Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later

Shop & Pay in 4¹

⭐️4.9 / 5
Rating
🙌537K
Ratings
📼6 scs
Content
📦~ in 2 weeks
Updates frequency
🗣❌ unsupported
Your locale

All Versions of Zip

1.207.2

June 17, 2024

Bug fixes!

1.206.3

June 6, 2024

Bug fixes

1.205.4

May 22, 2024

Bug fixes

1.205.2

May 20, 2024

Bug fixes

1.204.1

April 29, 2024

Bug fixes

1.203.6

April 9, 2024

Bug fixes

1.202.4

March 12, 2024

Bug fixes

1.201.0

February 23, 2024

Bug fixes

1.200.4

February 12, 2024

Bug fixes

1.199.10

January 29, 2024

Bug fixes

Price History of Zip

Description of Zip

Zip gives savvy shoppers more freedom and flexibility with our buy now, pay later platform. It’s a smarter way to stretch your funds. SPLIT ANY PURCHASE IN 4². Shop your favorite brands and pay with your linked account in 4 installments over 6 weeks²…Get approved instantly, with no application forms or hassle³. PAY LATER WITH ZIP WHERE YOU WANT¹, ONLINE OR IN-STORE Install our app and use Zip pretty much anywhere¹, you shop—whether online or in-store. Add Zip to your Apple Wallet or Google Pay for easy access. THE SMART ALTERNATIVE TO CREDIT CARDS No hard credit checks, and no impact on your credit score—ever. We’ll let you know when installments are due so you’re on top of every payment. HOW DO I USE ZIP? 1. Install the app and sign up to start shopping³. 2. Search for anything you wish to purchase 3. Enter the amount you’d like to spend (including any taxes or shipping costs!). 4. Your purchase will be split into 4 easy installments over 6 weeks². Easily track your spending, view transaction history, and manage open payments in the app. 5. Update or change your account details, including payment method, any time. 6. Get answers to frequently asked questions and contact our support team directly from the app. CONNECT WITH US For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram. http://instagram.com/zip.us ___ Loans through the Zip app are originated by WebBank, except for Zip originated loans in CO, NV, MA and MD. ___ ¹Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. ²For a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip Pay Anywhere financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval. ³Eligibility criteria apply. See payment terms: https://zip.co/us/quadpay-terms-of-service. Loans to California residents, other than loans through the Zip App and Zip Card, are made or arranged pursuant to California Lenders Law license.
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Zip: FAQ

Can Zip be used on an iPad?

No, Zip does not have support for iPad devices.
Zip was released by Zip Co US, Inc..
To function properly, the app requires at least iOS 13.0.
Zip has an excellent rating of 4.9 out of 5.
The Primary Genre Of The Zip App Is Shopping.
1.207.2 is the newest version of Zip.
The most recent update for Zip was released on June 30, 2024.
The release date of the app was on February 6, 2023.
Suitable for children aged 4 and up, contains no objectionable material.
You can use the Zip app in English.
No, Zip is not on Apple Arcade.
No, Zip does not integrate in-app purchases for users.
No, Zip does not support compatibility with Apple Vision Pro.

