Best Simple Envelope Budgeting Apps

215+ iOS apps curated and reviewed

4.6 avg rating
17 free apps
Updated May 2026

Every iPhone needs a few good simple envelope budgeting apps. We benchmark 215+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Simple Envelope Budgeting

Simple Envelope Budgeting#1

Simple Envelope Budgeting by Frank Herring

Every Dollar Finds Its Place
Editor's Choice
💰 Finance
4.0(8 ratings)
$1.99
Simple Envelope Budgeting screenshot 1
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Simple Envelope Budgeting screenshot 5

This budgeting application helps you manage your finances by digitizing the traditional envelope method, allowing you to track spending and stay on top of your budget with ease. With features like color-coded envelopes, savings goals, and a simple interface, you can easily monitor your expenses and make informed financial decisions.

Budget app - spending tracker#2

Budget app - spending tracker by Inner Grow Limited

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#60in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
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Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

Track your expenses, set budgets, and manage your finances effectively with this intuitive budgeting app. Take control of your spending habits and achieve your financial goals today.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Envy: Envelope Budget Planner#3

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Worth Considering
💰 Finance
4.8😊(760 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
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Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing

More Simple Envelope Budgeting apps to explore

4
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

A user-friendly and enjoyable budgeting app loved by thousands, Daily Budget Original simplifies financial tracking with its easy interface. Start saving and managing your finances effortlessly today!

💰 Finance
(4.8K)
5
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

A user-friendly budget planner app that helps you track expenses, set financial goals, and manage your money efficiently. Take control of your finances and start budgeting today!

💰 Finance
(13K)
6
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Envelope Banking & Budgeting
Free

Qube Money is an envelope budgeting application that helps users organize and manage their finances using a digital envelope system. Stay in control of your money with Qube Money today!

💰 Finance
(1.6K)
7
Envelopes: Budget Manager
Envelopes: Budget Manager
Envelopes: Budget Manager
Simple Envelope Budgeting
$6.99

Envelopes simplifies budgeting by virtualizing the envelope budgeting method, helping users track expenses and manage finances efficiently. Create envelopes, set budgets, make deposits and withdrawals, and track spending with personalized memos, all secured with a passcode. Choose from two themes and optimize your financial management seamlessly.

💰 Finance
(122)
8
Simple Budget Envelopes
Simple Budget Envelopes
Simple Budget Envelopes
Take your budget on the go!
$0.99

Track your budget with ease using this simple app that helps you manage your money by allocating it into customizable envelopes. No sign-in or in-app purchases required – start budgeting on the go effortlessly.

💰 Finance
(112)
9
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
Simple and intuitive budgeting
Free

RealBudget - Envelope Budgets is a straightforward budgeting app that utilizes the envelope budget system. With features like different budget formats, transaction notes, and real-time sharing, it helps users take control of their finances. Try it for free on a single device or opt for a premium subscription for multi-device access and additional benefits.

💰 Finance
(134)
10
Budget Envelopes
Budget Envelopes
Budget Envelopes
Budget,Bills &Expenses Tracker
Free
💰 Finance
(1)
11
Envelope Budget: Expense Keep
Envelope Budget: Expense Keep
Envelope Budget: Expense Keep
Smart Simpler Budget Tracker
Free

A top-rated personal finance app designed for quick expense tracking and budget management. Easily organize accounts, track expenses, set budgets, and manage incomes with features like custom categories, recurring entries, and insightful financial reports. Try it now to take control of your finances.

💰 Finance
(1.7K)
12
Simple Budget: Expense Tracker
Simple Budget: Expense Tracker
Simple Budget: Expense Tracker
Simple Finance & Money Tracker
Free

This financial tool simplifies budgeting using the envelope system with digital enhancements, allowing users to track spending, gain insights, and grow savings by manually entering transactions and linking them to categories and accounts. By signing up, users can access their budget across multiple devices and take advantage of features like a budget calculator, transaction export, and premium insights for a small monthly fee.

💰 Finance
(39)
13
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

Budget Bestie is a user-friendly budget management app that helps you track expenses, set financial goals, and stay on top of your finances effortlessly. Take control of your money and achieve financial freedom today!

💰 Finance
(1.3K)
14
Envelope: Budgeting & Banking
Envelope: Budgeting & Banking
Envelope: Budgeting & Banking
Your ultimate money manager
Free
💰 Finance
(338)
15
Tracky: Simple Budget Planner
Tracky: Simple Budget Planner
Tracky: Simple Budget Planner
Manage and Track your Spending
Free

Tracky is a user-friendly budget planner application designed to help you manage your expenses effortlessly. Start tracking your spending today and take control of your finances with Tracky!

💰 Finance
(119)
16
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

💰 Finance
(84K)
17
Budget Zero: Envelope Planner
Budget Zero: Envelope Planner
Budget Zero: Envelope Planner
Simple Private Money Tracker
Free

This private money tracker helps you take control of your finances with a simple, zero-based envelope budgeting system, allowing you to manage your accounts, track transactions, and reach a balanced budget without linking your bank account or compromising your data. Download now and start budgeting with ease, with optional affordable subscription for additional features.

💰 Finance
(4)
18
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

Organize your bills, track expenses, and manage your budget easily with this intuitive app. Stay on top of your finances effortlessly. Start planning your budget today!

💰 Finance
(12K)
19
Simple Budget Planner
Simple Budget Planner
Simple Budget Planner
Budget, Plan Finances Freely!
Free

Embark on a journey towards financial independence with our budgeting app. Easily track expenses, set savings goals, and automate transactions to manage your finances smartly. Download now for a more prosperous future!

🔧 Utilities
(284)
20
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

💰 Finance
(60K)