Best Rakuten Pay Apps

220+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Whether you're new to rakuten pay or looking for an upgrade, our curated collection of 220+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Rakuten Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1au PAY チャージや残高確認できるauのスマホ決済アプリau PAY チャージや残高確認できるauのスマホ決済アプリFree4.5★ (187)YesNoAug 2026
2Rakuten: Cash Back & DealsRakuten: Cash Back & DealsFree4.8★ (362K)NoNoAug 2026
3Rakuten LinkRakuten LinkFree4.4★ (270)YesNoAug 2026
4McDonald's JapanMcDonald's JapanFree4.6★ (162)NoNoAug 2026
5Fetch Pet InsuranceFetch Pet InsuranceFree4.8★ (27K)NoNoAug 2026
6LINELINEFree3.2★ (18K)YesYesAug 2026
7ReceiptJarReceiptJarFree4.7★ (63K)NoNoAug 2026
8rapid! Payrapid! PayFree4.5★ (188K)NoNoAug 2026

Top Picks for Rakuten Pay

Rakuten: Cash Back & Deals#2

Rakuten: Cash Back & Deals by Rakuten Ebates

Earn rewards & find coupons
Strong Contender
🛍️ Shopping
4.8😐(362K ratings)
Free
Rakuten: Cash Back & Deals screenshot 1
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Rakuten: Cash Back & Deals screenshot 6

Earn cash back and discover deals from thousands of stores. Automatically apply coupons at checkout and get paid via PayPal or check. Refer friends to earn more rewards.

What We Love

  • 🚀 Great user experience
  • 💰 Saves money with cash back
  • 👍 Convenient to use
  • 🤑 Excellent deals and cash back offers

Room to Improve

  • 🐛 App crashes and freezes
  • 🤔 Inconsistent cash back payouts
  • 🤨 Poor customer service
Rakuten Link#3

Rakuten Link by Rakuten Group, Inc.

Worth Considering
🌐 Social Networking
4.4(270 ratings)
FreeAds
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This app offers unlimited domestic calling and messaging for subscribers. It also provides access to Rakuten Group services, point rewards, news, and weather updates. Manage your Rakuten points and payments easily within the app.

More Rakuten Pay apps to explore

4
McDonald's Japan
McDonald's Japan
McDonald's Japan
by 日本マクドナルド株式会社
Free

Access daily coupons, view menu details including ingredients and nutrition, and discover personalized recommendations. Order and pay directly through the app for pickup or delivery.

Daily coupons and exclusive offersDetailed menu information (ingredients, nutrition)Personalized news and product recommendations
🍔 Food & Drink
(162)
free with in-app purchases
5
Fetch Pet Insurance
Fetch Pet Insurance
Fetch Pet Insurance
Help pets live long & healthy
Free

This app provides comprehensive pet insurance for cats and dogs, allowing users to file claims quickly by scanning and uploading documents. It offers virtual support, transparent payout details, and access to exclusive pet wellness savings.

Scan and upload documents for claimsView claims overviewTransparent payout details
💰 Finance
(27K)
free
6
LINE
LINE
LINE
by LINE Corporation
Free

Connect with friends and family through free voice and video calls, messages, and a wide array of stickers and themes. This communication platform offers a seamless experience across mobile, desktop, and smartwatches, with enhanced privacy features and content discovery options.

Free voice and video callsMessagingStickers and emojis
🌐 Social Networking
(18K)
free with in-app purchases
7
ReceiptJar
ReceiptJar
ReceiptJar
Make Cash From Receipts
Free

Turn your shopping receipts into rewards. Simply snap photos of your receipts and upload them to earn points, enter draws, and redeem your earnings for gift cards. It's a fun and easy way to get rewarded for your everyday purchases.

Photograph receiptsUpload receiptsEarn points
🛍️ Shopping
(63K)
free
8
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(188K)
free
9
Messenger
Messenger
Messenger
Text, audio and video calls
Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums
🌐 Social Networking
(13M)
free with in-app purchases
10
Flipp: Shop Grocery Deals
Flipp: Shop Grocery Deals
Flipp: Shop Grocery Deals
Ads, Savings & Shopping List
Free

Browse thousands of weekly ads and circulars digitally from over 2000 stores. Easily find deals on groceries, pharmacy items, and household essentials. Organize your shopping with a digital list and loyalty cards.

Browse weekly ads from 2000+ storesFind local deals and salesSearch for specific items and stores
🛍️ Shopping
(524K)
free with in-app purchases
11
Rakuten Viber Messenger
Rakuten Viber Messenger
Rakuten Viber Messenger
Message with Confidence
Free

Connect with people worldwide through secure messaging and free audio/video calls. Enjoy group chats, disappearing messages, and low-cost international calls. Express yourself with stickers, GIFs, and AI bots.

Free text, photo, sticker, GIF, and file messagingUnlimited free Viber-to-Viber audio and video callsEnd-to-end encryption for all communications
🌐 Social Networking
(831K)
free with in-app purchases
12
Doorzo – Buy & Bid from Japan
Doorzo – Buy & Bid from Japan
Doorzo – Buy & Bid from Japan
Japan Proxy for New/Used Items
Free

This app acts as a proxy for Japanese shopping platforms like Mercari and Rakuten, enabling global users to purchase new and used items. It offers consolidated shipping, instant translation, and 24-hour automated bidding to facilitate international shopping from Japan.

Proxy purchasing from Japanese platformsGlobal shipping and consolidationReal-time product data sync
🛍️ Shopping
(859)
free with in-app purchases
13
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
14
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
15
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
💰 Finance
(26K)
free
16
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Shop & save on grocery & fuel
Free

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

Earn cash back on gas, groceries, and diningOver 100,000 participating locationsAverage 8% cash back on groceries and dining
✈️ Travel
(675K)
free with in-app purchases
17
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
18
Rakuten Link Office
Rakuten Link Office
Rakuten Link Office
by Rakuten Group, Inc.
Free

This app provides unlimited free calls and messages for Rakuten Mobile corporate plan subscribers. It allows group chats, file sharing, and contact synchronization. International communication is available with pay-as-you-go billing.

Unlimited free calls and messagesGroup chats up to 100 peoplePhoto, video, and document sharing
🔧 Utilities
(3)
free
19
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
20
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(56K)
free

FAQ about Rakuten Pay

What are the best rakuten pay apps for iPhone?
au PAY チャージや残高確認できるauのスマホ決済アプリ tops our rakuten pay apps ranking as of July 2026, with a 4.5-star average from 187 App Store ratings, and it's free to download.
Yes — 20 of the top rakuten pay apps we rank are free to download, including au PAY チャージや残高確認できるauのスマホ決済アプリ and Rakuten: Cash Back & Deals.
au PAY チャージや残高確認できるauのスマホ決済アプリ shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 220+ rakuten pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides secure management of your au PAY services, including payment and balance information. Specific security measures like encryption and authentication protocols are standard for financial apps of this nature, ensuring user data protection.
Yes, you can register information from financial institutions other than au to view your financial information at a glance within the app. This allows for consolidated financial management.