187+ iOS apps curated and reviewed
Out of 187+ nine credit apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.1★ (19) | No | No | Aug 2026 |
| 2 |  | Free | 2.2★ (49) | No | No | Aug 2026 |
| 3 |  | Free | 4.5★ (10K) | No | No | Aug 2026 |
| 4 |  | Free | 4.8★ (436K) | No | Yes | Aug 2026 |
| 5 |  | Free | 2.4★ (34) | No | No | Aug 2026 |
| 6 |  | Free | 4.9★ (234K) | No | No | Aug 2026 |
| 7 |  | Free | 2.7★ (61) | No | No | Aug 2026 |
| 8 |  | Free | 4.8★ (109K) | Yes | No | Aug 2026 |
Manage your debt resolution loans with ease. This app provides access to your client portal, allowing you to schedule payments, view transactions, and update your information securely. It offers the same functionality as the desktop portal for convenient on-the-go financial management.
Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.
This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.
Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.
This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.
Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.
This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.
Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.
Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.
Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.
Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.
Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.
Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.
Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.
Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.
Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.
Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.
Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.
This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.