Best Merchant Payment Gateway India Apps

0+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.3★, the merchant payment gateway india category is one of the App Store's strongest. Browse all 0+ apps we track, sorted so the most loved ones surface first.

Compare top Merchant Payment Gateway India Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Payanywhere: Point of Sale POSPayanywhere: Point of Sale POSFree3.6★ (657)NoNoAug 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
3iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (66K)NoNoAug 2026
4Credit Card Machine - AcceptCredit Card Machine - AcceptFree3.7★ (21)NoNoMay 2026
5PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (167K)NoNoAug 2026
6FideliPAY Mobile Payment GatewayFideliPAY Mobile Payment GatewayFree4.3★ (4)NoNoMay 2026
7Payoneer - Business PaymentsPayoneer - Business PaymentsFree4.5★ (5.2K)NoNoAug 2026
8Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026

Top Picks for Merchant Payment Gateway India

Payanywhere: Point of Sale POS#1

Payanywhere: Point of Sale POS by North American Bancard

Credit Card Reader & Payment
Editor's Choice
💼 Business
3.6😞(657 ratings)
Free
Payanywhere: Point of Sale POS screenshot 1
Payanywhere: Point of Sale POS screenshot 2
Payanywhere: Point of Sale POS screenshot 3
Payanywhere: Point of Sale POS screenshot 4
Payanywhere: Point of Sale POS screenshot 5
Payanywhere: Point of Sale POS screenshot 6

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

What We Love

  • 🚀 Quick payments
  • 💡 Convenient mobile payments
  • 👍 User-friendly app
  • 🚀 Fast payouts

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Unreliable card reader connection
  • 💰 Unexpected fees
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
iMobile: Loan, Cards & Banking#3

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Worth Considering
💰 Finance
4.8😞(66K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
iMobile: Loan, Cards & Banking screenshot 2
iMobile: Loan, Cards & Banking screenshot 3
iMobile: Loan, Cards & Banking screenshot 4
iMobile: Loan, Cards & Banking screenshot 5
iMobile: Loan, Cards & Banking screenshot 6

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience

More Merchant Payment Gateway India apps to explore

4
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
💼 Business
(21)
free with in-app purchases
5
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(167K)
free with in-app purchases
6
FideliPAY Mobile Payment Gateway
FideliPAY Mobile Payment Gateway
FideliPAY Mobile Payment Gateway
by NEW YORK MERCHANTS SERVICES, INC
Free

This mobile application serves as an e-commerce gateway and virtual terminal for businesses. It offers a quick interface for accepting credit card payments, managing sales with a point-of-sale system, and supports hardware like card swipers and receipt printers.

Credit card payment acceptanceVirtual terminal interfaceMobile point-of-sale system
💼 Business
(4)
free
7
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc.
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
8
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
9
Wave Merchant
Wave Merchant
Wave Merchant
Merchant App for Wave Merchant
Free

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

Dynamic QR code paymentsReal-time transaction historyBusiness analytics
💰 Finance
(10)
free
10
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
11
ABA Merchant
ABA Merchant
ABA Merchant
by Advanced Bank of Asia Ltd.
Free

This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.

Accept customer paymentsmPOS solutionSuitable for various business types
💰 Finance
(15)
free
12
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
by North American Bancard, Inc.
Free

Turn your mobile device into a credit card reader. Accept major credit cards and PayPal payments with secure, encrypted transactions. Manage inventory, offer discounts, and track sales with real-time reporting.

Credit card processingAccept Visa, Mastercard, Amex, Discover, PayPalSecure and encrypted transactions
💼 Business
(16)
free with in-app purchases
13
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting
💼 Business
(1.1K)
free with in-app purchases
14
Pathao Pay Merchant
Pathao Pay Merchant
Pathao Pay Merchant
Digital Payment Solution
Free

This app simplifies merchant account creation for businesses. It offers a versatile digital payment solution for quick and effortless financial management, empowering users to transact, access, and manage funds all in one place.

Easy merchant account creationDigital payment walletInstant money withdrawal
💼 Business
(7)
free
15
iTransact Mobile Merchant
iTransact Mobile Merchant
iTransact Mobile Merchant
by Payroc, LLC
Free

Accept credit and debit card payments on the go with this mobile point-of-sale solution. Features include EMV chip processing, electronic receipts, and transaction history. Easily manage multiple accounts from a single application.

Accept credit and debit card paymentsEMV chip card transactionsFull point-of-sale features
💼 Business
(116)
free
16
AYA PAY Merchant
AYA PAY Merchant
AYA PAY Merchant
AYAPay wallet app for Merchant
Free

This app empowers AYAPAY merchants to manage their transactions efficiently and securely. Merchants can create payment requests, generate QR codes for quick payments, and track their wallet balance and transaction history. It also facilitates seamless money transfers between their agent wallet and linked bank accounts.

Create payment requestsGenerate QR codes for paymentsScan customer QR codes
💰 Finance
(12)
free
17
BenefitPay
BenefitPay
BenefitPay
by Benefit Company
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
💰 Finance
(11K)
free
18
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
19
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.3K)
free with in-app purchases
20
PayTrace Go
PayTrace Go
PayTrace Go
Mobile Payment Processing
Free

Process credit card payments on the go with this mobile solution. Capture signatures, send email receipts, manage customer information, and review transaction history directly from your device.

Credit card processingSignature captureEmail receipts
💼 Business
(744)
free

FAQ about Merchant Payment Gateway India

What are the best merchant payment gateway india apps for iPhone?
Payanywhere: Point of Sale POS tops our merchant payment gateway india apps ranking as of July 2026, with a 3.6-star average from 657 App Store ratings, and it's free to download.
Yes — 20 of the top merchant payment gateway india apps we rank are free to download, including Payanywhere: Point of Sale POS and Paytm: Secure UPI Payments.
Payanywhere: Point of Sale POS has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
The Payanywhere app is a point-of-sale (POS) system that allows businesses to accept various types of payments, manage sales, track inventory, send invoices, and more. It can be used with optional hardware for enhanced payment processing.
You can accept all major credit cards, contactless payments (like Apple Pay and Google Pay), chip cards, and magstripe cards. The app also supports tracking cash payments and accepting gift cards.