Best Payment Tracking Apps

234+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good payment tracking apps. We benchmark 234+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Payment Tracking Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bills Organizer & ReminderBills Organizer & ReminderFree4.7★ (22K)NoYesJul 2026
2Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesJul 2026
3Bill Tracker ProBill Tracker ProFree4.6★ (4.8K)NoYesJul 2026
4Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026
5Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoJul 2026
6Emma - Budget Planner TrackerEmma - Budget Planner TrackerFree4.7★ (1.4K)YesYesJul 2026
7Receipt Scanner・Track ExpensesReceipt Scanner・Track ExpensesFree4.6★ (3.8K)YesYesJul 2026
8Child Support Payment TrackerChild Support Payment TrackerFree4.7★ (1.2K)NoNoJul 2026

Top Picks for Payment Tracking

Bills Organizer & Reminder#1

Bills Organizer & Reminder by Dennis Kruta

Bill Manager and Bill Monitor
Editor's Choice
💰 Finance
4.7😊(22K ratings)
FreeIn-App Purchases
Bills Organizer & Reminder screenshot 1
Bills Organizer & Reminder screenshot 2
Bills Organizer & Reminder screenshot 3
Bills Organizer & Reminder screenshot 4
Bills Organizer & Reminder screenshot 5

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

What We Love

  • 👍 Simple and easy to use
  • 💡 Helpful for staying on top of bills
  • 🚀 Efficient bill tracking and reminders
  • 🔒 No need to link bank accounts

Room to Improve

  • 🔒 Limited to 5 bills in free version
  • 🐛 Crashes and glitches for some users
  • 🔒 Ads in paid version
Monefy: Money Tracker#2

Monefy: Money Tracker by Reflective Technologies ApS

Track Income & Expenses
Strong Contender
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Money Tracker screenshot 1
Monefy: Money Tracker screenshot 2
Monefy: Money Tracker screenshot 3
Monefy: Money Tracker screenshot 4
Monefy: Money Tracker screenshot 5
Monefy: Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
Bill Tracker Pro#3

Bill Tracker Pro by Bill Tracker Pro, Inc.

Bill Reminder, Expense Tracker
Worth Considering
💰 Finance
4.6😐(4.8K ratings)
FreeIn-App Purchases
#94in Finance
Bill Tracker Pro screenshot 1
Bill Tracker Pro screenshot 2
Bill Tracker Pro screenshot 3
Bill Tracker Pro screenshot 4
Bill Tracker Pro screenshot 5
Bill Tracker Pro screenshot 6

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

What We Love

  • ⭐ Amazing app
  • 🚀 Helpful and easy to use
  • 👍 Great budgeting and tracking features
  • 🔒 Secure and private

Room to Improve

  • 🐛 Bugs and glitches
  • ⚠️ Unreliable notifications
  • 💰 Subscription-based model

More Payment Tracking apps to explore

4
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases
5
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
6
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Spending, Bills, Money Saving
Free

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

Consolidate all accountsTrack subscriptionsSet budgets
💰 Finance
(1.4K)
free with in-app purchases
7
Receipt Scanner・Track Expenses
Receipt Scanner・Track Expenses
Receipt Scanner・Track Expenses
OCR Scanning・PDF Reports
Free

Effortlessly track business and personal finances by scanning receipts with OCR technology. Automatically capture details like merchant, date, and total amount. Generate customizable PDF reports for budgeting and accounting.

Automatic receipt scanningOCR technology for smart scanningManual detail adding and categorization
💰 Finance
(3.8K)
free with in-app purchases
8
Child Support Payment Tracker
Child Support Payment Tracker
Child Support Payment Tracker
Case Payments & Card Info
Free

Easily track child support payments and card information for Way2Go and smiONE. Get instant updates on recent case payments, simplifying the process of managing your finances. Supports multiple states for case payments and all states for card features.

Check Way2Go paymentsCheck smiONE paymentsView card information
💰 Finance
(1.2K)
free
9
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
10
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Remember debts, split expenses
Free

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Track debts and IOUsSplit expensesCloud sync across devices
💰 Finance
(783)
free with in-app purchases
11
Square Invoices: Invoice Maker
Square Invoices: Invoice Maker
Square Invoices: Invoice Maker
Invoicing, Estimates, Bills
Free

Create and send professional invoices and estimates quickly. Accept various payment methods, send automatic reminders, and track payments in real-time. Manage your business finances efficiently on the go.

Invoice and estimate makerAccept various payment methodsAutomatic payment reminders
💼 Business
(92K)
free with in-app purchases
12
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
13
MonoBoost Cancel Subscriptions
MonoBoost Cancel Subscriptions
MonoBoost Cancel Subscriptions
Subscription Manager & Stopper
Free

This app helps you manage and cancel your recurring subscriptions. It provides a clear overview of all your active subscriptions, their costs, and renewal dates, empowering you to cut unnecessary expenses and make smarter financial choices.

Subscription managementCancel subscriptionsReminder notifications
🔧 Utilities
(5K)
free with in-app purchases
14
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(3.4K)
free
15
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(318K)
free with in-app purchases
16
Checkbook - Account Tracker
Checkbook - Account Tracker
Checkbook - Account Tracker
Spending, Income and Cashflow
Free

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Multiple account trackingRecurring transaction savingFund transfers between accounts
💰 Finance
(14K)
subscription
17
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
18
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.9K)
free with in-app purchases
19
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(583)
free with in-app purchases
20
Saldo – 债务管理助手: 贷款利息计算器、债务记账
Saldo – 债务管理助手: 贷款利息计算器、债务记账
Saldo – 债务管理助手: 贷款利息计算器、债务记账
还款记账软件 & 还贷提醒
Free

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

Joint debt trackingDebt and loan groupingStatistics and analytics
💼 Business
(291)
free with in-app purchases

FAQ about Payment Tracking

What are the best payment tracking apps for iPhone?
Bills Organizer & Reminder tops our payment tracking apps ranking as of June 2026, with a 4.7-star average from 22K App Store ratings, and it's free to download.
Yes — 20 of the top payment tracking apps we rank are free to download, including Bills Organizer & Reminder and Monefy: Money Tracker.
Bills Organizer & Reminder has no ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 234+ payment tracking apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you track and manage all your bills in one central location. It provides dashboard views of approaching bills, sends timely payment reminders before due dates, and allows you to mark bills as paid directly from notifications, preventing late fees and penalties.
Key features include various views like Upcoming Bills, Paid Bills, Accounts, and Calendar View. You can set up recurring and one-time bills, receive reminders even when the app is closed, analyze spending with charts, and secure your data with passcode or biometric authentication.

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