Best Savings Plan Apps

249+ iOS apps curated and reviewed

4.7 avg rating
18 free apps
Updated November 2026

Whether you're new to savings plan or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Savings Plan Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Savings goal – Smart PlannerSavings goal – Smart PlannerFree3.9★ (7)YesYesOct 2026
2Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (9.1K)YesYesNov 2026
3Thrift Savings PlanThrift Savings PlanFree4.8★ (153K)NoNoNov 2026
4Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesNov 2026
5Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoNov 2026
6Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesNov 2026
7Savings GoalSavings GoalFree4.2★ (46)YesYesNov 2026
8Plan529: College Savings PlanPlan529: College Savings PlanFree—YesNoAug 2026

Top Picks for Savings Plan

Loot - Savings Goal & Tracker#2

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Strong Contender
💰 Finance
4.8😊(9.1K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars
4.8😞(153K ratings)
Free
Thrift Savings Plan screenshot 1
Thrift Savings Plan screenshot 2
Thrift Savings Plan screenshot 3
Thrift Savings Plan screenshot 4
Thrift Savings Plan screenshot 5
Thrift Savings Plan screenshot 6

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

What We Love

  • 👍 Works for users
  • 🚀 Quick to navigate
  • 💡 Convenient mobile access

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable check scanning
  • 🐛 Slow and unresponsive
  • 🔒 Problematic security features
  • 👎 Limited functionality

More Savings Plan apps to explore

FAQ about Savings Plan

What are the best savings plan apps for iPhone?
Savings goal – Smart Planner tops our savings plan apps ranking as of November 2026, with a 3.9-star average from 7 App Store ratings, and it's free to download.
Yes — 18 of the top savings plan apps we rank are free to download, including Savings goal – Smart Planner and Loot - Savings Goal & Tracker.
Savings goal – Smart Planner shows ads and offers in-app purchases, according to its App Store listing as of November 2026.
We track 249+ savings plan apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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