DCU Digital Banking User Reviews

DCU Digital Banking
DCU Digital Banking
DIGITAL FEDERAL CREDIT UNION

Reviews Summary

Top reviews

Photo of back of check ALWAYS is hard to capture

Why does it take me 20+ times to accurately capture the. Ack of my check when depositing.

Something is consistently glitching.
No matter how dark the background is or how close or far…or if flash is on or off. It takes me over 20 times to try and capture it. And even after that I’m still left wondering if it actually capture and I have to wait to follow up on the check to make sure it was actually deposited.
PLEASE FIX ASAP!
Show less

Response from developer

We apologize for any frustration you experienced. Please try placing little "x" symbols on the corners of the back of the check. The "x"s will help the camera detect the edges of the check. If more help is needed, please call our Information Center at 800-328-8797. Agents can assist you Monday through Friday from 8:00 AM to 9:00 PM EST and Saturday from 9:00 AM to 3:00 PM EST.

Better than the bank

I’ve had DCU since my folks started my account over 20 years ago when I was about 8. Never ever have I had an issue and they have been nothing but the best, God’s honest truth. Between the DCU app or going to the location near me in Worcester, always the best & quick & easy. I’m very glad to openly grovel for them because they earned it. They call me whenever they think a charge is suspicious, even if it wasn’t, but they’re being safe and looking out. Actual banks can go to you-know-where, credit unions are the best & DCU is the gold standard at that. Consider me a for lifer. On a last note, their change machine rules and is very clutch. Thank ya !
Show less

Response from developer

We truly appreciate your gracious words and 5 star review Pete!

Awesome or even Magical

Awesome or even Magical - if there was to be one word to describe my 24 years relationship with DCU.
I have banked with many banks in many countries (my work has made me travel and live in different countries at times).
But the one bank and one banking experience that stands out is DCU.
Always at the forefront of good and useful technology adoption that makes sense for my needs, always at the lowest banking cost levels, always a great customer service, fast availability to my money (2 days in advance paycheck; same day check money available even when deposited through the app), and the ease of use and completion of information within the app, ease of getting to a customer service rep if/when required; lowest APR credit card and always no balance transfer fee - the list of DCU’s awesomeness is endless.
I can’t think of a single thing that I have been disappointed by in my relationship with DCU over 24 years (twenty four years and zero complaints!) - Isn’t that DCUsome!!!
Show less

Response from developer

We value your long-standing membership with DCU and appreciate your gracious words and 5-star review!

The app does not remember the device

Every login requires a mfa, although I have the recognize this device turned on. Its a security feature totally cool but it would be great to be able to just login with faceid. I have tried uninstalling and reinstalling the app. Does not work. It’s a minor bug but something to look into. Please check these functions for iphone users.
Other features are great though.
Show less

Response from developer

To help you troubleshoot this issue, please call us at 800-328-8797, option 5. Agents can assist you Monday through Friday from 8:00 AM to 9:00 PM EST and Saturday from 9:00 AM to 3:00 PM EST.

So far ,so good .

I’ve been using the DCU app for a few months now, and I’m impressed with its reliability and user interface. The app consistently performs well, without any crashes or glitches, which makes managing my finances seamless and stress-free.

The UI aesthetics are modern and clean, making it easy to navigate through different features. The design is intuitive, ensuring that even those who aren’t tech-savvy can use it without any trouble.
Show less

Response from developer

That's great to hear! We are glad you are enjoying the user interface and we appreciate your 5-star review!

Susan Atherton

I have always felt that DCU was one of the best places to help people—and very helpful, needs of money,
Helping us learn how to use our resources, learn about doing bills, and many times giving us time when we ask for help. I have only used a different bank for my attorney business, and they also help the same way DCU does. After so many years, I am very grateful for your help.
Thank you!!
Show less

Response from developer

We appreciate such gracious words, Susan, and thank you for your membership.

Meh

At first I liked them a lot - but then without warning stopped allowing overdrafts. I have ZERO problem them doing this - they are a business after all. My issue is they did it without warning. They have communication issues. And doesn’t make it Much difference if you’ve been with them
for a bunch of years (I’m a good customer- I took out lg. loan and paid back on full on time & pay credit card). They’re basically like any other bank. Not as bad as Bank of America- who are horrible- I’ll throw them that bone.
Show less

Response from developer

We apologize if you are having an issue with the overdraft feature. For more details on your overdraft status, please call our Information Center at 800-328-8797, option 5. Agents can assist you Monday through Friday from 8:00 AM to 9:00 PM EST and Saturday from 9:00 AM to 3:00 PM EST.

Used to be awful - Still not perfect but much better

Never write reviews but I love DCU and feel like the app is important to whether people join or not. To be honest, the app used to be garbage. It was buggy and slow and always froze, but in the last year or two it’s gotten a lot better. It’s still not perfect - One thing I hate is if you deposit a check or transfer money into the account you usually have to sign out and sign back in to see your new balance. Other than that I can’t think of anything else negative with the current version.
Show less

Response from developer

Hello, Thank you for leaving a 5-star review! We're sorry to hear you're having issues with the app refreshing. Once you make the transfer or deposit, if you return to the Accounts page and swipe down on the screen, the page should refresh to show the updated information. Thank you, DCU.

Needs External Transfers

So far I like the app. But like some other Credit Unions the app lacks the ability to transfer to and from my other financial institutions. This seems like such a basic function.
Update: My bad. I did not look far enough. However I would like the ability to change the nicknames of my external accounts. Thank you.
Show less

Response from developer

Hello Daoyee, We appreciate your feedback. Our App does have the ability to transfer to and from other financial institutions. In the upper right corner, you will see a + sign. You will then need to follow the steps to connect your external accounts. DCU uses a third-party transferring system called Plaid that allows you to quickly connect and search for over 11,000+ financial institutions. I hope this helps!

On line and inside the Bank

Very helpful when i need help to understand. Plus's i can see all the transactions i made. If i see one i don’t recognize. I just head to the mank to look into it.

Inside the Bank very friendly and always giving me answers questions i have. The only thing i disappointed is that the don’t have the touch card like other banks do. I’m a gem phobic. Touching the pen or touch the screen or pin pad is gross. Please please can we have this service on are debit card.. i wish when i have a order from ober eats they reach out . I don’t have an account. Just need if its one of my kids. So i can make up my mind if i agree to it
Show less

Response from developer

We appreciate your gracious words and 5-star review. We apologize for not having touch cards, and we appreciate your feedback on this preference.

Alternatives to DCU Digital Banking