Best Savings Plan Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Whether you're new to savings plan or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Savings Plan Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesAug 2026
2Savings goal – Smart PlannerSavings goal – Smart PlannerFreeYesYesJul 2026
3Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
4Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
5Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
6Savings GoalSavings GoalFree3.9★ (29)YesYesAug 2026
752 Week Challenge - Mobills52 Week Challenge - MobillsFree4.7★ (2.7K)YesNoAug 2026
8Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoAug 2026

Top Picks for Savings Plan

Loot - Savings Goal & Tracker#1

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Editor's Choice
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
Fleur - Budget Planner App#3

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Worth Considering
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#53in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods

More Savings Plan apps to explore

4
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
5
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
6
Savings Goal
Savings Goal
Savings Goal
Keep track of your goals!
Free

This finance app helps you create and track savings goals with customizable icons and effortless transaction management. View your progress at a glance and stay motivated on your financial journey.

Create and customize savings goalsVariety of icons for goalsSimple transaction adding/withdrawing
💰 Finance
(29)
free with in-app purchases
7
52 Week Challenge - Mobills
52 Week Challenge - Mobills
52 Week Challenge - Mobills
Save Money - Personal Finance
Free

This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.

Create custom savings challengesTrack weekly depositsReceive deposit reminders
💰 Finance
(2.7K)
free with in-app purchases
8
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
9
Deposit Calculator - plan and calc your savings
Deposit Calculator - plan and calc your savings
Deposit Calculator - plan and calc your savings
by Vlad Polyanskiy
Free

This app helps you plan and calculate savings goals with flexible deposit options. Set your target amount, interest rates, and deposit period to see monthly contribution requirements. Create multiple goals and receive reminders to stay on track with your savings plan.

Savings goal creationMonthly contribution calculationInterest rate adjustments
💰 Finance
(0)
free
10
Origin: AI Budget and Track
Origin: AI Budget and Track
Origin: AI Budget and Track
Spending, Saving, & Net Worth
Free

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

Securely connect financial accountsTrack spending, cash flow, subscriptions, and billsBuild AI-powered budgets
💰 Finance
(3.8K)
free with in-app purchases
11
Thrift Savings Plan
Thrift Savings Plan
Thrift Savings Plan
Official app of the TSP
Free

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

Access TSP account summaryCheck investment performanceChange investment mix
💼 Business
(123K)
free
12
PennyFern: Debt & Savings Plan
PennyFern: Debt & Savings Plan
PennyFern: Debt & Savings Plan
Debt payoff & savings planner
Free
💰 Finance
(0)
13
52 Week Money Saving Challenge
52 Week Money Saving Challenge
52 Week Money Saving Challenge
A Fun Way to Save Money
Free

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

Multiple saving challenge modesCustomizable savings goalsProgress visualization with graphs
💰 Finance
(2.3K)
free with in-app purchases
14
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.7K)
free with in-app purchases
15
SaveTogether: Savings Tracker
SaveTogether: Savings Tracker
SaveTogether: Savings Tracker
Track Goals & Save Together
Free

Build a savings habit with this tracker that lets you set goals and monitor progress without connecting to your bank. Save for anything, track your streak, and even invite a partner to save with you.

Goal setting for any itemProgress and streak trackingPartner savings
💰 Finance
(2)
freemium
16
Work, Save, Retire
Work, Save, Retire
Work, Save, Retire
Easily Access Retirement Plan
Free

This app serves as a retirement roadmap, guiding users from their current financial standing to their desired future. It allows for easy monitoring and management of retirement plan accounts.

Retirement roadmap guidanceMonitor retirement plan accountsManage retirement plan accounts
💰 Finance
(28)
free
17
KeepMoney – Savings Tracker
KeepMoney – Savings Tracker
KeepMoney – Savings Tracker
Reach your goals easily
Free

This app helps you manage your finances by allowing you to set savings goals, track deposits, and monitor your progress. It's designed with a simple, intuitive interface suitable for all ages, promoting financial literacy.

Set savings goalsTrack deposit frequencyMonitor progress
🌟 Lifestyle
(115)
free
18
Plan529: College Savings Plan
Plan529: College Savings Plan
Plan529: College Savings Plan
Education Fund Tracker
Free
🔧 Utilities
(0)
19
OneMAI
OneMAI
OneMAI
OneMAI makes it easy to save
Free
💰 Finance
(0)
20
SaverLife: Accelerate Savings
SaverLife: Accelerate Savings
SaverLife: Accelerate Savings
Learn Tips, Win Cash, Save $$
Free

This app helps users accelerate their savings through unique challenges that offer cash rewards and points. Earn points for progress, redeem them for chances to win more money, and access money-saving tips and articles. Build a habit to achieve your financial goals.

Savings challenges with cash rewardsEarn points for saving progressRedeem points for scratchers to win cash
💰 Finance
(84)
free with in-app purchases

FAQ about Savings Plan

What are the best savings plan apps for iPhone?
Loot - Savings Goal & Tracker tops our savings plan apps ranking as of August 2026, with a 4.8-star average from 8.8K App Store ratings, and it's free to download.
Yes — 20 of the top savings plan apps we rank are free to download, including Loot - Savings Goal & Tracker and Savings goal – Smart Planner.
Loot - Savings Goal & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ savings plan apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Loot helps you track your savings goals by visualizing them in a personalized 3D money jar. It creates a savings plan based on your goal amount and desired timeline, and sends you push notifications to help you stay on track.
The app allows you to set a savings goal and calculates how long it will take to reach it. It generates a savings plan and provides reminders to make payments, helping you stay consistent with your saving efforts.

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