Best Uupay Apps

114+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated May 2026

Looking for free uupay apps? 20 of our 114+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Uupay Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1upay: Finance and Paymentsupay: Finance and PaymentsFree3.5★ (186)NoNoJul 2026
2UPay WalletUPay WalletFree2.8★ (6)NoNoJul 2026
3Upay.netUpay.netFree4.9★ (5K)YesNoJul 2026
4urpayurpayFree4.6★ (11K)YesNoJul 2026
5Upay - Payments & LoyaltyUpay - Payments & LoyaltyFree1.0★ (3)NoNoJun 2026
6UPay - Sri Lanka's Payment AppUPay - Sri Lanka's Payment AppFree3.0★ (7)NoNoJun 2026
7U-PayU-PayFree4.4★ (7)NoNoJul 2026
8U!PayU!PayFree3.1★ (23)NoNoMay 2026

Top Picks for Uupay

upay: Finance and Payments#1

upay: Finance and Payments by UCB Fintech Company Limited

Payment, Utility, Recharge
Editor's Choice
💰 Finance
3.5😞(186 ratings)
Free
upay: Finance and Payments screenshot 1
upay: Finance and Payments screenshot 2
upay: Finance and Payments screenshot 3
upay: Finance and Payments screenshot 4
upay: Finance and Payments screenshot 5
upay: Finance and Payments screenshot 6

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

What We Love

  • 👍 Great UI and user-friendly
  • 🚀 Works even without data
  • 👍 Good service
  • 👍 Best mobile banking app

Room to Improve

  • 😞 Money held during bank transfer
  • 😞 Poor service quality
  • 😞 Too slow
UPay Wallet#2

UPay Wallet by UPay Technology LTD.

Strong Contender
💰 Finance
2.8(6 ratings)
Free
UPay Wallet screenshot 1
UPay Wallet screenshot 2
UPay Wallet screenshot 3
UPay Wallet screenshot 4
UPay Wallet screenshot 5

This comprehensive digital finance platform merges cryptocurrency with traditional banking services. It offers a secure, intuitive Web3 wallet, multi-currency crypto cards, and global currency exchange. The app also provides flexible crypto finance solutions for financial growth and borderless remittance services.

Upay.net#3

Upay.net by Uzrek Payment Systems Inc

Mobile Top Up
Worth Considering
💰 Finance
4.9😊(5K ratings)
FreeAds
Upay.net screenshot 1
Upay.net screenshot 2
Upay.net screenshot 3
Upay.net screenshot 4
Upay.net screenshot 5
Upay.net screenshot 6

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

What We Love

  • 👍 Great service
  • 🚀 Fast and efficient
  • 💡 Convenient and easy to use
  • 🔒 Secure transactions

Room to Improve

  • 💰 High service fees
  • 🐛 Occasional technical issues
  • 🚫 Concerns about potential scams

More Uupay apps to explore

4
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
5
Upay - Payments & Loyalty
Upay - Payments & Loyalty
Upay - Payments & Loyalty
by Uniware Systems Ltd
Free

This digital wallet allows you to make payments, earn rewards, and manage loyalty programs from your mobile device. It integrates with various businesses, offering features like online ordering and event access. Available globally, it's free to use.

Digital walletPayments and rewardsStamp cards and loyalty programs
💰 Finance
(3)
free
6
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
by sanasa development bank limited
Free

This app simplifies retail payments and daily financial tasks across Sri Lanka. It allows users to pay bills, manage bank accounts, and perform fund transfers securely with just a few taps.

Quick LoginBill Payments to 40+ providersSavings account management
💰 Finance
(7)
free
7
U-Pay
U-Pay
U-Pay
by U-Pay Digital Plc.
Free

This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.

Scan to pay quicklyManage your walletOnline bill payment
💰 Finance
(7)
free
8
U!Pay
U!Pay
U!Pay
by Ucom LLC
Free

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

Instant paymentsMoney transfersMoney withdrawal
💰 Finance
(23)
free
9
UPayments
UPayments
UPayments
by UPAYMENTS COMPANY W.L.L.
Free

This app offers a comprehensive fintech solution for merchants, enabling them to manage finances, create custom online stores, track sales, and process payments. It also includes features for managing bookings, deliveries, and multiple store branches.

Invoice creationReal-time balance and revenue trackingCustomizable online store creation
💰 Finance
(434)
free
10
UPay Albania
UPay Albania
UPay Albania
Union Financiar Tirane
Free

This app provides a universal payment platform for financial transactions. It allows users to manage their finances and make payments conveniently. The platform is designed for ease of use and accessibility.

