Best Monthly Budget Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Whether you're new to monthly budget tracker or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Monthly Budget Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monthly: Budget PlannerMonthly: Budget PlannerFree4.6★ (44)NoNoOct 2026
2Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (117K)NoYesNov 2026
3Spending TrackerSpending TrackerFree4.8★ (20K)YesYesNov 2026
4Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesNov 2026
5Bdgt - Monthly Budget TrackerBdgt - Monthly Budget TrackerFree—NoYesAug 2026
6EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesNov 2026
7Budget BestieBudget BestieFree4.7★ (3.2K)YesYesNov 2026
8Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesNov 2026

Top Picks for Monthly Budget Tracker

Monthly: Budget Planner#1

Monthly: Budget Planner by Arno Richter

Recurring Bills & Fixed Costs
Editor's Choice
💰 Finance
4.6(44 ratings)
Free
Monthly: Budget Planner screenshot 1
Monthly: Budget Planner screenshot 2
Monthly: Budget Planner screenshot 3
Monthly: Budget Planner screenshot 4
Monthly: Budget Planner screenshot 5
Monthly: Budget Planner screenshot 6

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Monarch: Budget & Track Money#2

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Strong Contender
💰 Finance
4.9😊(117K ratings)
FreeIn-App Purchases
#7in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization
  • 🚀 Intuitive and user-friendly interface
  • 🆕 Frequent updates and new features
  • 🔒 Secure and ad-free experience
  • 🎨 Clean and modern design

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
  • 🕰️ Slow transaction updates
  • 🐛 Bugs and data inconsistencies
  • 🚫 Lack of live support and slow response times
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
💰 Finance
4.8😊(20K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

More Monthly Budget Tracker apps to explore

FAQ about Monthly Budget Tracker

What are the best monthly budget tracker apps for iPhone?
Monthly: Budget Planner tops our monthly budget tracker apps ranking as of October 2026, with a 4.6-star average from 44 App Store ratings, and it's free to download.
Yes — 20 of the top monthly budget tracker apps we rank are free to download, including Monthly: Budget Planner and Monarch: Budget & Track Money.
Monthly: Budget Planner has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ monthly budget tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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