Best Lpay Apps

121+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

If you already know L.POINT with L.PAY, this is the deeper bench. 121+ lpay apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Lpay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1L.POINT with L.PAYL.POINT with L.PAYFree3.0★ (96)YesNoJul 2026
2LPayLPayFreeNoNoJun 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026
4디지로카(롯데카드)디지로카(롯데카드)Free2.5★ (40)YesNoJul 2026
5OPay BusinessOPay BusinessFree3.5★ (337)NoNoJul 2026
6Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (602K)YesNoJul 2026
7Xender: Transfer, Share FilesXender: Transfer, Share FilesFree4.1★ (17K)YesNoJul 2026
8Opera: AI browser with VPNOpera: AI browser with VPNFree4.7★ (250K)YesNoJul 2026

Top Picks for Lpay

L.POINT with L.PAY#1

L.POINT with L.PAY by Lotte Members Co., Ltd.

Editor's Choice
🌟 Lifestyle
3.0(96 ratings)
FreeAds
L.POINT with L.PAY screenshot 1
L.POINT with L.PAY screenshot 2
L.POINT with L.PAY screenshot 3
L.POINT with L.PAY screenshot 4
L.POINT with L.PAY screenshot 5
L.POINT with L.PAY screenshot 6

This app transforms enjoyable activities into habits that yield benefits. Discover exclusive offers from a vast network of partners across retail, finance, and travel. Earn points through daily missions and access curated financial information and shopping deals.

PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#2in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Lpay apps to explore

4
디지로카(롯데카드)
디지로카(롯데카드)
디지로카(롯데카드)
by LOTTE CARD CO, LTD.
Free

This app integrates card benefits, shopping, and finance into a personalized daily experience. Discover tailored content, manage your card life, and explore curated shopping and travel services. It also offers lifestyle tracking and various reward programs.

Personalized content dashboardCard benefit managementCurated shopping marketplace
💰 Finance
(40)
free with in-app purchases
5
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(337)
free
6
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(602K)
free with in-app purchases
7
Xender: Transfer, Share Files
Xender: Transfer, Share Files
Xender: Transfer, Share Files
File Sharing,Share Music,Video
Free

Instantly share files, photos, videos, and music between devices without needing an internet connection or USB cable. This app offers lightning-fast transfers across different platforms, including phones and computers, with a built-in music player and file manager.

Cross-platform file transferNo internet or USB requiredFast file sharing
🔧 Utilities
(17K)
free with in-app purchases
8
Opera: AI browser with VPN
Opera: AI browser with VPN
Opera: AI browser with VPN
A lightning fast web browser
Free

This AI-powered web browser offers lightning-fast speeds, enhanced privacy with a built-in VPN, and an ad-free experience. Customize your interface and enjoy seamless one-handed browsing with intuitive gestures and a smart AI assistant.

AI-powered browsing with AriaBuilt-in private VPNNative ad blocker
🔧 Utilities
(250K)
free with in-app purchases
9
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
10
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
11
Bolt: Закажи поездку
Bolt: Закажи поездку
Bolt: Закажи поездку
Пора в дорогу? Это просто!
Free

Easily request rides across town, to the airport, or rent scooters and e-bikes. Enjoy transparent pricing, multiple payment options, and real-time driver tracking for safe and convenient travel.

Request rides in secondsTransparent upfront pricingMultiple payment options
✈️ Travel
(175K)
free with in-app purchases
12
Google Chat
Google Chat
Google Chat
Efficient Team Communication
Free

Connect, collaborate, and accomplish tasks with AI-powered messaging. Streamline teamwork with integrations and smart features. Securely communicate with your team, whether in real-time or asynchronously.

AI-powered conversation summariesAutomatic message translationAI-powered search
💼 Business
(304K)
free with in-app purchases
13
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
💰 Finance
(115K)
free
14
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
15
Spark Driver
Spark Driver
Spark Driver
Earn money with Spark Driver!
Free

This app allows independent contractors to earn money by delivering orders or shopping and delivering for businesses like Walmart. It offers flexibility to set your own schedule and provides in-app navigation and assistance for shopping and delivery tasks. Earn money with each completed order and keep 100% of customer tips.

Deliver orders for Walmart and other businessesShop and deliver ordersFlexible scheduling
💼 Business
(280K)
free
16
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
17
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(42K)
free
18
롯데백화점
롯데백화점
롯데백화점
by LOTTE SHOPPING Co.,Ltd.
Free
🌟 Lifestyle
(12)
19
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

Send and receive moneyBuy airtime and dataPay bills
💰 Finance
(4.8K)
free
20
Meta Business Suite
Meta Business Suite
Meta Business Suite
by Meta Platforms, Inc.
Free

Manage your business presence across Facebook and Instagram. Create, schedule, and post content, engage with customers through unified messaging, and track performance with insightful analytics. Stay organized with notifications and a to-do list.

Create, schedule, and manage posts and storiesUnified inbox for messages and commentsAutomate responses
💼 Business
(486K)
ad-supported

FAQ about Lpay

What are the best lpay apps for iPhone?
L.POINT with L.PAY tops our lpay apps ranking as of July 2026, with a 3.0-star average from 96 App Store ratings, and it's free to download.
Yes — 20 of the top lpay apps we rank are free to download, including L.POINT with L.PAY and LPay.
L.POINT with L.PAY shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 121+ lpay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
L.POINT with L.PAY is a lifestyle application that allows users to earn and redeem loyalty points across a wide network of affiliated merchants. It aims to turn enjoyable activities into habits that provide benefits and rewards.
Key features include accessing integrated loyalty memberships for exclusive benefits, exploring brand offers in the Lounge, earning points through daily missions, accessing financial information like insurance and investments, and enjoying daily shopping deals and offers.

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