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Best Virtual Wallet Apps

227+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our virtual wallet list covers 227+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Compare top Virtual Wallet Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Apple WalletApple WalletFree4.8★ (6.7M)YesNoJul 2026
2PNC Mobile BankingPNC Mobile BankingFree4.9★ (2M)YesNoJul 2026
3MyCardWallet.MyCardWallet.Free4.8★ (92K)NoNoJul 2026
4Cash AppCash AppFree4.8★ (8.5M)NoNoJul 2026
5Card Manager: Digital WalletCard Manager: Digital WalletFree4.7★ (2K)YesYesJul 2026
6Noupia: Virtual CardNoupia: Virtual CardFree3.3★ (172)YesNoJul 2026
7Trust: Crypto & Bitcoin WalletTrust: Crypto & Bitcoin WalletFree4.7★ (198K)NoNoJul 2026
8Folio: Digital Wallet AppFolio: Digital Wallet AppFree4.7★ (6.7K)YesNoJul 2026

Top Picks for Virtual Wallet

Apple Wallet#1

Apple Wallet by Apple

Apple Pay, Apple Card and more
Editor's Choice
💰 Finance
4.8😊(6.7M ratings)
FreeAds
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
PNC Mobile Banking#2

PNC Mobile Banking by PNC Bank, N.A.

Digital Banking Solutions
Strong Contender
💰 Finance
4.9😐(2M ratings)
FreeAds
#85in Finance
PNC Mobile Banking screenshot 1
PNC Mobile Banking screenshot 2
PNC Mobile Banking screenshot 3
PNC Mobile Banking screenshot 4
PNC Mobile Banking screenshot 5
PNC Mobile Banking screenshot 6

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

What We Love

  • 🚀 Convenient mobile banking
  • 🔒 Secure transactions
  • 👍 Friendly and helpful customer service
  • 🚀 Easy check deposit via mobile app

Room to Improve

  • 🐛 Frequent app crashes and glitches
  • 🔒 Security issues with data breaches
  • 💰 Excessive fees and overdraft charges
MyCardWallet.#3

MyCardWallet. by Blackhawk Network

Mobilize your cards
Worth Considering
💰 Finance
4.8😞(92K ratings)
Free
#89in Finance
MyCardWallet. screenshot 1
MyCardWallet. screenshot 2
MyCardWallet. screenshot 3

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

What We Love

  • 🚀 Quick and easy to use
  • 💡 Practical for managing prepaid cards
  • 👍 Worked perfectly for some users

Room to Improve

  • 🐛 Frequent errors and glitches
  • 🔒 Security and account issues
  • 👎 Difficult to add cards, use app

More Virtual Wallet apps to explore

4
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.5M)
free with in-app purchases
5
Card Manager: Digital Wallet
Card Manager: Digital Wallet
Card Manager: Digital Wallet
Gift, Loyalty, Membership
Free

Securely store, organize, and access all your gift, loyalty, membership, and other cards digitally. Add any card with pictures, track balances, and even create barcodes. Back up your cards online for safekeeping and access them offline.

Add any card with picturesAdd cards to Apple Wallet with location remindersTrack card balances
📊 Productivity
(2K)
free with in-app purchases
6
Noupia: Virtual Card
Noupia: Virtual Card
Noupia: Virtual Card
by Noupia Limited
Free

Create and fund virtual debit cards instantly using mobile money. Use them for online shopping, subscriptions, advertising, and digital wallets.

Create virtual debit cardsFund via mobile moneyOnline shopping payments
💰 Finance
(172)
ad-supported
7
Trust: Crypto & Bitcoin Wallet
Trust: Crypto & Bitcoin Wallet
Trust: Crypto & Bitcoin Wallet
Buy, Swap & Earn ETH, SOL, XRP
Free

Securely manage over 10 million digital assets, NFTs, and dApps across 100+ blockchains. Earn daily rewards on stablecoins with transparent, self-custodial protocols. Control your private keys and explore Web3 with confidence.

Stablecoin Earn for daily rewardsSelf-custody multi-chain supportManage 10M+ assets and NFTs
💰 Finance
(198K)
free
8
Folio: Digital Wallet App
Folio: Digital Wallet App
Folio: Digital Wallet App
eWallet & ID Card Scanner
Free

Securely store and organize all your essential cards and documents in one digital wallet. Scan IDs, passports, gift cards, loyalty cards, and travel passes for instant access anytime, anywhere. Features include automatic organization, expiry alerts, and secure cloud backup.

Scan and store IDs, passports, and licensesOrganize gift, loyalty, and membership cardsManage travel tickets and bookings
📊 Productivity
(6.7K)
free with in-app purchases
9
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(70K)
free with in-app purchases
10
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
11
Secure Card Manager & Wallet
Secure Card Manager & Wallet
Secure Card Manager & Wallet
Mobile Credit & Reward Cards
Free

Securely store your bankcard data and passwords with advanced encryption. Access your information offline and protect it with biometric or PIN lock. Share card details easily and manage data across devices via cloud sync.

