Best Upay Apps

95+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated June 2026

Finding the right upay app can be overwhelming with so many options. We've analyzed 95+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Upay

upay: Finance and Payments#1

upay: Finance and Payments by UCB Fintech Company Limited

Payment, Utility, Recharge
Editor's Choice
💰 Finance
3.6😞(176 ratings)
Free
upay: Finance and Payments screenshot 1
upay: Finance and Payments screenshot 2
upay: Finance and Payments screenshot 3
upay: Finance and Payments screenshot 4
upay: Finance and Payments screenshot 5
upay: Finance and Payments screenshot 6

Discover a versatile finance and payments app offering secure digital financial solutions for everyday transactions. Easily send money, recharge mobile phones, pay utility bills, and make instant payments online and offline. Simplify your financial management with upay!

What We Love

  • 👍 Great UI and user-friendly
  • 🚀 Works even without data
  • 👍 Good service
  • 👍 Best mobile banking app

Room to Improve

  • 😞 Money held during bank transfer
  • 😞 Poor service quality
  • 😞 Too slow
Upay.net#2

Upay.net by Uzrek Payment Systems Inc

Mobile Top Up
Strong Contender
💰 Finance
4.9😊(5K ratings)
FreeAds
Upay.net screenshot 1
Upay.net screenshot 2
Upay.net screenshot 3
Upay.net screenshot 4
Upay.net screenshot 5
Upay.net screenshot 6

UPAYNET is a secure and convenient mobile recharge service that enables users to quickly and safely top up mobile phones, internet, utilities, and other services in Uzbekistan and Tajikistan from abroad. With a user-friendly interface, multiple payment methods, and 24/7 customer support, UPAYNET aims to be the leading platform for mobile credit recharges from outside of these countries.

What We Love

  • 👍 Great service
  • 🚀 Fast and efficient
  • 💡 Convenient and easy to use
  • 🔒 Secure transactions

Room to Improve

  • 💰 High service fees
  • 🐛 Occasional technical issues
  • 🚫 Concerns about potential scams

More Upay apps to explore

4
Upay - Payments & Loyalty
Upay - Payments & Loyalty
Upay - Payments & Loyalty
by Uniware Systems Ltd
Free

In a couple of sentences, the essence of the application and its functionality can be conveyed as follows: The app is a digital wallet that enables users to make payments, receive promotions, and access loyalty programs from various businesses and establishments. It also offers additional features like event management, online payments, and ordering services, all within a single, convenient platform.

💰 Finance
(3)
5
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

Discover a versatile digital wallet offering a range of financial services and payment options for seamless transactions. Simplify your life with features like local and international transfers - explore more today!

💰 Finance
(11K)
6
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
by sanasa development bank limited
Free

This mobile application simplifies retail payments and daily essentials in one convenient platform, allowing users to pay bills, credit cards, and access various banking features with just a few taps. Download the app to experience a smarter, simpler, and secure way to manage your lifestyle and finances.

💰 Finance
(7)
7
UPayments
UPayments
UPayments
by UPAYMENTS COMPANY W.L.L.
Free

"Experience streamlined financial management with the UPayments mobile app for merchants. Easily create invoices, track balance and revenue in real-time, and customize your UStore to boost profits. Take control of your business with powerful tools and data-driven decisions."

💰 Finance
(434)
8
U-Pay
U-Pay
U-Pay
by U-Pay Digital Plc.
Free

This mobile payment application offers a secure and convenient way to make transactions, manage your wallet, and pay bills online. With features like cashback rewards, redeemable points, and fun red packet gifts, you can take control of your finances and enjoy exclusive benefits - start exploring and make payments easily today!

💰 Finance
(7)
9
U!Pay
U!Pay
U!Pay
by Ucom LLC
Free

This e-wallet application enables users to make simple and instant payments, transfer money, and withdraw funds with a high level of security. Download and register now to experience a user-friendly design, expanded services, and convenient transactions with just a few taps.

💰 Finance
(23)
10
UPay Albania
UPay Albania
UPay Albania
Union Financiar Tirane
Free

This platform offers a universal payment solution, enabling users to manage their financial transactions efficiently. Discover a convenient way to handle your payments and take control of your finances today.

💰 Finance
(9)
11
UPay (MPMKVVCL)
UPay (MPMKVVCL)
UPay (MPMKVVCL)
by MADHYA PRADESH MADHYA KSHETRA VIDYUT VITARAN COMPANY LTD
Free

This application allows consumers to view, pay, and manage their electricity bills for multiple connections, as well as lodge and track complaints and new service connections. Download the app to easily take control of your electricity needs and start managing your bills and services today.

💼 Business
(0)
12
UPay - Платежи и переводы
UPay - Платежи и переводы
UPay - Платежи и переводы
by Maroqand, MChJ
Free

This application allows users to make payments and transfers, earn cashback, and pay bills, including utility bills and government services, with various payment options, including bank cards and e-wallets. Users can also make offline payments, track their balance, and receive receipts for their transactions.

💰 Finance
(78)
13
UP Business
UP Business
UP Business
by UPay Technology LTD.
Free

This innovative Web3 financial service platform bridges the gap between cryptocurrency and traditional finance, offering a suite of secure and versatile tools to manage digital assets. With its all-in-one solution, users can transact, save, borrow, and invest seamlessly, taking control of their financial freedom.

💰 Finance
(9)
14
Upay סליקת אשראי ונכיון לעסקים
Upay סליקת אשראי ונכיון לעסקים
Upay סליקת אשראי ונכיון לעסקים
יופיי סליקה וקבלת תשלום מיידי
Free
💰 Finance
(0)
15
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

💰 Finance
(159K)
16
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

💰 Finance
(39K)
17
UPpay
UPpay
UPpay
by UP MACHINE COMERCIO DE ELETRONICOS
Free

Make payments simple with just one touch on your phone, eliminating the need to carry cards or cash for transactions on machines. Try it out and experience the convenience of easy payments.

💰 Finance
(17)
18
UePay
UePay
UePay
by 澳门极易付股份有限公司
Free
🌟 Lifestyle
(1)
19
UPay - Parkovací lístok
UPay - Parkovací lístok
UPay - Parkovací lístok
by MobileTech, s.r.o.
Free
✈️ Travel
(0)
20
qitaf
qitaf
qitaf
by STC
Free

This loyalty program app brings you closer to rewards with features to earn and redeem points, locate nearby partner stores, and track transactions. With additional features like in-app shopping, gifting, and wallet management, users can enjoy a seamless loyalty experience and unlock exclusive offers.

🌟 Lifestyle
(32)

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