Best Uupay Apps

122+ iOS apps curated and reviewed

3.7 avg rating
20 free apps
Updated August 2026

Looking for free uupay apps? 20 of our 122+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Uupay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1upay: Finance and Paymentsupay: Finance and PaymentsFree3.5★ (186)NoNoAug 2026
2Upay.netUpay.netFree4.9★ (5.1K)YesNoAug 2026
3UPay WalletUPay WalletFree2.8★ (6)NoNoJul 2026
4urpayurpayFree4.6★ (11K)NoNoAug 2026
5Upay - Payments & LoyaltyUpay - Payments & LoyaltyFree1.0★ (3)NoNoJun 2026
6UPay (MPMKVVCL)UPay (MPMKVVCL)FreeNoNoAug 2026
7UPay - Sri Lanka's Payment AppUPay - Sri Lanka's Payment AppFree3.0★ (7)NoNoJun 2026
8Upay סליקת אשראי ונכיון לעסקיםUpay סליקת אשראי ונכיון לעסקיםFreeNoNoJul 2026

Top Picks for Uupay

upay: Finance and Payments#1

upay: Finance and Payments by UCB Fintech Company Limited

Payment, Utility, Recharge
Editor's Choice
💰 Finance
3.5😞(186 ratings)
Free
upay: Finance and Payments screenshot 1
upay: Finance and Payments screenshot 2
upay: Finance and Payments screenshot 3
upay: Finance and Payments screenshot 4
upay: Finance and Payments screenshot 5
upay: Finance and Payments screenshot 6

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

What We Love

  • 👍 Great UI and user-friendly
  • 🚀 Works even without data
  • 👍 Good service
  • 👍 Best mobile banking app

Room to Improve

  • 😞 Money held during bank transfer
  • 😞 Poor service quality
  • 😞 Too slow
Upay.net#2

Upay.net by Uzrek Payment Systems Inc

Mobile Top Up
Strong Contender
💰 Finance
4.9😊(5.1K ratings)
FreeAds
Upay.net screenshot 1
Upay.net screenshot 2
Upay.net screenshot 3
Upay.net screenshot 4
Upay.net screenshot 5
Upay.net screenshot 6

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

What We Love

  • 👍 Great service
  • 🚀 Fast and efficient
  • 💡 Convenient and easy to use
  • 🔒 Secure transactions

Room to Improve

  • 💰 High service fees
  • 🐛 Occasional technical issues
  • 🚫 Concerns about potential scams
UPay Wallet#3

UPay Wallet by UPay Technology LTD.

Worth Considering
💰 Finance
2.8(6 ratings)
Free
UPay Wallet screenshot 1
UPay Wallet screenshot 2
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UPay Wallet screenshot 5

This comprehensive digital finance platform merges cryptocurrency with traditional banking services. It offers a secure, intuitive Web3 wallet, multi-currency crypto cards, and global currency exchange. The app also provides flexible crypto finance solutions for financial growth and borderless remittance services.

More Uupay apps to explore

4
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
5
Upay - Payments & Loyalty
Upay - Payments & Loyalty
Upay - Payments & Loyalty
by Uniware Systems Ltd
Free

This digital wallet allows you to make payments, earn rewards, and manage loyalty programs from your mobile device. It integrates with various businesses, offering features like online ordering and event access. Available globally, it's free to use.

Digital walletPayments and rewardsStamp cards and loyalty programs
💰 Finance
(3)
free
6
UPay (MPMKVVCL)
UPay (MPMKVVCL)
UPay (MPMKVVCL)
by UPay (MPMKVVCL) IT Cell,MPMKVVCL
Free

Manage and pay electricity bills for multiple connections. Users can also track new service connections and lock complaints related to billing and service. This app simplifies utility management for consumers.

View and pay electricity billsManage multiple connectionsTrack new service connections
💼 Business
(0)
free
7
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
by sanasa development bank limited
Free

This app simplifies retail payments and daily financial tasks across Sri Lanka. It allows users to pay bills, manage bank accounts, and perform fund transfers securely with just a few taps.

Quick LoginBill Payments to 40+ providersSavings account management
💰 Finance
(7)
free
8
Upay סליקת אשראי ונכיון לעסקים
Upay סליקת אשראי ונכיון לעסקים
Upay סליקת אשראי ונכיון לעסקים
יופיי סליקה וקבלת תשלום מיידי
Free
💰 Finance
(0)
9
U-Pay
U-Pay
U-Pay
by U-Pay Digital Plc.
Free

This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.

