Best Zoobapay Apps

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

Free

This finance app simplifies bill payments by allowing users to pay any bill quickly and securely using their preferred method. It eliminates the need for multiple logins or mailing checks, making bill management effortless.

BILL AP & AR Business Payments

Pay bills and get paid online

Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Payactiv

On-demand pay and beyond

Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

CareCredit Mobile

Take CareCredit on the go

Free

Manage your CareCredit credit card on the go. Access your digital card, pay bills, find providers, and track your account details. Stay informed with custom notifications and helpful resources.

Jim: sell & get paid instantly

Tap to Pay & Payment Links

Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Kardora Gift Card Trade

Sell Gift Cards for Cash

Free

Easily sell eligible gift cards for cash in Nigeria and Ghana. Get transparent quotes, submit physical cards or eCodes securely, and track your orders. Receive payouts directly to your local wallet or bank account.

DivDat Mobile Payments App

by DivDat

Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

BuyWithEase

Shop Now, Pay Later

Free

This platform allows instant shopping with flexible installment payment options. It also facilitates applications for various services like rent, school fees, and medical bills, offering a secure and convenient e-commerce experience.

MyEasyPay

by EasyPay Finance

Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Moniepoint Personal Banking

Savings account | Send money

Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

ZayZoon - Wages On-Demand

Benefit for Eligible Employees

Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Splitit Go

Real-Time Installment Control

Free

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

Link: A smarter way to pay

Pay quickly and securely

Free

This app streamlines online and in-store checkouts by securely storing payment details and addresses. It helps manage recurring subscriptions, track spending across connected accounts, and offers purchase protection for eligible items.

Wisetack

Financing tools for merchants

Free

This app helps businesses offer payment plans to their customers. Merchants can send financing applications directly to clients, allowing them to pay for purchases over time. It simplifies the process of providing flexible payment options.

Razorpay - Accept Payments Now

Accept & track digital payment

Free

Accept digital payments instantly via credit card, debit card, UPI, and more. Businesses of all sizes can set up in minutes and track sales with real-time data. Issue refunds on the go and benefit from 24/7 support.