Best Money SMS Apps & Games

227+ iOS apps & games curated and reviewed

4.6 avg rating
20 free apps & games
Updated May 2026

Every iPhone needs a few good money sms apps. We benchmark 227+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Money SMS

Money App โ€“ Cash & Rewards App#1

Money App โ€“ Cash & Rewards App by Money Rewards Online, Ltd

Earn money with small tasks
Editor's Choice
๐ŸŒŸ Lifestyle
4.9๐Ÿ˜(158K ratings)
FreeAds
Money App โ€“ Cash & Rewards App screenshot 1
Money App โ€“ Cash & Rewards App screenshot 2
Money App โ€“ Cash & Rewards App screenshot 3
Money App โ€“ Cash & Rewards App screenshot 4

Earn cash by completing various small tasks like giving opinions, testing services, or mystery shopping. New opportunities are frequently added, offering a fun and quick way to make extra money. Get paid directly in hard cash within a few business days.

What We Love

  • ๐Ÿ’ฐ Earn money by playing games
  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Quick payouts
  • ๐Ÿค‘ Legit way to make extra cash

Room to Improve

  • ๐Ÿ•ฐ๏ธ Time-consuming tasks
  • ๐Ÿค” Inconsistent credit rewards
  • ๐Ÿ› Unresponsive customer support
Google Opinion Rewards#2

Google Opinion Rewards by Google LLC

Answer Surveys & Earn Money
Strong Contender
๐ŸŒŸ Lifestyle
4.7๐Ÿ˜(210K ratings)
FreeAds
Google Opinion Rewards screenshot 1
Google Opinion Rewards screenshot 2
Google Opinion Rewards screenshot 3

Share your opinions and earn money by completing quick surveys. Get paid up to $1 per survey via PayPal. Surveys are short, often under 20 seconds, and cover various topics like product reviews and location-based satisfaction.

What We Love

  • ๐Ÿ’ฐ Earns real money
  • โฑ๏ธ Quick and easy surveys
  • ๐Ÿ’ณ Automatic PayPal payouts
  • ๐Ÿค‘ Free money

Room to Improve

  • ๐Ÿ•ฐ๏ธ Infrequent surveys
  • ๐Ÿ’ฐ Low payout amounts
  • ๐Ÿ‡จ๐Ÿ‡ฆ Lack of surveys for Canadians
Make Money - Earn Money App#3

Make Money - Earn Money App by Mobile Media Labs FZ-LLC

Cash Out Real Money Rewards!
Worth Considering
๐ŸŒŸ Lifestyle
4.6๐Ÿ˜(40K ratings)
FreeAds
Make Money - Earn Money App screenshot 1
Make Money - Earn Money App screenshot 2
Make Money - Earn Money App screenshot 3
Make Money - Earn Money App screenshot 4
Make Money - Earn Money App screenshot 5

Earn real cash by completing paid surveys. This app allows users to collect rewards and cash out directly to their PayPal account, offering a straightforward way to make money from their smartphone.

What We Love

  • ๐Ÿ’ฐ Able to earn real money
  • ๐ŸŽฎ Fun games and activities
  • ๐Ÿ’ณ Payouts to PayPal
  • ๐Ÿ•ฐ๏ธ Quick payouts (3-5 days)

Room to Improve

  • โฑ๏ธ Long wait times for payouts
  • ๐Ÿค– Unresponsive customer support
  • ๐Ÿšซ Incomplete or missing payouts

More Money SMS apps to explore

4
Paidwork: Make Money
Paidwork: Make Money
Paidwork: Make Money
Get paid wherever you are
Free

Earn money from any device with internet access by completing various tasks like surveys, typing, and online shopping. Set your own hours and withdraw earnings quickly via bank transfer or PayPal. Refer friends for bonuses.

Complete surveysType textsOnline shopping
๐Ÿ’ฐ Finance
(6.2K)
free with in-app purchases
5
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Get paid real cash!
Free

Earn real cash by completing simple tasks like surveys, testing services, and giving opinions. Accumulate credit rewards and redeem them for actual money. It's a quick, easy, and fun way to supplement your income.

Complete simple tasksEarn real cashTake surveys
๐ŸŒŸ Lifestyle
(566K)
ad-supported
6
1Q: Earn Easy Cash for Surveys
1Q: Earn Easy Cash for Surveys
1Q: Earn Easy Cash for Surveys
Make Money, Get Paid Instantly
Free

Get paid instantly for sharing your opinions with top brands. Earn up to $0.25 per question directly to your PayPal account. Simply answer surveys and refer friends to increase your earnings.

