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Highly recommend this account!!!
Was a little skeptical when I first signed up but this account is awesome! The 4% APY is AWESOME, and it’s really easy to obtain! You get 4% on any money in your checking account up to $3,000 and 2.5% on any money above the $3,000 after 10 qualifying purchases for the month! I use my card like I would any normal debit card, for gas, lunch, coffee, Gatorade’s at the convenient store, etc., and I usually qualify for the 4% APY within 4-5 days, and get 4% on my money for the rest of the month! The good news is if I for some reason don’t reach the 10 qualifying purchases within the month (which has never happened), i still get the 2.5 % APY on all my money! Savings is a flat and constant 2.5% APY so that’s really awesome! I was also worried about having access to ATM’s that wouldn’t charge me for making a withdrawal and when I say there are ATM’s everywhere, there are ATM’s EVERYWHERE! It’s also fairly easy to deposit cash into your account if you don’t mind getting out of your car, which I don’t mind tracking those extra steps in my fitness app on my phone and watch 😂! Overall this is a great account to have! Tons of perks! Everything is made to be as convenient as possible, and I love earning money on the money that I worked so hard to earn!Show lessDeveloper Response
Woo hoo!! Thanks for being a T-Mobile MONEY customer! 🤩Surprising and Enjoyable
I’ll be honest, when I first saw T-Mobile Money, I just thought it was suspicious to have an account that offered interest like a money market account with no withdrawal limits, no service fees, no minimum balance, and generally deposits ACH’s 2 days early?
It all sounded too good to be true, but after dedicating to it and transferring over the bulk of my funds from other banks, I’ve thoroughly enjoyed this account and heavily recommend it to people!
Yes it’s a shame there’s no proper physical location for quick deposits and withdrawals, but I haven’t had any issues thus far using the alternative deposit methods.Show lessLove this account!
I reluctantly decided to start using T-Mobile Money for my new checking account and I was impressed when they immediately offered me the 4.0% APR but then after using my card for just 10 transactions I also unlocked the $50 Got Your Back overdraft coverage feature and I thought that it honestly wouldn’t work since I haven’t been offered overdraft service due to my credit score in a very long time but it worked for me and now it’s unlocked permanently! I don’t have to continue to make 10 purchases with my card every month, it was just automatically unlocked after the first 10! I love the app, easy to use and seems very secure to me! I will be sticking with T-Mobile Money!Show less