Best Simple Budget App

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

If you already know Budget app, this is the deeper bench. 250+ simple budget app for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Simple Budget App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026
2Daily Budget OriginalDaily Budget OriginalFree4.7★ (4.8K)NoYesAug 2026
3Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
5Budget Planner - VelvetBudget Planner - VelvetFree4.9★ (28)NoNoAug 2026
6Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
7MuMu AccountingMuMu AccountingFree4.9★ (234)NoYesAug 2026
8Simple Budget App - SpendeezySimple Budget App - SpendeezyFree4.0★ (1)YesYesAug 2026

Top Picks for Simple Budget App

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#62in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Daily Budget Original#2

Daily Budget Original by Christopher Ruttinger

Saving is fun!
Strong Contender
💰 Finance
4.7😊(4.8K ratings)
FreeIn-App Purchases
Daily Budget Original screenshot 1
Daily Budget Original screenshot 2
Daily Budget Original screenshot 3
Daily Budget Original screenshot 4

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

What We Love

  • 👍 Simple and functional
  • 🚀 Keeps user informed on spending
  • 💰 Helps save money
  • 📊 Provides good overview of finances

Room to Improve

  • 🐛 Issues with data syncing and disappearing transactions
  • 🔧 Limited customization options
  • 💰 Paid features can be expensive
Fleur - Budget Planner App#3

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Worth Considering
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#59in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods

More Simple Budget App apps to explore

4
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
5
Budget Planner - Velvet
Budget Planner - Velvet
Budget Planner - Velvet
Cute Expense & Money Tracker
Free

Manage your money with a beautiful and simple expense tracker. Effortlessly log income and spending, set budgets, and gain insights into your financial habits with a cute, elegant interface. Your data stays private on your device.

Track unlimited expenses and incomeSet monthly budgets and goalsDetailed spending insights
💰 Finance
(28)
free
6
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
7
MuMu Accounting
MuMu Accounting
MuMu Accounting
Born for Accounting
Free

This app offers a flexible personal finance and inventory management system. Customize modules for bookkeeping, asset tracking, subscriptions, and more. Adapt the interface and features to your specific needs and preferences.

AI-powered bookkeepingCustomizable modulesBill and subscription management
💰 Finance
(234)
free with in-app purchases
8
Simple Budget App - Spendeezy
Simple Budget App - Spendeezy
Simple Budget App - Spendeezy
Expense Tracker Money Manager
Free

Effortlessly track daily expenses, recurring payments, and debts. Gain smart financial insights with customizable categories and visual spending overviews. Manage budgets and installment plans to maintain financial stability.

Effortless expense loggingSmart finance insightsCustomizable categories
💰 Finance
(1)
free with in-app purchases
9
MYB: Simple Budget App
MYB: Simple Budget App
MYB: Simple Budget App
Track spending stop overspend
Free
💰 Finance
(0)
10
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Monthly Budget Planner, No Ads
Free

Track your spending against a set budget with this straightforward financial planning tool. It offers a clean interface and visual insights into your financial habits. Enjoy a completely free experience with no ads or sign-up, with optional premium features for enhanced functionality.

Simple and clean designNo ads or trackingCalendar view for spending
💰 Finance
(133)
freemium
11
团团记账-随手记账本存钱软件
团团记账-随手记账本存钱软件
团团记账-随手记账本存钱软件
生活收支消费记录,宠物养成记帐软件
Free

This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.

AI-powered expense trackingVirtual pet养成 and interactionChatbot for emotional support
💰 Finance
(90)
free with in-app purchases
12
Budgetlys: Simple Budget App
Budgetlys: Simple Budget App
Budgetlys: Simple Budget App
Track Expenses & Save Money
Free
💰 Finance
(0)
13
Daillow – Simple Daily Budget
Daillow – Simple Daily Budget
Daillow – Simple Daily Budget
Set payday, get a daily goal
Free
$1.99 | 100% OFF
💰 Finance
(0)
14
MoneyTrack: Expense Tracker
MoneyTrack: Expense Tracker
MoneyTrack: Expense Tracker
Ad-free, Auto-track, Budget
Free

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Ad-free experienceAI auto-tracking and categorizationCross-platform sync (iOS, Android, Desktop)
💰 Finance
(392)
freemium
15
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Offline Money Manager & Bills
Free
💰 Finance
(0)
16
Dead Simple Budget
Dead Simple Budget
Dead Simple Budget
Shows Safe Daily Spending
Free
💰 Finance
(0)
17
ideely: Simple Budget
ideely: Simple Budget
ideely: Simple Budget
Budget on the go
Free

This app simplifies budgeting with quick expense entry via voice or speed tap. It offers clear visual spending meters and trend graphs to help users track their money and reach financial goals.

Quick expense entry (voice/speed tap)Visual spend metersSimple trend graphs
💰 Finance
(12)
free with in-app purchases
18
Simple Budget Expense Tracker
Simple Budget Expense Tracker
Simple Budget Expense Tracker
Personal Money Manager
Free
💰 Finance
(0)
19
Zerobased: Budget Planner
Zerobased: Budget Planner
Zerobased: Budget Planner
Zero-based paycheque budgeting
Free
$9.99 | 100% OFF

This app offers a simple, flexible zero-based budgeting system designed for everyday users in Canada and the US. It allows you to budget by paycheck, share with your household under one subscription, and connect your bank accounts or enter transactions manually. Start for free and upgrade when ready.

Budget by PaycheckHousehold SharingBank Account Linking
💰 Finance
(0)
free with in-app purchases
20
Simple Self Budget
Simple Self Budget
Simple Self Budget
Know Where Every Dollar Goes
Free
💰 Finance
(0)

FAQ about Simple Budget App

What is the best simple budget app for iPhone?
Budget app - spending tracker tops our simple budget app ranking as of August 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top simple budget app we rank are free to download, including Budget app - spending tracker and Daily Budget Original.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ simple budget app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.

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