Universal payment platformFinancial transaction managementConvenient payment processing
💰 Finance
(9)
free
11
UPay (MPMKVVCL)
UPay (MPMKVVCL)
UPay (MPMKVVCL)
by MADHYA PRADESH MADHYA KSHETRA VIDYUT VITARAN COMPANY LTD
Free

Manage and pay electricity bills for multiple connections. Users can also track new service connections and lock complaints related to billing and service. This app simplifies utility management for consumers.

View and pay electricity billsManage multiple connectionsTrack new service connections
💼 Business
(0)
free
12
UPay - Платежи и переводы
UPay - Платежи и переводы
UPay - Платежи и переводы
by Maroqand, MChJ
Free

Make payments and receive cashback in UCoins, which can be used for services. Supports offline payments, utility bills, electronic wallets, and various bank cards. Transfer money online and pay for state services.

Cashback on payments (UCoins)Offline payment capabilityUtility bill payments with receipts
💰 Finance
(78)
free
13
UP Business
UP Business
UP Business
by UPay Technology LTD.
Free

Manage digital assets with a Web3 crypto wallet offering payment cards, loans, savings plans, and remittance services. Securely store and spend Bitcoin, Ethereum, and more, with global transaction capabilities.

Web3 crypto walletVirtual and physical payment cardsCrypto loans with collateral
💰 Finance
(9)
free
14
Upay סליקת אשראי ונכיון לעסקים
Upay סליקת אשראי ונכיון לעסקים
Upay סליקת אשראי ונכיון לעסקים
יופיי סליקה וקבלת תשלום מיידי
Free
💰 Finance
(0)
15
UPpay
UPpay
UPpay
by UP MACHINE COMERCIO DE ELETRONICOS
Free

Make payments effortlessly with a single tap of your phone. Eliminate the need for physical cards or cash when using payment machines.

Contactless paymentsTap to payNo physical card needed
💰 Finance
(17)
free
16
UULA - علا
UULA - علا
UULA - علا
ادرس بذكاء
Free

This platform offers a smart approach to studying and excelling academically. It provides concise, focused educational content from elite teachers, integrated with advanced technology. The app features comprehensive recorded lessons, intelligent tests to identify weaknesses, and study notes to enhance understanding.

Concise recorded lessonsIntelligent diagnostic testsPersonalized content suggestions
📚 Education
(6.7K)
free with in-app purchases
17
UPay - Parkovací lístok
UPay - Parkovací lístok
UPay - Parkovací lístok
by MobileTech, s.r.o.
Free

This app simplifies purchasing SMS parking tickets. Select your city, zone type, and vehicle registration number, and the app generates and prepares the correct SMS for sending. It uses your phone's location to help identify parking zones.

Purchase SMS parking ticketsSelect city and zone typeEnter vehicle registration number
✈️ Travel
(0)
free
18
UePay
UePay
UePay
by UEPAY MACAO LIMITED
Free

A mobile payment solution designed for Macau, offering convenient and secure transactions across various local businesses. It aims to enhance the payment experience for consumers and boost merchant benefits, supporting the region's electronic service development.

Secure mobile paymentsWide merchant networkConvenient payment experience
🌟 Lifestyle
(1)
free
19
FLASH Digital Banking
FLASH Digital Banking
FLASH Digital Banking
Banking in a Flash
Free

Manage your finances conveniently and securely with a digital bank account. Perform online banking, set budgets, automate savings, and invest to build wealth from your mobile device.

Mobile bank account signupOnline banking functionsBudget setting and management
💰 Finance
(19)
free
20
Alif: переводы, оплаты, насия
Alif: переводы, оплаты, насия
Alif: переводы, оплаты, насия
Оплата услуг, кэшбэк, карты
Free

Manage all your cards, make instant payments for services, and transfer money domestically and internationally. Enjoy cashback, installment options, and secure transactions with online identification and multilingual support.

Instant payments for servicesDomestic and international money transfersLink multiple bank cards
💰 Finance
(2.7K)
free

FAQ about Uupay

What are the best uupay apps for iPhone?
upay: Finance and Payments tops our uupay apps ranking as of May 2026, with a 3.5-star average from 186 App Store ratings, and it's free to download.
Yes — 20 of the top uupay apps we rank are free to download, including upay: Finance and Payments and UPay Wallet.
upay: Finance and Payments has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 114+ uupay apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The upay app allows you to send money to others, add money from major banks and cards, cash out from agents and ATMs, pay utility bills for electricity, water, gas, and more, recharge your mobile phone, and make instant payments at both online and offline stores.
Yes, the app prioritizes security and uses blockchain-based technology to protect your transactions. It also ensures that you can only access your account from your registered device, providing an extra layer of security.

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