digital bank offering swift, reliable, and secure banking services tailored to your needs. Enjoy travel bookings, deals, discounts, and more. Join ALAT now for convenient financial management.

💰 Finance
(2.3K)
19
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

With Kredi, meet all your banking needs efficiently and securely. Open accounts, save money, apply for loans, fund accounts, make transfers, pay bills, and top-up airtime seamlessly. Start banking with Kredi today!

💰 Finance
(120)
20
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

💰 Finance
(28K)

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