Screenshots of Zip

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Alternatives to Zip

Reviews of Zip

  • ZIP has saved me more than any other

    I’ve been w/ZIP for years! This is the #1 app!! I have referred ZIP to Friends/Family more than Any app out there. One friend didn’t believe me thinking it was all too Good to be true. She had said “I cant get anything! I don’t have bad credit.. I just don't have Any credit” I told her Credit has nothing to do w/ ZIP app, long as you have a reoccurring deposit to pay back. I was so confident I told her “IF ZIP won’t pay then ‘I’ will pay for your order” {yea then I 😬 🙏 awaiting for ZIP reply} Thank God once again ZIP did Not let me down! My friend was approved😃 There’s one thing to be careful of IF you’re paid Monthly vs. Bi-Weekly~ ZIP automatically Withdrawals their payments every 2weeks {ZIP gives a Schedule w/ the dates of payments for your Agreement} In my case~ on payday I make (2) payments or I pay all Installments in FULL. This actually helps my Credit. After you pay back 4 or 5 purchases on time~ZIP increases your loan! This is a Great feature I dont think any other app {sezzle, afterpay etc} has w/incentives like this..
    Don’t forget to Download your ZIP card to Apple Pay! I was hours away from home & realized my Grand daughter obviously played/hid my Debit cards because not 1 was in my Wallet😳😓 I had to use my ZIP card in my Apple Wallet to buy Gas to get us home🙏 Another time I used my ZIP to pay for a Prescription that was way too expensive. Thank You ZIP for saving my 🍑 more than I can count!!

    Developer Response

    Thank you for taking the time to share your positive experience with Zip! We are thrilled to hear that you found our payment solution convenient and user-friendly. We are committed to providing our customers with a reliable and trustworthy service, and we're glad that we were able to meet your expectations. It is such a privilege to have you being a part of the Zip community. If you have any questions, feel free to contact our team directly at us-appreviews@care.zip.co. We're here for you and ready to assist! 💜
  • Zip is Legit!

    If you are familiar with this app and the avenues, it gives you to purchase the things that you like the most from the vendors you love them most. The payment plans in the agreements are feasible and easy to understand and use I give kudos to the developers of this app and the company for making this app user-friendly and not a lot of jargon to absorb in the financing area. But there was one thing I could point out though, Zip does a hard inquiry on your credit score. And that information is what they use to give you the right credit amount within their app to use for yourself . there’s pros and cons to everything. On the upside, Zip does remain transparent throughout the whole purchase process. What you see is what you get. And Zip is a very good job of making that happen and helping you get what you want, evidently their platform works, and as you can see from the array of major retailers, you get to choose from they have established a great relationships with Zip for your enjoyment and benefit while shopping made easy . Especially take this into consideration in the next couple months when the holiday season is in full swing this will be my number one app to go to for my gifts, sweets, and stocking stuffers to keep my gifts, discreet, and the surprises and smiles, even bigger or Christmas Day. Get the app it’s worth it.

    Developer Response

    We appreciate your thorough review and are delighted to hear about your positive experience with Zip! It's fantastic that you find our payment plans feasible and our app user-friendly. We'd like to clarify that when applying for Zip, a soft credit inquiry is performed, which does not impact your credit score. If you have any further questions, don't hesitate to reach out to us at us-appreviews@care.zip.co. Thank you for highlighting our transparency and the wide array of major retailers available. We're here to make your holiday shopping enjoyable and convenient. Happy shopping with Zip, and we look forward to serving you during the festive season! 💜
  • Terrible customer service!

    Been a customer with them for about 2 years + and suddenly they canceled me for filing a dispute with a merchant I used through them then hit me with a Experian page and message saying “unfortunately we can’t approve you for access to Zip today” as if they suddenly do credit checks which I don’t remember them doing. How can’t y’all approve me for something I’ve been a customer of for more than 2 years?! I never received my item so why is that my fault and I still have to pay for something I didn’t receive?! Besides that I been reaching out to customer support numerous times trying to see if there’s anyway I can get my account back now that the dispute is done and haven’t heard anything back. All I got was a support agent telling me about my dispute and when I asked for further explanation he just stopped replying. Yet I still have to pay my other orders which is fine, but if I’m gonna continue getting billed and getting emails about when my zip pay is due then at least let me have my account back so I can continue service with you guys! Trust me I have Klarna and Afterpay as well but they don’t offer the wide variety of merchants Zip does. I sent out a follow up email to customer support and still nothing smh.

    Developer Response

    Thank you for your review. We are so sorry to hear your experience hasn't been as expected. If there is anything specific we can help with, please let us know at us-appreviews@care.zip.co (mailto:us-appreviews@care.zip.co).