Instant cash payments via PayPalEarn up to $0.25 per questionNo minimum cash-out amount
๐ŸŒŸ Lifestyle
(25K)
free
7
AttaPoll Surveys - Make Money
AttaPoll Surveys - Make Money
AttaPoll Surveys - Make Money
Earn money on surveys & games
Free

Earn real money by completing paid surveys and playing mobile games. Get instant payouts to PayPal, Revolut, or gift cards, or donate to charity. The app matches you to relevant surveys and offers high earnings per survey.

Complete paid surveysEarn money playing gamesInstant cash out
๐ŸŒŸ Lifestyle
(51K)
free with in-app purchases
8
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Answer questions and get paid
Free

Earn money by sharing your opinions through paid surveys and quizzes. Choose surveys based on length, topic, and reward, then cash out via PayPal or gift cards. Your feedback helps shape products and services.

Take paid surveysEarn cash or gift cardsChoose survey length and topic
๐ŸŒŸ Lifestyle
(88K)
free with in-app purchases
9
Earn real money cash - Surveys
Earn real money cash - Surveys
Earn real money cash - Surveys
Get rich easy rewards paid
Free

Share your opinions on various topics and earn real rewards like cash, PayPal, or gift cards. Participate in personalized surveys tailored to your interests and make an impact on product development. Get paid for your valuable input.

Personalized surveysEarn real rewards (cash, PayPal, gift cards)Simple and intuitive interface
๐ŸŒŸ Lifestyle
(22K)
free
10
Zap Surveys - Earn Easy Money
Zap Surveys - Earn Easy Money
Zap Surveys - Earn Easy Money
Take a Survey. Get Paid Cash.
Free

Share your opinions with companies and get paid for your advice. Take surveys of varying lengths and types, including logo polling and location-based options. Cash out your earnings via PayPal or various eGift cards once you reach $10.

Take surveys for cashGuaranteed daily surveysLogo polling surveys
๐ŸŒŸ Lifestyle
(265K)
ad-supported
11
Money making: get paid rewards
Money making: get paid rewards
Money making: get paid rewards
Surveys - earn cash online
Free

Earn real cash by completing simple tasks like surveys, transcription, and image annotation. This app offers a user-friendly way to make money online with a fast payment system. Enjoy flexibility and complete tasks whenever and wherever you choose.

Complete surveysTranscribe audioAnnotate images
๐Ÿ“Š Productivity
(5.8K)
free with in-app purchases
12
MultiPolls: Earn Real Money
MultiPolls: Earn Real Money
MultiPolls: Earn Real Money
Get Paid & Rewards to Have Fun
Free

Earn money by completing relevant surveys. This app uses AI to match you with surveys based on your profile, reducing disqualifications. Cash out earnings via PayPal or gift cards.

Paid surveysAI-powered survey matchingPayPal cash-outs
๐ŸŒŸ Lifestyle
(16K)
free with in-app purchases
13
Swagbucks Trivia for Money
Swagbucks Trivia for Money
Swagbucks Trivia for Money
Play Trivia Games for Prizes
Free

Play live trivia games daily for a chance to win cash prizes and gift cards. Answer questions on various topics anytime or join live game shows with players worldwide. Earn real rewards for testing your general knowledge.

Play live trivia game showsAnswer daily trivia questionsWin cash prizes
๐ŸŽฎ Games
(44K)
free with in-app purchases
14
Expense Tracker - Money Note
Expense Tracker - Money Note
Expense Tracker - Money Note
Budget Planner Bills Organizer
Free

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Simple and easy to useNo account registrationLocal data storage
๐Ÿ’ฐ Finance
(3K)
free with in-app purchases
15
Laxmi Sunrise Mobile Money
Laxmi Sunrise Mobile Money
Laxmi Sunrise Mobile Money
by Laxmi Bank Ltd.
Free

Manage your bank account securely on the go with this mobile banking app. Perform transactions, pay bills, and transfer funds easily from your handheld device anytime, anywhere. Enjoy smart banking features without needing to visit a branch.

Banking on the goBill paymentsFund transfers
๐Ÿ’ฐ Finance
(57)
free
16
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyโ€”fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
๐Ÿ’ฐ Finance
(67K)
free with in-app purchases
17
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
๐Ÿ’ฐ Finance
(133K)
freemium
18
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
๐Ÿ’ฐ Finance
(69K)
free with in-app purchases
19
Survey Spin: Get paid cash!
Survey Spin: Get paid cash!
Survey Spin: Get paid cash!
Win real money with every spin
Free

Earn real cash by sharing your opinions through surveys, daily check-ins, and polls. New members can earn $5 on their first day. Connect with popular brands for fair and high-paying opportunities.

Earn cash from surveysDaily brand check-insParticipate in daily polls
๐ŸŒŸ Lifestyle
(96K)
free
20
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
๐Ÿ’ฐ Finance
(83K)
free with in-app purchases