Best Local Bank Apps

230+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

Local Bank (OK) is the household name in local bank, but it's far from the only option. We track 230+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Local Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Local Bank (OK)Local Bank (OK)Free4.8★ (200)YesNoJul 2026
2Local BankLocal BankFree4.8★ (101)NoNoJul 2026
3U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoAug 2026
4First Bank Digital BankingFirst Bank Digital BankingFree4.6★ (5.7K)YesNoAug 2026
5THE LOCAL credit unionTHE LOCAL credit unionFree4.8★ (8)NoNoJul 2026
6Local Bank RDC PROLocal Bank RDC PROFreeNoNoMay 2026
7STC BankSTC BankFree4.7★ (42K)NoNoAug 2026
8OneLocal Bank Mobile BankingOneLocal Bank Mobile BankingFree4.7★ (551)YesNoAug 2026

Top Picks for Local Bank

Local Bank (OK)#1

Local Bank (OK) by Local Bank (OK)

Editor's Choice
💰 Finance
4.8(200 ratings)
FreeAds
Local Bank (OK) screenshot 1
Local Bank (OK) screenshot 2
Local Bank (OK) screenshot 3
Local Bank (OK) screenshot 4

Manage your finances on the go with this mobile banking app. View account balances, transaction history, and pay bills. Initiate transfers and access account alerts securely from your device.

Local Bank#2

Local Bank by Local Bank

Strong Contender
💰 Finance
4.8(101 ratings)
Free
Local Bank screenshot 1
Local Bank screenshot 2
Local Bank screenshot 3
Local Bank screenshot 4

Manage all your financial accounts in one place, from any institution. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with passcode and biometric options.

U.S. Bank Mobile Banking#3

U.S. Bank Mobile Banking by U.S. Bancorp

Personal Finance and Invest
Worth Considering
💰 Finance
4.8😐(2.1M ratings)
FreeAds
#42in Finance
U.S. Bank Mobile Banking screenshot 1
U.S. Bank Mobile Banking screenshot 2
U.S. Bank Mobile Banking screenshot 3
U.S. Bank Mobile Banking screenshot 4
U.S. Bank Mobile Banking screenshot 5
U.S. Bank Mobile Banking screenshot 6

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

  • 👍 Convenient mobile banking
  • 🚀 Easy to use app
  • 💳 Great bank overall
  • 🤝 Friendly and helpful customer service

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🤔 Confusing app updates and changes
  • 💳 Issues with credit card rewards redemption

More Local Bank apps to explore

4
First Bank Digital Banking
First Bank Digital Banking
First Bank Digital Banking
by First Bancorp
Free

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

View real-time account balancesTransfer funds between accountsDeposit checks via mobile
💰 Finance
(5.7K)
free with in-app purchases
5
THE LOCAL credit union
THE LOCAL credit union
THE LOCAL credit union
THE LOCAL's Online Banking App
Free

Manage your finances conveniently from anywhere, 24/7. This app allows you to view balances, transfer funds, pay bills, deposit checks, and manage your cards securely. It offers a comprehensive suite of banking tools for members.

Secure sign-in with Face/Touch IDView balances and transactionsTransfer funds between accounts
💰 Finance
(8)
free
6
Local Bank RDC PRO
Local Bank RDC PRO
Local Bank RDC PRO
by Local Bank
Free
💼 Business
(0)
7
STC Bank
STC Bank
STC Bank
by STCPay
Free

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

Manage multiple accountsLocal & international transfersCard management (mada & Visa)
💰 Finance
(42K)
ad-supported
8
OneLocal Bank Mobile Banking
OneLocal Bank Mobile Banking
OneLocal Bank Mobile Banking
by OneLocal Bank
Free

Manage your finances conveniently and securely from your mobile device. Check balances, transfer funds, deposit checks, pay bills, and control your debit and credit cards with advanced tools. Real-time alerts and robust security features keep you informed and protected.

Check account balances and transactionsTransfer money between accountsDeposit checks via photo
💰 Finance
(551)
free
9
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
10
Locality Bank
Locality Bank
Locality Bank
by ICON FINANCIAL HOLDINGS, INC.
Free

Manage your bank accounts securely and simply from your mobile device. View account activity, transfer funds, and make mobile deposits with clear dashboards for easy monitoring.

