Best Sampay Africa Apps

235+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Out of 235+ sampay africa apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Sampay Africa Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Sampay AfricaSampay AfricaFreeβ€”β€”NoJul 2026
2Chipper CashChipper CashFree4.4β˜… (15K)NoNoJul 2026
3Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7β˜… (83K)NoNoJul 2026
4WorldRemit: Money Transfer AppWorldRemit: Money Transfer AppFree4.8β˜… (216K)NoNoJul 2026
5Libon - Calls and RechargeLibon - Calls and RechargeFree4.6β˜… (5.6K)YesNoJul 2026
6Afriex - Money transferAfriex - Money transferFree4.7β˜… (8.7K)NoNoJul 2026
7NALA Send Money GloballyNALA Send Money GloballyFree4.8β˜… (5K)NoNoJul 2026
8Hizo: Spend Easy Across AfricaHizo: Spend Easy Across AfricaFree4.1β˜… (12)YesNoJul 2026

Top Picks for Sampay Africa

Chipper Cash#2

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Strong Contender
πŸ’° Finance
4.4😊(15K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
Chipper Cash screenshot 4
Chipper Cash screenshot 5
Chipper Cash screenshot 6

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • πŸ‘ User-friendly interface
  • πŸš€ Fast and reliable transactions
  • πŸ’° Cashback and bonuses
  • πŸ”’ Secure platform

Room to Improve

  • πŸ› Occasional app crashes
  • ⏰ Delayed transaction processing
  • πŸ”’ Verification issues
Sendwave Send & Transfer Money#3

Sendwave Send & Transfer Money by Chime Inc.

Remittance & digital wallet
Worth Considering
πŸ’° Finance
4.7😐(83K ratings)
Free
Sendwave Send & Transfer Money screenshot 1
Sendwave Send & Transfer Money screenshot 2
Sendwave Send & Transfer Money screenshot 3
Sendwave Send & Transfer Money screenshot 4
Sendwave Send & Transfer Money screenshot 5
Sendwave Send & Transfer Money screenshot 6

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

What We Love

  • πŸš€ Fast and efficient money transfers
  • πŸ’° No fees for transactions
  • πŸ’³ Accepts various payment methods
  • 🌍 Supports multiple countries

Room to Improve

  • πŸ•°οΈ Delayed or slow transactions
  • ❌ Account deactivation or restrictions
  • πŸ’¬ Poor customer service and communication

More Sampay Africa apps to explore

4
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send Transfers & Remittance
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
πŸ’° Finance
(216K)
free with in-app purchases
5
Libon - Calls and Recharge
Libon - Calls and Recharge
Libon - Calls and Recharge
International calls & Top up
Free

Make affordable international calls to landlines and mobiles worldwide. Send mobile credit, data, and even electricity top-ups to loved ones without hidden fees. Stay connected and support your family abroad with secure and easy transactions.

Affordable international callsMobile and data top-upsElectricity account top-ups
🌐 Social Networking
(5.6K)
free with in-app purchases
6
Afriex - Money transfer
Afriex - Money transfer
Afriex - Money transfer
Send money with low fees
Free

Send money internationally quickly, securely, and affordably. This app offers competitive exchange rates and low transfer fees, with a user-friendly interface for seamless global transactions. It also provides a Global USD Account for receiving international payments.

Fast international transfersSecure and reliable transactionsLow transfer fees
πŸ’° Finance
(8.7K)
free with in-app purchases
7
NALA Send Money Globally
NALA Send Money Globally
NALA Send Money Globally
Trusted by 500k+ users
Free

Send money internationally with competitive exchange rates and transparent fees. Enjoy fast, secure transfers to mobile money wallets and bank accounts in numerous countries. Get 24/7 support for peace of mind.

Send money globallyCompare exchange ratesFast transfers in minutes
πŸ’° Finance
(5K)
free
8
Hizo: Spend Easy Across Africa
Hizo: Spend Easy Across Africa
Hizo: Spend Easy Across Africa
Pay Like Local Across Africa
Free

Send money and pay globally in your local currency across Africa. Create a USD virtual card for international online payments and fund your wallet with flexible options. Ideal for travelers, students, entrepreneurs, and families.

Send money across African countriesSpend local currency in AfricaUSD virtual card for global payments
πŸ’° Finance
(12)
ad-supported
9
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
πŸ’° Finance
(12K)
free
10
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Global Employment Inc.
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
πŸ’° Finance
(3.4K)
free
11
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
πŸ’° Finance
(107K)
free with in-app purchases
12
LemFi
LemFi
LemFi
Global payment for everyone
Free

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

Send money overseasLow or zero transfer feesMulti-currency account
πŸ’° Finance
(70K)
free
13
Zobo – Money Transfer App
Zobo – Money Transfer App
Zobo – Money Transfer App
Send money to Africa fast
Free

Send money to Nigeria, Ghana, and other African countries from the US, UK, or Europe quickly and securely. Enjoy zero transaction fees and competitive exchange rates for supporting family or paying bills.

Zero transaction feesCompetitive exchange ratesFast transfers
πŸ’° Finance
(13)
ad-supported
14
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
πŸ”§ Utilities
(28K)
free with in-app purchases
15
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
πŸ’° Finance
(1.5K)
free with in-app purchases
16
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
πŸ’° Finance
(85K)
free with in-app purchases
17
DahabshiilApp
DahabshiilApp
DahabshiilApp
Send Money Fast To Africa
Free

Easily send money to Africa and other countries with competitive rates and low fees. Enjoy secure, fast transfers directly to bank accounts, for cash pickup, or mobile money. Save more on every transaction with a trusted provider.

Low fees and competitive ratesFast money transfersSecure transactions with encryption
πŸ’° Finance
(252)
free with in-app purchases
18
MAJORITY: Mobile banking
MAJORITY: Mobile banking
MAJORITY: Mobile banking
Get a debit card without SSN
Free

Manage your money with a mobile banking app designed for internationals. Open an FDIC-insured account and get a Visa debit card with just a passport. Send money abroad, top up phones, and make international calls at competitive rates.

FDIC-insured accountVisa debit card with cashbackInternational money transfers
πŸ’° Finance
(80K)
freemium
19
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
πŸ’° Finance
(133K)
freemium
20
MTN MoMo
MTN MoMo
MTN MoMo
MoMo
Free

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

Send money to friends and familyTop up airtimePurchase bundles
πŸ’° Finance
(554)
free

FAQ about Sampay Africa

Are there free sampay africa apps for iPhone?
Yes β€” 20 of the top sampay africa apps we rank are free to download, including Sampay Africa and Chipper Cash.
Sampay Africa has no in-app purchases, according to its App Store listing as of July 2026.
We track 235+ sampay africa apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.