Best Mobile Pay Apps

245+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Looking for free mobile pay apps? 20 of our 245+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Mobile Pay

Mobily Pay#1

Mobily Pay by UNION DIGITAL FINANCIAL COMPANY

Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(3.5K ratings)
FreeAds
Mobily Pay screenshot 1
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Mobily Pay screenshot 4
Mobily Pay screenshot 5
Mobily Pay screenshot 6

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

What We Love

  • ๐Ÿš€ Prompt and easy transaction
  • ๐Ÿ‘ Good service
  • ๐Ÿš€ Wonderful App made easy everything just one click
  • ๐Ÿ‘ Best Digital Wallet App in Saudi

Room to Improve

  • ๐Ÿ› App not working
  • ๐Ÿ› Slow app
  • ๐Ÿ› Worst interface
MobilePay#2

MobilePay by Vipps MobilePay AS

Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(1K ratings)
Free
MobilePay screenshot 1
MobilePay screenshot 2
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MobilePay screenshot 6

This app simplifies payments by allowing users to send and receive money, pay in stores and online, and manage bills. It also offers features for group expenses, fundraising, and sending gift payments.

What We Love

  • ๐Ÿš€ Efficient and fast
  • ๐Ÿ‘ Fantastic after last update
  • ๐Ÿš€ Smooth operation

Room to Improve

  • ๐Ÿ› Crashes with iPhone 8
  • ๐Ÿ”’ Privacy issues
  • ๐Ÿ‘Ž Complicated for older people
ParkMobile: Park. Pay. Go.#3

ParkMobile: Park. Pay. Go. by Parkmobile USA, Inc

Airport, Lot & Street Parking
Worth Considering
๐Ÿ—บ๏ธ Navigation
4.8๐Ÿ˜ž(1.3M ratings)
FreeAds
#3in Navigation
ParkMobile: Park. Pay. Go. screenshot 1
ParkMobile: Park. Pay. Go. screenshot 2
ParkMobile: Park. Pay. Go. screenshot 3
ParkMobile: Park. Pay. Go. screenshot 4
ParkMobile: Park. Pay. Go. screenshot 5
ParkMobile: Park. Pay. Go. screenshot 6

Easily pay for street, lot, and garage parking across North America. Reserve spots in advance for events and find parking in over 500 cities. Streamline business parking expenses with dedicated features.

What We Love

  • ๐Ÿš€ Convenient parking payment
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“ Accurate location detection
  • โฐ Helpful parking time reminders

Room to Improve

  • ๐Ÿ› Buggy app with glitches
  • โš ๏ธ Unreliable parking session tracking
  • ๐Ÿ’ฐ Overcharging for parking extensions

More Mobile Pay apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
๐Ÿ’ฐ Finance
(6.3M)
free with in-app purchases
5
Heartland Mobile Pay
Heartland Mobile Pay
Heartland Mobile Pay
Secure Mobile Point of Sale
Free

Accept credit and debit chip card payments securely anywhere using your smartphone or tablet. This app transforms your device into a mobile point-of-sale terminal, supporting various payment types and offering features like digital invoicing and recurring billing.

Process EMV chip and signature card paymentsVirtual terminal for mail/phone ordersDigital invoices via SMS/email
๐Ÿ’ฐ Finance
(3)
free
6
Mobile Pay by Paysafe
Mobile Pay by Paysafe
Mobile Pay by Paysafe
by Apriva Systems, LLC
Free

Accept credit and debit card payments anywhere using your iPhone or iPad. This app transforms your device into a mobile terminal with chip card and magnetic stripe support. Manage inventory, view sales reports, and process cash transactions securely.

Accept credit and debit card paymentsEMV chip card reader supportMagnetic stripe card support
๐Ÿ’ฐ Finance
(2)
free
7
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
๐Ÿ’ผ Business
(601K)
free with in-app purchases
8
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(359K)
free with in-app purchases
9
CSCPay Mobile
CSCPay Mobile
CSCPay Mobile
by CSC ServiceWorks Holdings, INC.
Free

This app offers a convenient way to manage laundry at participating locations. Pay for cycles, add credit, and track your transaction history directly from your phone. It also provides machine availability and cycle completion alerts.

Bluetooth machine communicationIn-app credit purchaseTransaction history
๐Ÿ”ง Utilities
(35K)
free with in-app purchases
10
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
๐Ÿ’ฐ Finance
(182K)
free
11
Mobile Pay by Global Payments
Mobile Pay by Global Payments
Mobile Pay by Global Payments
by Apriva Systems, LLC
Free

This app transforms your iOS device into a credit card transaction terminal, enabling businesses to accept various payment types anywhere with wireless coverage. It supports chip card transactions, digital invoices, and recurring billing, with robust security features.

Accept credit and debit card paymentsEMV chip card transaction supportDigital invoice creation and delivery
๐Ÿ’ฐ Finance
(0)
free
12
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.2M)
free with in-app purchases
13
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
๐Ÿ’ฐ Finance
(6.7M)
free
14
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
๐Ÿ’ฐ Finance
(1.5M)
free with in-app purchases
15
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
๐Ÿ’ฐ Finance
(69K)
free with in-app purchases
16
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(57K)
free
17
CleanPay Mobile
CleanPay Mobile
CleanPay Mobile
by KioSoft Technologies LLC
Free

Pay for laundry cycles using your phone at participating locations. Purchase credit within the app and use Bluetooth to start washers and dryers. Track your transaction history and receive completion alerts.

Bluetooth machine controlIn-app credit purchaseTransaction history
๐Ÿ”ง Utilities
(11K)
free with in-app purchases
18
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelleยฎ
๐Ÿ’ฐ Finance
(2M)
free
19
Booking.com: Hotels & Travel
Booking.com: Hotels & Travel
Booking.com: Hotels & Travel
Hotels, flights & car rental
Free

Find and book accommodations, flights, and car rentals for your next trip. Offers flexible cancellation, 24/7 customer service, and mobile-only discounts. Manage your entire journey in one place.

Book accommodations, flights, and car rentalsFree cancellation on most properties24/7 customer service
โœˆ๏ธ Travel
(2M)
free with in-app purchases
20
Ding Top-up: Mobile Recharge
Ding Top-up: Mobile Recharge
Ding Top-up: Mobile Recharge
Safe, fast, easy mobile top-up
Free

Easily send mobile credit and data plans to over 150 countries worldwide. This leading service delivers top-ups in seconds, keeping you and your loved ones connected. You can also find gift cards for yourself or others.

Send top-up to 150+ countriesDelivered in 3 seconds24/7 multilingual customer support
๐Ÿ”ง Utilities
(84K)
free with in-app purchases

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