Best Money SMS Apps

230+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good money sms apps. We benchmark 230+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Money SMS Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Make Money - Earn Easy CashMake Money - Earn Easy CashFree4.9★ (566K)YesNoJul 2026
2Make Money - Earn Money AppMake Money - Earn Money AppFree4.6★ (40K)YesNoJul 2026
3Paidwork: Make MoneyPaidwork: Make MoneyFree4.3★ (6.2K)YesNoJul 2026
41Q: Earn Easy Cash for Surveys1Q: Earn Easy Cash for SurveysFree4.4★ (25K)NoNoJul 2026
5Money App – Cash & Rewards AppMoney App – Cash & Rewards AppFree4.9★ (158K)YesNoJul 2026
6AttaPoll Surveys - Make MoneyAttaPoll Surveys - Make MoneyFree4.6★ (51K)YesNoJul 2026
7Google Opinion RewardsGoogle Opinion RewardsFree4.7★ (210K)NoNoJul 2026
8MoneyGram® Money Transfers AppMoneyGram® Money Transfers AppFree4.9★ (679K)YesNoJul 2026

Top Picks for Money SMS

Make Money - Earn Easy Cash#1

Make Money - Earn Easy Cash by Free International Calls App, Ltd

Get paid real cash!
Editor's Choice
🌟 Lifestyle
4.9😐(566K ratings)
FreeAds
Make Money - Earn Easy Cash screenshot 1
Make Money - Earn Easy Cash screenshot 2
Make Money - Earn Easy Cash screenshot 3
Make Money - Earn Easy Cash screenshot 4
Make Money - Earn Easy Cash screenshot 5

Earn real cash by completing simple tasks like surveys, testing services, and giving opinions. Accumulate credit rewards and redeem them for actual money. It's a quick, easy, and fun way to supplement your income.

What We Love

  • 💰 Good way to earn extra money
  • 🎮 Fun to play games and earn rewards
  • 👍 Straightforward tasks and easy to use

Room to Improve

  • 🐢 Slow process to earn rewards
  • 🤔 Unclear tracking of completed tasks
  • 🔒 Privacy concerns with data collection
Make Money - Earn Money App#2

Make Money - Earn Money App by Mobile Media Labs FZ-LLC

Cash Out Real Money Rewards!
Strong Contender
🌟 Lifestyle
4.6😐(40K ratings)
FreeAds
Make Money - Earn Money App screenshot 1
Make Money - Earn Money App screenshot 2
Make Money - Earn Money App screenshot 3
Make Money - Earn Money App screenshot 4
Make Money - Earn Money App screenshot 5

Earn real cash by completing paid surveys. This app allows users to collect rewards and cash out directly to their PayPal account, offering a straightforward way to make money from their smartphone.

What We Love

  • 💰 Able to earn real money
  • 🎮 Fun games and activities
  • 💳 Payouts to PayPal
  • 🕰️ Quick payouts (3-5 days)

Room to Improve

  • ⏱️ Long wait times for payouts
  • 🤖 Unresponsive customer support
  • 🚫 Incomplete or missing payouts
Paidwork: Make Money#3

Paidwork: Make Money by Paidwork LLC

Get paid wherever you are
Worth Considering
💰 Finance
4.3😞(6.2K ratings)
FreeAds
Paidwork: Make Money screenshot 1
Paidwork: Make Money screenshot 2
Paidwork: Make Money screenshot 3
Paidwork: Make Money screenshot 4
Paidwork: Make Money screenshot 5

Earn money from any device with internet access by completing various tasks like surveys, typing, and online shopping. Set your own hours and withdraw earnings quickly via bank transfer or PayPal. Refer friends for bonuses.

What We Love

  • 👍 User-friendly interface
  • 💰 Variety of earning opportunities
  • 🕰️ Flexible work schedule
  • 🧠 Opportunity to develop skills

Room to Improve

  • 🐛 Inconsistent payouts and point system
  • ⏱️ Time-consuming tasks for minimal earnings
  • 🚫 Difficulty in withdrawing earnings

More Money SMS apps to explore

4
1Q: Earn Easy Cash for Surveys
1Q: Earn Easy Cash for Surveys
1Q: Earn Easy Cash for Surveys
Make Money, Get Paid Instantly
Free

Get paid instantly for sharing your opinions with top brands. Earn up to $0.25 per question directly to your PayPal account. Simply answer surveys and refer friends to increase your earnings.

Instant cash payments via PayPalEarn up to $0.25 per questionNo minimum cash-out amount
🌟 Lifestyle
(25K)
free
5
Money App – Cash & Rewards App
Money App – Cash & Rewards App
Money App – Cash & Rewards App
Earn money with small tasks
Free

Earn cash by completing various small tasks like giving opinions, testing services, or mystery shopping. New opportunities are frequently added, offering a fun and quick way to make extra money. Get paid directly in hard cash within a few business days.