Secure card data storageAdvanced AES 256-bit encryptionOffline access
💰 Finance
(503)
freemium
12
myFlexWallet
myFlexWallet
myFlexWallet
by OneSource Virtual, Inc.
Free

Manage your finances with ultimate flexibility. View pay slips, track time, and transfer earned wages to your payroll card or bank account instantly or next day. Securely access your financial information with advanced authentication.

View pay slip detailsTrack time workedFlexible wage access
💰 Finance
(74)
free with in-app purchases
13
VirtualCards-Loyalty Wallet
VirtualCards-Loyalty Wallet
VirtualCards-Loyalty Wallet
Transfer cards, save time!
Free

Consolidate all your loyalty cards into a single digital wallet. Easily import existing cards or create new ones instantly. Access exclusive offers, coupons, and manage shopping lists, all while reducing physical clutter.

Manage all loyalty cards in one appImport cards via barcode or screenshotCreate new digital loyalty cards
📊 Productivity
(247)
free
14
Tangem - Crypto wallet
Tangem - Crypto wallet
Tangem - Crypto wallet
The safest crypto wallet
Free

This app provides a secure, non-custodial cryptocurrency wallet solution. It combines hardware security with a mobile interface to manage your digital assets, generate private keys on dedicated hardware, and interact with Web3 applications.

Non-custodial crypto walletHardware wallet with secure element chipPrivate keys generated on dedicated hardware
💰 Finance
(23K)
paid
15
Pass2U Wallet - Add store card
Pass2U Wallet - Add store card
Pass2U Wallet - Add store card
Add cards to Apple Wallet
Free

Consolidate all your store cards, coupons, and tickets into a single digital wallet. Customize designs and integrate seamlessly with your existing digital wallet for easy access and management of your passes.

Create and manage various digital passesScan barcodes or import from photosPersonalize passes with custom templates
🛍️ Shopping
(2.8K)
free with in-app purchases
16
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Buy tokens, explore Ethereum
Free

This self-custody crypto wallet allows you to swap tokens across multiple blockchains, manage your crypto and NFT assets, and explore Web3 applications. Buy crypto with a credit card, track prices, and secure your assets with advanced features.

Self-custody crypto walletZero app fees on swapsSwap tokens across EVM-compatible blockchains
💰 Finance
(19K)
free
17
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Web3, DeFi, NFT, Crypto Wallet
Free

Manage your digital assets with a non-custodial, multi-chain wallet. Access decentralized finance, trade tokens, earn passive income through staking, and explore a wide range of decentralized applications, all from a single, intuitive platform.

Non-custodial multi-chain walletAccess DeFi and dAppsTrade thousands of tokens
💰 Finance
(21K)
free with in-app purchases
18
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(378K)
free with in-app purchases
19
AstroPay - Global Wallet
AstroPay - Global Wallet
AstroPay - Global Wallet
Global multicurrency wallet
Free

Manage your money globally with this all-in-one digital wallet. Send and receive international transfers instantly and for free, make payments worldwide with a globally accepted card, and exchange multiple currencies directly within the app. Enjoy financial freedom with no hidden fees and secure transactions.

Free international transfersSend and receive money overseasConvert 10+ currencies
💰 Finance
(444)
free with in-app purchases
20
Zengo: Crypto & Bitcoin Wallet
Zengo: Crypto & Bitcoin Wallet
Zengo: Crypto & Bitcoin Wallet
Buy, sell, and earn crypto
Free

A secure, self-custodial cryptocurrency wallet that eliminates seed phrase vulnerability. Manage, buy, sell, and trade over 380 digital assets with advanced MPC security and 24/7 support. Offers recovery options and premium features for enhanced protection.

Self-custodial wallet with no seed phraseMPC security for transaction signingBuy, sell, and trade 380+ crypto assets
💰 Finance
(4.4K)
freemium

FAQ about Virtual Wallet

What are the best virtual wallet apps for iPhone?
Apple Wallet tops our virtual wallet apps ranking as of June 2026, with a 4.8-star average from 6.7M App Store ratings, and it's free to download.
Yes — 20 of the top virtual wallet apps we rank are free to download, including Apple Wallet and PNC Mobile Banking.
Apple Wallet shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 227+ virtual wallet apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The Wallet app is a secure digital wallet on your iPhone and Apple Watch. It allows you to store and manage various digital items like credit and debit cards, driver's licenses, transit cards, event tickets, and keys, all in one convenient place.
Key features include storing and using credit/debit cards for secure payments via Apple Pay, adding eligible driver's licenses or state IDs for digital presentation, storing transit and event tickets for easy access, and managing digital keys for cars, homes, and hotels.

Related searches

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