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Best Rukipay Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Out of 250+ rukipay apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Rukipay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1RukiPayRukiPayFree—NoNoMay 2026
2Remitly: Send Money & TransferRemitly: Send Money & TransferFree4.9★ (2.7M)NoNoAug 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
4Taptap Send: Money TransferTaptap Send: Money TransferFree4.7★ (88K)NoNoAug 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
6WanderWallet: Pay Like a LocalWanderWallet: Pay Like a LocalFree4.5★ (69)NoNoAug 2026
7Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (602K)NoNoAug 2026
8Western Union: Send MoneyWestern Union: Send MoneyFree4.8★ (1.3M)NoNoAug 2026

Top Picks for Rukipay

Remitly: Send Money & Transfer#2

Remitly: Send Money & Transfer by Remitly Inc

Fast international payments
Strong Contender
💰 Finance
4.9😐(2.7M ratings)
Free
#31in Finance
Remitly: Send Money & Transfer screenshot 1
Remitly: Send Money & Transfer screenshot 2
Remitly: Send Money & Transfer screenshot 3
Remitly: Send Money & Transfer screenshot 4
Remitly: Send Money & Transfer screenshot 5
Remitly: Send Money & Transfer screenshot 6

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

What We Love

  • 🚀 Fast and instant money transfers
  • 🔒 Secure and reliable service
  • 👍 User-friendly app and interface
  • 💰 Competitive exchange rates and low fees

Room to Improve

  • 🐛 Delays and issues with transactions
  • 🤖 Poor customer service and lack of support
  • 🔒 Strict verification requirements
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, savings, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Rukipay apps to explore

4
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
💰 Finance
(88K)
free with in-app purchases
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
6
WanderWallet: Pay Like a Local
WanderWallet: Pay Like a Local
WanderWallet: Pay Like a Local
Spend Like a Local in LATAM
Free

This app enables travelers and expats in Latin America to make everyday purchases using local payment methods. It connects your balance to popular payment rails like Pix and Mercado Pago, offering transparent local currency transactions and often better exchange rates than traditional cards.

Pay with local QR codesSupports Pix, Mercado Pago, MODOTransparent local currency exchange
💰 Finance
(69)
free
7
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(602K)
free with in-app purchases
8
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
💰 Finance
(1.3M)
free with in-app purchases
9
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
10
Moreta Pay
Moreta Pay
Moreta Pay
Easy payments for travelers
Free

This app enables international travelers to make QR payments in Southeast Asia. Avoid cash and ATM fees by paying local merchants directly from your phone in your own currency. Enjoy fast, secure, and transparent transactions.

QR payments in Southeast AsiaPay in your own currencyNo cash exchanges or ATM runs
💰 Finance
(493)
free
11
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(281K)
free with in-app purchases
12
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Send money to 150+ countries
Free

Send money internationally quickly and securely. Track transfers in real-time, with transparent rates and no fees for recipients. Supports bank deposits, cash pickup, and mobile wallet transfers.

24/7 transaction protectionTransparent rates, no recipient feesPayPal wallet integration
💰 Finance
(1.2M)
free with in-app purchases
13
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
14
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(84K)
free with in-app purchases
15
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
16
MyBambu
MyBambu
MyBambu
Your account for everything
Free

This financial app simplifies life in the U.S. by offering a checking account with a digital and physical Visa debit card. It allows for international money transfers, phone reloads, rewards, and savings promotions. Open an account easily with your country's ID, with no minimum balance or hidden fees.

Checking account with Visa debit cardInternational money transfersMobile phone top-ups
💰 Finance
(31K)
free with in-app purchases
17
MAJORITY: Mobile banking
MAJORITY: Mobile banking
MAJORITY: Mobile banking
Get a debit card without SSN
Free

Manage your money with a mobile banking app designed for internationals. Open an FDIC-insured account and get a Visa debit card with just a passport. Send money abroad, top up phones, and make international calls at competitive rates.

FDIC-insured accountVisa debit card with cashbackInternational money transfers
💰 Finance
(81K)
freemium
18
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(188K)
free
19
Barri Send Money & Remittances
Barri Send Money & Remittances
Barri Send Money & Remittances
Send Money Whenever you Want
Free

Easily send money to family and friends abroad with a few clicks. Track your transactions in real-time and reload cellphones. Pay bills conveniently from your device.

Send money internationallyTrack transaction statusReload cellphones
💰 Finance
(16K)
free with in-app purchases
20
BOSS Revolution: Call & Top up
BOSS Revolution: Call & Top up
BOSS Revolution: Call & Top up
International Calls, Recharge
Free

Make crystal-clear international calls, send mobile top-ups to over 300 carriers in 100+ countries, and perform secure international money transfers. Enjoy various calling plans, automated refills, and special promotions for added value.

Crystal-clear international callsGlobal mobile top-upInternational money transfers
🌐 Social Networking
(276K)
free with in-app purchases

FAQ about Rukipay

Are there free rukipay apps for iPhone?
Yes — 20 of the top rukipay apps we rank are free to download, including RukiPay and Remitly: Send Money & Transfer.
RukiPay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ rukipay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.