Complete small tasksGive opinionsMystery shopping
🌟 Lifestyle
(158K)
ad-supported
6
AttaPoll Surveys - Make Money
AttaPoll Surveys - Make Money
AttaPoll Surveys - Make Money
Earn money on surveys & games
Free

Earn real money by completing paid surveys and playing mobile games. Get instant payouts to PayPal, Revolut, or gift cards, or donate to charity. The app matches you to relevant surveys and offers high earnings per survey.

Complete paid surveysEarn money playing gamesInstant cash out
🌟 Lifestyle
(51K)
free with in-app purchases
7
Google Opinion Rewards
Google Opinion Rewards
Google Opinion Rewards
Answer Surveys & Earn Money
Free

Share your opinions and earn money by completing quick surveys. Get paid up to $1 per survey via PayPal. Surveys are short, often under 20 seconds, and cover various topics like product reviews and location-based satisfaction.

Answer quick surveysEarn up to $1 per surveyReceive payment via PayPal
🌟 Lifestyle
(210K)
ad-supported
8
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
9
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Answer questions and get paid
Free

Earn money by sharing your opinions through paid surveys and quizzes. Choose surveys based on length, topic, and reward, then cash out via PayPal or gift cards. Your feedback helps shape products and services.

Take paid surveysEarn cash or gift cardsChoose survey length and topic
🌟 Lifestyle
(87K)
free with in-app purchases
10
Earn real money cash - Surveys
Earn real money cash - Surveys
Earn real money cash - Surveys
Get rich easy rewards paid
Free

Share your opinions on various topics and earn real rewards like cash, PayPal, or gift cards. Participate in personalized surveys tailored to your interests and make an impact on product development. Get paid for your valuable input.

Personalized surveysEarn real rewards (cash, PayPal, gift cards)Simple and intuitive interface
🌟 Lifestyle
(22K)
free
11
Survey Spin: Get paid cash!
Survey Spin: Get paid cash!
Survey Spin: Get paid cash!
Win real money with every spin
Free

Earn real cash by sharing your opinions through surveys, daily check-ins, and polls. New members can earn $5 on their first day. Connect with popular brands for fair and high-paying opportunities.

Earn cash from surveysDaily brand check-insParticipate in daily polls
🌟 Lifestyle
(96K)
free
12
HeyCash: Umfragen für Geld
HeyCash: Umfragen für Geld
HeyCash: Umfragen für Geld
Bezahlte Umfrage
Free

Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.

Earn money by completing surveysReceive instant cash rewardsAccess a variety of tailored surveys
🌟 Lifestyle
(70K)
free
13
Up — Simplify Money
Up — Simplify Money
Up — Simplify Money
Upgrade your banking
Free

This app simplifies personal finance management, offering tools for budgeting, saving, and managing money with friends. It provides features for international travel and offers quick support from real people.

Budget controlSavings goalsBill splitting
💰 Finance
(182)
free with in-app purchases
14
MultiPolls: Earn Real Money
MultiPolls: Earn Real Money
MultiPolls: Earn Real Money
Get Paid & Rewards to Have Fun
Free

Earn money by completing relevant surveys. This app uses AI to match you with surveys based on your profile, reducing disqualifications. Cash out earnings via PayPal or gift cards.

Paid surveysAI-powered survey matchingPayPal cash-outs
🌟 Lifestyle
(17K)
free with in-app purchases
15
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
16
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(70K)
free with in-app purchases
17
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Receipts, Games & Surveys
Free

Earn rewards on every purchase and discover automatic savings on everyday expenses like groceries, bills, and insurance. Play games, take surveys, or scan receipts for extra rewards. Cash out your earnings easily via Venmo or PayPal.

Rewards on every purchaseAutomatic savingsEarn from games and surveys
🛍️ Shopping
(138K)
ad-supported
18
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
19
Expense Tracker - Money Note
Expense Tracker - Money Note
Expense Tracker - Money Note
Budget Planner & Bills Tracker
Free

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Simple and easy to useNo account registrationLocal data storage
💰 Finance
(3K)
free with in-app purchases
20
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium

FAQ about Money SMS

What are the best money sms apps for iPhone?
Make Money - Earn Easy Cash tops our money sms apps ranking as of July 2026, with a 4.9-star average from 566K App Store ratings, and it's free to download.
Yes — 20 of the top money sms apps we rank are free to download, including Make Money - Earn Easy Cash and Make Money - Earn Money App.
Make Money - Earn Easy Cash shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 230+ money sms apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows users to earn real cash by completing various simple tasks. These tasks include taking surveys, giving opinions, and testing services. The goal is to provide an easy and fun way for users to make money.
You earn money by completing the tasks available within the app. Each task offers credit rewards upon completion. Once you accumulate enough credit rewards, you can redeem them for actual cash.