Best Savings Plan Apps

249+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated October 2026

Whether you're new to savings plan or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Savings Plan Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Savings goal – Smart PlannerSavings goal – Smart PlannerFree—YesYesOct 2026
2Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesOct 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoOct 2026
4Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
5Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesOct 2026
652 Week Challenge - Mobills52 Week Challenge - MobillsFree4.7★ (2.7K)YesNoOct 2026
7Savings GoalSavings GoalFree4.1★ (36)YesYesOct 2026
8PennyFern: Debt & Savings PlanPennyFern: Debt & Savings PlanFree—NoYesJun 2026

Top Picks for Savings Plan

Loot - Savings Goal & Tracker#2

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Strong Contender
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc

Save money automatically
Worth Considering
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee

More Savings Plan apps to explore

FAQ about Savings Plan

Are there free savings plan apps for iPhone?
Yes — 19 of the top savings plan apps we rank are free to download, including Savings goal – Smart Planner and Loot - Savings Goal & Tracker.
Savings goal – Smart Planner shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ savings plan apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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