Best Oiko Finance Apps

250+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated August 2026

Whether you're new to oiko finance or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Oiko Finance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Oiko FinanceOiko FinanceFreeโ€”NoNoMay 2026
2Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7โ˜… (132K)NoNoAug 2026
3FTL FinanceFTL FinanceFree4.3โ˜… (11)NoNoJul 2026
4Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9โ˜… (83K)NoNoAug 2026
5United FinanceUnited FinanceFree5.0โ˜… (3)NoNoJun 2026
6Service Finance Dealer AppService Finance Dealer AppFree2.1โ˜… (130)NoNoJul 2026
7American First FinanceAmerican First FinanceFree3.2โ˜… (34)NoNoAug 2026
8VIVA FinanceVIVA FinanceFree4.6โ˜… (10)YesNoJul 2026

Top Picks for Oiko Finance

Kuda - Free transfer & payment#2

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(132K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • ๐Ÿš€ Easy to Use
  • ๐Ÿ‘ Ease of use
  • ๐Ÿš€ Exceptional Service
  • ๐Ÿš€ Smooth Banking

Room to Improve

  • ๐Ÿ› Locking Users Out Through Forced Updates
  • ๐Ÿ› Face ID Not Working
  • ๐Ÿ› Debit But Not Credited

More Oiko Finance apps to explore

4
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
๐Ÿ’ฐ Finance
(83K)
free with in-app purchases
5
United Finance
United Finance
United Finance
by United Finance Co.
Free

Manage your United Finance account on the go. Access account details, make payments, and find a link to apply for loans online. The app supports various loan types for debt consolidation, vacations, home improvements, and more.

Account accessPayment processingLoan application link
๐Ÿ’ฐ Finance
(3)
free
6
Service Finance Dealer App
Service Finance Dealer App
Service Finance Dealer App
by SERVICE FINANCE COMPANY, LLC
Free

This app enables registered dealers and agents to securely apply for customer financing on-site. It streamlines the process with features like driver's license scanning for quick data entry, real-time underwriting decisions, and electronic document signing. Agents can manage their pipeline and track request progress efficiently.

Driver's license scanning for data entryReal-time underwriting decisionsDocument and work order uploads
๐Ÿ’ฐ Finance
(130)
free
7
American First Finance
American First Finance
American First Finance
YES to easy account management
Free

Manage your accounts and apply for financing or leases for various purchases from $300 to $5,000. Track payments, view due dates, and explore early payment savings. Access FAQs and contact tools easily.

Apply for financing/leasesManage account detailsMake and schedule payments
๐Ÿ’ฐ Finance
(34)
ad-supported
8
VIVA Finance
VIVA Finance
VIVA Finance
Build & Access Better Credit
Free

This app helps employees build and access better credit. Track your credit score, monitor loan information, and receive personalized recommendations to unlock savings and improve your financial future.

Credit score trackingLoan information monitoringSavings recommendations
๐Ÿ’ฐ Finance
(10)
ad-supported
9
American Finance
American Finance
American Finance
by American Finance
Free
๐Ÿ’ฐ Finance
(0)
10
Alj Finance
Alj Finance
Alj Finance
Abdul Latif Jameel Finance
Free

Manage your financing and after-sales services with this app. It offers a streamlined experience for current clients and prospective customers seeking financial solutions. Explore available products, manage your account, and access post-sale services.

Apply for financingView available products and detailsAccess your personal account
๐Ÿ’ฐ Finance
(30)
free
11
Finance Learn-Train
Finance Learn-Train
Finance Learn-Train
Pass any of your finance exams
Free

Prepare for finance certifications with a comprehensive study tool. It offers various learning modes, up-to-date content, and strategic exam tips to build a strong foundation in finance principles and practices.

Access in-demand finance certificationsUp-to-date contentVariety of learning modes
๐Ÿ“š Education
(1)
free with in-app purchases
12
Cash Copilot: Smart Finance
Cash Copilot: Smart Finance
Cash Copilot: Smart Finance
AI ChatBot for Loan Success
Free

Get personalized financial advice and AI-powered budgeting tools to improve your financial literacy. Understand loans, manage debt, and make smarter money decisions with intuitive, jargon-free guidance.

Personalized loan adviceAI-powered budgetingDebt management strategies
๐Ÿ“Š Productivity
(17)
free
13
OE Federal Mobile
OE Federal Mobile
OE Federal Mobile
Bank YOUnion anytime, anywhere
Free

Manage your finances conveniently from your smartphone or tablet. Perform transactions, pay bills, deposit checks, and apply for loans on the go. Stay informed with alerts and access statements securely.

Thumb bar navigationSend/receive money with ZelleยฎCheck balances
๐Ÿ’ฐ Finance
(2.7K)
free
14
Mulligan Finance
Mulligan Finance
Mulligan Finance
by Mulligan Finance Limited
Free

Access fast, easy, and secure credit for emergency needs, salary advances, or business growth. Streamlined application, KYC, and repayment processes are available directly from your mobile device.

Quick emergency loansSalary advance loansBusiness loans for SMEs
๐Ÿ’ฐ Finance
(2)
ad-supported
15
Aella MFB
Aella MFB
Aella MFB
Seamless Digital Banking
Free

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

LoansInvestmentsBill payments
๐Ÿ’ฐ Finance
(23)
free
16
Kiakia P2P
Kiakia P2P
Kiakia P2P
You fund. We invest. You earn.
Free

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

Invest in loans and businessesEarn 12%-40% returnsAccess personal and business loans
๐Ÿ’ฐ Finance
(18)
free
17
Security Financeโ„ 
Security Financeโ„ 
Security Financeโ„ 
Secure & Easy Loan Management
Free

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

Secure paymentsPayment remindersCheck due dates
๐Ÿ’ฐ Finance
(209)
free
18
Zindigi - All in One Finance
Zindigi - All in One Finance
Zindigi - All in One Finance
Simple Karo!
Free

Manage all your finances in one place. Make payments, save, invest, borrow, and even trade stocks. Enjoy a customizable home screen, a unique translucent debit card, and a rewarding loyalty program.

All-in-one financial managementCustomizable home screen shortcutsTranslucent Mastercard/PayPak Debit Card
๐Ÿ’ฐ Finance
(100)
free
19
Opticom Finance
Opticom Finance
Opticom Finance
Make your dream come true!
Free

Manage your finances, save, and grow your money. Securely pay bills, purchase airtime, and apply for loans with flexible repayment terms. Get quick access to funds without lengthy processes.

Save and grow financesPurchase airtimePay provider bills
๐Ÿ’ฐ Finance
(0)
free
20
Finity Network
Finity Network
Finity Network
by Workweek Media Inc.
Free
๐ŸŒ Social Networking
(0)

FAQ about Oiko Finance

Are there free oiko finance apps for iPhone?
Yes โ€” 20 of the top oiko finance apps we rank are free to download, including Oiko Finance and Kuda - Free transfer & payment.
Oiko Finance has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ oiko finance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.