Best Mobile Pay Apps

236+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Looking for free mobile pay apps? 20 of our 236+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Mobile Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mobily PayMobily PayFree4.7★ (3.6K)YesNoAug 2026
2MobilePayMobilePayFree4.6★ (1K)NoNoAug 2026
3ParkMobile: Park. Pay. Go.ParkMobile: Park. Pay. Go.Free4.8★ (1.3M)NoNoAug 2026
4Mobile Pay by PaysafeMobile Pay by PaysafeFree1.0★ (2)NoNoJun 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
6OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (391K)NoNoAug 2026
7Heartland Mobile PayHeartland Mobile PayFree5.0★ (3)NoNoJul 2026
8Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026

Top Picks for Mobile Pay

Mobily Pay#1

Mobily Pay by Etihad Digital Financial Company

Editor's Choice
💰 Finance
4.7😞(3.6K ratings)
FreeAds
Mobily Pay screenshot 1
Mobily Pay screenshot 2
Mobily Pay screenshot 3
Mobily Pay screenshot 4
Mobily Pay screenshot 5
Mobily Pay screenshot 6

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

What We Love

  • 🚀 Prompt and easy transaction
  • 👍 Good service
  • 🚀 Wonderful App made easy everything just one click
  • 👍 Best Digital Wallet App in Saudi

Room to Improve

  • 🐛 App not working
  • 🐛 Slow app
  • 🐛 Worst interface
MobilePay#2

MobilePay by Vipps MobilePay AS

Strong Contender
💰 Finance
4.6😞(1K ratings)
Free
MobilePay screenshot 1
MobilePay screenshot 2
MobilePay screenshot 3
MobilePay screenshot 4
MobilePay screenshot 5
MobilePay screenshot 6

This app simplifies payments by allowing users to send and receive money, pay in stores and online, and manage bills. It also offers features for group expenses, fundraising, and sending gift payments.

What We Love

  • 🚀 Efficient and fast
  • 👍 Fantastic after last update
  • 🚀 Smooth operation

Room to Improve

  • 🐛 Crashes with iPhone 8
  • 🔒 Privacy issues
  • 👎 Complicated for older people
ParkMobile: Park. Pay. Go.#3

ParkMobile: Park. Pay. Go. by Parkmobile USA, Inc.

Airport, Lot & Street Parking
Worth Considering
🗺️ Navigation
4.8😞(1.3M ratings)
Free
#3in Navigation
ParkMobile: Park. Pay. Go. screenshot 1
ParkMobile: Park. Pay. Go. screenshot 2
ParkMobile: Park. Pay. Go. screenshot 3
ParkMobile: Park. Pay. Go. screenshot 4
ParkMobile: Park. Pay. Go. screenshot 5
ParkMobile: Park. Pay. Go. screenshot 6

Easily pay for street, lot, and garage parking across North America. Reserve spots in advance for events and find parking in over 500 cities. Streamline business parking expenses with dedicated features.

What We Love

  • 🚀 Convenient parking payment
  • 👍 Easy to use
  • 📍 Accurate location detection
  • ⏰ Helpful parking time reminders

Room to Improve

  • 🐛 Buggy app with glitches
  • ⚠️ Unreliable parking session tracking
  • 💰 Overcharging for parking extensions

More Mobile Pay apps to explore

4
Mobile Pay by Paysafe
Mobile Pay by Paysafe
Mobile Pay by Paysafe
by Apriva Systems, LLC
Free

Accept credit and debit card payments anywhere using your iPhone or iPad. This app transforms your device into a mobile terminal with chip card and magnetic stripe support. Manage inventory, view sales reports, and process cash transactions securely.

Accept credit and debit card paymentsEMV chip card reader supportMagnetic stripe card support
💰 Finance
(2)
free
5
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
6
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(391K)
free with in-app purchases
7
Heartland Mobile Pay
Heartland Mobile Pay
Heartland Mobile Pay
Secure Mobile Point of Sale
Free

Accept credit and debit chip card payments securely anywhere using your smartphone or tablet. This app transforms your device into a mobile point-of-sale terminal, supporting various payment types and offering features like digital invoicing and recurring billing.

Process EMV chip and signature card paymentsVirtual terminal for mail/phone ordersDigital invoices via SMS/email
💰 Finance
(3)
free
8
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
9
Mobile Pay
Mobile Pay
Mobile Pay
Powered by Edge
Free

Instantly access and manage your digital pre-paid Mastercard. Securely add your card to your mobile wallet for easy in-store and online payments. View transaction history and card details within the app.

Instant digital Mastercard accessAdd card to mobile walletTap and Go in-store payments
💰 Finance
(1)
free
10
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
11
Get paid - by Vipps MobilePay
Get paid - by Vipps MobilePay
Get paid - by Vipps MobilePay
by Vipps MobilePay AS
Free

This app provides businesses with an easy way to manage sales and request payments using Vipps MobilePay's Open Amount and Shopping Basket solutions. Track daily totals, view transaction history, and generate QR codes for instant payment requests.

Daily sales totalsFull transaction overviewSwitch between sales units
💼 Business
(1)
free
12
CSCPay Mobile
CSCPay Mobile
CSCPay Mobile
by CSC ServiceWorks Holdings, INC.
Free

This app offers a convenient way to manage laundry at participating locations. Pay for cycles, add credit, and track your transaction history directly from your phone. It also provides machine availability and cycle completion alerts.

Bluetooth machine communicationIn-app credit purchaseTransaction history
🔧 Utilities
(35K)
free with in-app purchases
13
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
14
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(186K)
free
15
SpeedLine MobilePay
SpeedLine MobilePay
SpeedLine MobilePay
by SpeedLine Solutions, Inc
Free

This app allows businesses to accept secure card payments from customers in person or online, utilizing EMV chip technology for enhanced security and reduced processing fees. It offers features like QR code scanning for quick payment entry and supports various payment methods, including mobile wallets and tipping.

Secure EMV chip card paymentsQR code scanning for auto-fillAccepts tap, Apple Pay, Google Pay
💼 Business
(2)
free
16
Vipps
Vipps
Vipps
by Vipps MobilePay AS
Free

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

Send, receive, and request money between Nordic countriesSchedule gifts with digital wrappingPay online, in stores, and at flea markets
💰 Finance
(2.3K)
free with in-app purchases
17
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
18
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(70K)
free with in-app purchases
19
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
20
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®
💰 Finance
(2M)
free

FAQ about Mobile Pay

What are the best mobile pay apps for iPhone?
Mobily Pay tops our mobile pay apps ranking as of July 2026, with a 4.7-star average from 3.6K App Store ratings, and it's free to download.
Yes — 20 of the top mobile pay apps we rank are free to download, including Mobily Pay and MobilePay.
Mobily Pay shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 236+ mobile pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Mobily Pay is a digital wallet licensed by The Saudi Central Bank. It's designed for making daily financial transactions, purchases, and managing both local and international transfers.
Key features include a Visa card, wallet-to-wallet transfers, local bank transfers (SARIE), international transfers (to account, cash pickup, or wallet), SADAD payments, Mobily payments, sending gifts, multi-language support, and payment scheduling.

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