Secure account managementClear dashboardsMonitor transactions
💰 Finance
(72)
free
11
Midland States Bank Mobile
Midland States Bank Mobile
Midland States Bank Mobile
by Midland States Bank
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs. It offers the convenience needed to handle everyday financial tasks from your mobile device.

Check account balancesTransfer funds between accountsPay bills conveniently
💰 Finance
(9K)
ad-supported
12
Frost Bank
Frost Bank
Frost Bank
by Frost Bank
Free

Manage your finances with a user-friendly mobile banking app. Open accounts, send money instantly, and deposit checks remotely. Securely link external accounts and access personal banking support 24/7.

Open and fund accountsSend money via mobile number or emailMobile check deposit
💰 Finance
(72K)
free
13
Woodforest Mobile Banking
Woodforest Mobile Banking
Woodforest Mobile Banking
by Woodforest National Bank
Free

Manage your bank accounts conveniently on the go. Access account balances, deposit checks, transfer funds, pay bills, and locate branches. Securely manage debit cards and access credit scores.

Biometric login (fingerprint/facial recognition)Mobile check depositFund transfers between accounts
💰 Finance
(63K)
free
14
UMassFive Mobile Banking
UMassFive Mobile Banking
UMassFive Mobile Banking
Bank securely from anywhere
Free

Manage your finances securely and conveniently from your mobile device. This app offers robust security features like card controls and budgeting tools to help you monitor your spending, set savings goals, and access your accounts anytime, anywhere.

Card on/off controlsSpending limitsGeographic/merchant restrictions
💰 Finance
(3.1K)
free
15
Citizens Access
Citizens Access
Citizens Access
by Citizens Bank, N.A.
Free

Manage your finances conveniently from your mobile device. Access your CD and Savings accounts 24/7, view statements and transaction history, and easily transfer funds in and out.

24/7 secure account accessView account summaryAccess statements
💰 Finance
(11K)
free
16
First United Bank Mobile
First United Bank Mobile
First United Bank Mobile
by First United Bank
Free

Manage your finances on the go with this mobile banking app. Access account balances, view transactions, and transfer funds securely. Find branch locations and hours easily.

Check balances 24/7View pending transactionsCreate, approve, cancel funds transfers
💰 Finance
(3.8K)
free
17
Desert Financial Mobile
Desert Financial Mobile
Desert Financial Mobile
by Desert Financial Credit Union
Free

Manage your finances anytime, anywhere with this mobile banking application. It offers a comprehensive account dashboard, secure messaging, and tools for budgeting and bill payments. Easily transfer funds, deposit checks, and find nearby branches or ATMs.

Account DashboardPay AnyoneBudget Goals
💰 Finance
(72K)
free
18
OE Federal Mobile
OE Federal Mobile
OE Federal Mobile
Bank YOUnion anytime, anywhere
Free

Manage your finances conveniently from your smartphone or tablet. Perform transactions, pay bills, deposit checks, and apply for loans on the go. Stay informed with alerts and access statements securely.

Thumb bar navigationSend/receive money with Zelle®Check balances
💰 Finance
(2.7K)
free
19
CB-Mobile Banking
CB-Mobile Banking
CB-Mobile Banking
by Civista Bank
Free

Manage your finances from anywhere with this mobile banking app. View all your accounts, including those from other institutions, transfer funds, pay bills, and deposit checks. Secure login options and card management features are also available.

Consolidated account viewBiometric loginMoney transfers
💰 Finance
(1.4K)
free
20
Citizens National Bank
Citizens National Bank
Citizens National Bank
by Citizens National Bank of Meridian
Free

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks conveniently from your device. Locate branches and ATMs easily.

Check account balances and historyTransfer money between accountsPay bills
💰 Finance
(4.7K)
free with in-app purchases

FAQ about Local Bank

What are the best local bank apps for iPhone?
Local Bank (OK) tops our local bank apps ranking as of July 2026, with a 4.8-star average from 200 App Store ratings, and it's free to download.
Yes — 20 of the top local bank apps we rank are free to download, including Local Bank (OK) and Local Bank.
Local Bank (OK) shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 230+ local bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to initiate routine transactions and conduct research anytime, from anywhere. You can view account balances and transaction history, set up account alerts, transfer funds between accounts, view check images, and pay bills.
Local Bank provides this service free of charge. However, your wireless provider may apply connectivity and usage rates, so it's advisable to check with them for more details.

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