Scan to pay quicklyManage your walletOnline bill payment
💰 Finance
(7)
free
10
UPayments
UPayments
UPayments
by UPAYMENTS COMPANY W.L.L.
Free

This app offers a comprehensive fintech solution for merchants, enabling them to manage finances, create custom online stores, track sales, and process payments. It also includes features for managing bookings, deliveries, and multiple store branches.

Invoice creationReal-time balance and revenue trackingCustomizable online store creation
💰 Finance
(435)
free
11
UPay Albania
UPay Albania
UPay Albania
Union Financiar Tirane
Free

This app provides a universal payment platform for financial transactions. It allows users to manage their finances and make payments conveniently. The platform is designed for ease of use and accessibility.

Universal payment platformFinancial transaction managementConvenient payment processing
💰 Finance
(9)
free
12
U!Pay
U!Pay
U!Pay
by Ucom LLC
Free

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

Instant paymentsMoney transfersMoney withdrawal
💰 Finance
(22)
free
13
УБТЗ Eticket
УБТЗ Eticket
УБТЗ Eticket
UBTZ ETICKET
Free

Book train tickets online 24/7, select your seat, and view carriage types. Supports domestic and international passenger registration with QR code tickets and e-receipts. Payment via QPay and bank transfers.

24/7 online ticket bookingSeat selectionView carriage types and payment info
✈️ Travel
(1)
free
14
USU
USU
USU
by Vectron Systems (Victoria) Pty Ltd
Free

Access your digital membership card, discover the latest food and retail deals, and stay updated on campus events. This app is essential for all members.

Digital membership cardLatest food offersRetail deals
🎬 Entertainment
(5)
free
15
UPay - Parkovací lístok
UPay - Parkovací lístok
UPay - Parkovací lístok
by MobileTech, s.r.o.
Free

This app simplifies purchasing SMS parking tickets. Select your city, zone type, and vehicle registration number, and the app generates and prepares the correct SMS for sending. It uses your phone's location to help identify parking zones.

Purchase SMS parking ticketsSelect city and zone typeEnter vehicle registration number
✈️ Travel
(0)
free
16
UTVA App
UTVA App
UTVA App
by Pablo Luciano
Free
📚 Education
(0)
17
IUP Guidebook
IUP Guidebook
IUP Guidebook
by IUP Research Institute
Free
💼 Business
(0)
18
IUPUI Welcome 365
IUPUI Welcome 365
IUPUI Welcome 365
by Core-Apps LLC
Free

This app enhances student orientation and year-round engagement by connecting students with peers, mentors, and faculty. It offers features like networking, campus maps, local place listings, event schedules, and real-time alerts.

Student networking and messagingInteractive campus mapsLocal Indianapolis map integration
🔍 Reference
(3)
free
19
SocUB | Your personal space
SocUB | Your personal space
SocUB | Your personal space
by Universitat de Barcelona
Free

Access essential University of Barcelona services and information directly from your smartphone. Manage your academic records, library loans, class schedules, and personal administration all in one place.

Access UB cardView academic guide and recordManage library loans and catalogue
📚 Education
(0)
free
20
WeAreAllUA
WeAreAllUA
WeAreAllUA
We All are UA!
Free

This app facilitates secure content, thought, and document sharing among a global fraternity. It also offers a chat system to connect members worldwide, fostering unity regardless of location.

Secure content sharingDocument sharingThought sharing
💼 Business
(1)
free

FAQ about Uupay

What are the best uupay apps for iPhone?
upay: Finance and Payments tops our uupay apps ranking as of August 2026, with a 3.5-star average from 186 App Store ratings, and it's free to download.
Yes — 20 of the top uupay apps we rank are free to download, including upay: Finance and Payments and Upay.net.
upay: Finance and Payments has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 122+ uupay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The upay app allows you to send money to others, add money from major banks and cards, cash out from agents and ATMs, pay utility bills for electricity, water, gas, and more, recharge your mobile phone, and make instant payments at both online and offline stores.
Yes, the app prioritizes security and uses blockchain-based technology to protect your transactions. It also ensures that you can only access your account from your registered device, providing an extra layer of security.

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