Best My Retirement Planner Apps

241+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

My Retirement Planner is the household name in my retirement planner, but it's far from the only option. We track 241+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top My Retirement Planner Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1My Retirement PlannerMy Retirement PlannerFreeNoYesJun 2026
2My RetirementMy RetirementFree4.8★ (23K)NoNoAug 2026
3Empower ®Empower ®Free4.8★ (404K)NoNoAug 2026
4John Hancock RetirementJohn Hancock RetirementFree4.7★ (36K)NoNoAug 2026
5Seraph: Retirement PlannerSeraph: Retirement PlannerFree5.0★ (6)NoNoAug 2026
6Work, Save, RetireWork, Save, RetireFree1.5★ (28)NoNoJul 2026
7Horizon Retirement CountdownHorizon Retirement CountdownFreeNoYesJul 2026
8Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesAug 2026

Top Picks for My Retirement Planner

My Retirement#2

My Retirement by Nationwide Mutual Insurance

Strong Contender
💰 Finance
4.8😞(23K ratings)
Free
My Retirement screenshot 1
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My Retirement screenshot 4

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

What We Love

  • 👍 Helpful and knowledgeable agents
  • 🚀 Quick and easy to use
  • 🔒 Secure and confident experience

Room to Improve

  • 🐛 Clunky and buggy app
  • 🔍 Limited functionality compared to website
  • ⚠️ Frequent update issues
Empower ®#3

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Worth Considering
💰 Finance
4.8😞(404K ratings)
Free
#60in Finance
Empower ® screenshot 1
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Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality

More My Retirement Planner apps to explore

4
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(36K)
free
5
Seraph: Retirement Planner
Seraph: Retirement Planner
Seraph: Retirement Planner
Monte Carlo Money Simulator
Free

This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

Monte Carlo retirement simulationsComprehensive financial modelingReal US tax engine
💰 Finance
(6)
free
6
Work, Save, Retire
Work, Save, Retire
Work, Save, Retire
Easily Access Retirement Plan
Free

This app serves as a retirement roadmap, guiding users from their current financial standing to their desired future. It allows for easy monitoring and management of retirement plan accounts.

Retirement roadmap guidanceMonitor retirement plan accountsManage retirement plan accounts
💰 Finance
(28)
free
7
Horizon Retirement Countdown
Horizon Retirement Countdown
Horizon Retirement Countdown
Track days until my retirement
Free
🌟 Lifestyle
(0)
8
Retirement Calculator, Planner
Retirement Calculator, Planner
Retirement Calculator, Planner
Preparing finances for old age
Free

This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

Accurate retirement savings calculationsPersonalized saving strategy adviceDetailed annual contribution and distribution schedule
🔧 Utilities
(307)
subscription
9
Projections:Retirement Planner
Projections:Retirement Planner
Projections:Retirement Planner
Retirement Planning Made Easy
Free

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

Create retirement projectionsManual or guided setupReal-time impact analysis
💰 Finance
(1)
ad-supported
10
The Retirement Planner
The Retirement Planner
The Retirement Planner
Financial calculator
Free

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

Retirement financial forecastingAnnual post-tax income estimationCustomizable retirement phases
💰 Finance
(4)
free
11
PlanMode: Retirement Planner
PlanMode: Retirement Planner
PlanMode: Retirement Planner
Long-term Financial Planning
Free

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

Lifetime wealth projectionsRetirement savings gap analysisScenario testing for financial decisions
💰 Finance
(105)
free with in-app purchases
12
Rock Retirement Club
Rock Retirement Club
Rock Retirement Club
Your Retirement Toolbox
Free

This app offers a comprehensive guide to retirement planning, featuring a step-by-step process, practical tools, expert coaching, and a supportive community. It helps users navigate financial and non-financial aspects of retirement with expert guidance and engaging discussions.

Step-by-step retirement planning processPractical planning tools and resourcesExpert coaching from retirement specialists
📚 Education
(94)
ad-supported
13
Retirement Countdown: WorkEnd
Retirement Countdown: WorkEnd
Retirement Countdown: WorkEnd
Retirement Calculator & Clock
Free

Plan your retirement with this app that calculates your financial readiness and identifies potential shortfalls. It helps you visualize your progress and explore options for early retirement, offering insights into your assets and risk.

Financial retirement preparedness calculationRetirement shortfall analysisEarly retirement affordability assessment
🔧 Utilities
(153)
freemium
14
Retirement Advisor
Retirement Advisor
Retirement Advisor
Retirement calculator
Free

Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.

Retirement savings projectionsEarly retirement scenario testingSocial Security optimization
💰 Finance
(5)
ad-supported
15
RetireSpan: Retirement Planner
RetireSpan: Retirement Planner
RetireSpan: Retirement Planner
Drawdown & Withdrawal Planner
Free
💰 Finance
(0)
16
Retiro - Retirement Countdown
Retiro - Retirement Countdown
Retiro - Retirement Countdown
Retirement Calculator
Free
🔧 Utilities
(0)
17
FIncoming: Retirement Planner
FIncoming: Retirement Planner
FIncoming: Retirement Planner
Roth, RMD & what-if calculator
Free

Explore retirement scenarios with a powerful calculator. Adjust variables like retirement age, savings, and spending to see instant projections. Handles complex tax details, including RMDs and Roth conversions, with advanced probability analysis.

Retirement scenario explorationTax-aware projections (federal, state, IRMAA, Medicare)Required Minimum Distribution (RMD) calculations
💰 Finance
(2)
free with in-app purchases
18
Everdays: Retirement Planning
Everdays: Retirement Planning
Everdays: Retirement Planning
Senior planning & insurance
Free

This app helps seniors plan for their future by guiding them through saving, healthcare, and legacy planning. It offers personalized plans and connects users with insurance options to ensure their wishes are met and their loved ones are cared for.

Retirement saving guidanceFuture healthcare planningLegacy and final wishes planning
💰 Finance
(994)
free
19
The Standard – My Retirement
The Standard – My Retirement
The Standard – My Retirement
by StanCorp Financial Group, Inc.
Free

Manage your retirement savings with this app. Track your balance, monitor progress toward goals, and adjust contributions. Review investment performance and access planning tools.

Check account balanceMonitor retirement goal progressChange contribution amounts
💰 Finance
(60)
free
20
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections
💰 Finance
(16)
free

FAQ about My Retirement Planner

Are there free my retirement planner apps for iPhone?
Yes — 20 of the top my retirement planner apps we rank are free to download, including My Retirement Planner and My Retirement.
My Retirement Planner has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 241+ my retirement planner apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.